Riverview Community Bank

900 Washington, Suite 100
Vancouver, WA 98660

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29922
Date Established 1923
Assets $1.16 billion
Loans $0.87 billion
Deposits $0.93 billion
Capital $0.16 billion

Riverview Community Bank is an FDIC insured institution located in Vancouver, WA. It was founded in 1923 and has approximately $1.16 billion in assets. Customers can open an account at one of its 20 branches.

For a more detailed analysis of Riverview Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $2,500 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
0.15% $2,500 $14,999 Learn MoreShow Less
3 Mo CD
0.20% $100,000 - Learn MoreShow Less
0.25% $2,500 $14,999 Learn MoreShow Less
6 Mo CD
0.40% $100,000 - Learn MoreShow Less
Special: 9 Mo CD
0.85% $15,000 $24,999 Learn MoreShow Less
Special: 9 Mo CD
0.90% $25,000 $49,999 Learn MoreShow Less
Special: 9 Mo CD
0.95% $50,000 $99,999 Learn MoreShow Less
Special: 9 Mo CD
1.70% $250,000 - Learn MoreShow Less
0.40% $2,500 $14,999 Learn MoreShow Less
12 Mo CD
0.60% $100,000 - Learn MoreShow Less
Special: 13 Mo CD
1.36% $15,000 $24,999 Learn MoreShow Less
Special: 13 Mo CD
1.41% $25,000 $49,999 Learn MoreShow Less
Special: 13 Mo CD
1.71% $50,000 $99,999 Learn MoreShow Less
Special: 13 Mo CD
2.12% $100,000 $249,999 Learn MoreShow Less
0.60% $2,500 $14,999 Learn MoreShow Less
18 Mo CD
0.80% $100,000 - Learn MoreShow Less
Special: 19 Mo CD
1.87% $15,000 $24,999 Learn MoreShow Less
Special: 19 Mo CD
1.92% $25,000 $49,999 Learn MoreShow Less
Special: 19 Mo CD
2.02% $50,000 $99,999 Learn MoreShow Less
Special: 19 Mo CD
2.53% $100,000 $249,999 Learn MoreShow Less
0.80% $2,500 $14,999 Learn MoreShow Less
24 Mo CD
1.01% $100,000 - Learn MoreShow Less
Special: 25 Mo CD
2.02% $15,000 $24,999 Learn MoreShow Less
Special: 25 Mo CD
2.07% $25,000 $49,999 Learn MoreShow Less
Special: 25 Mo CD
2.53% $50,000 $99,999 Learn MoreShow Less
Special: 25 Mo CD
2.69% $100,000 $249,999 Learn MoreShow Less
0.80% $2,500 $14,999 Learn MoreShow Less
1.01% $2,500 $14,999 Learn MoreShow Less
36 Mo CD
1.21% $100,000 - Learn MoreShow Less
Special: 37 Mo CD
2.28% $15,000 $24,999 Learn MoreShow Less
Special: 37 Mo CD
2.63% $25,000 $49,999 Learn MoreShow Less
Special: 37 Mo CD
2.69% $50,000 $99,999 Learn MoreShow Less
Special: 37 Mo CD
2.79% $250,000 - Learn MoreShow Less
1.01% $2,500 $14,999 Learn MoreShow Less
48 Mo CD
1.21% $100,000 - Learn MoreShow Less
1.31% $2,500 $14,999 Learn MoreShow Less
60 Mo CD
1.51% $100,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
0.40% $2,500 $14,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 - Learn MoreShow Less

Loan Rates - August 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Riverview Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.656% 3.625% 0.38 $962 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.527% 3.500% 0.38 $852 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.625% 4.625% 0.00 $0 $1,286 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to Riverview Community Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Riverview Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Riverview Community Bank Locations


Financial Details

Riverview Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Riverview Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Riverview Community Bank U.S. Bank Average
0.91% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Riverview Community Bank had $1,519,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $155,041,000 in equity and $11,457,000 in loans loss reserves. That gives it a Texas Ratio of 0.91%.

Return on Equity
Riverview Community Bank U.S. Bank Average
11.87% 9.47%

Riverview Community Bank has a Return on Equity of 11.87% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Riverview Community Bank U.S. Bank Average
13.42% 12.49%

Riverview Community Bank has a Capitalization of 13.42% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Riverview Community Bank Balance Sheet Analysis

As of March 31, 2019, Riverview Community Bank had assets of $1,155,539,000, loans of $865,567,000, and deposits of $930,384,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.18 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.87 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.03 billion
All other assets $0.04 billion
     Total Assets $1.00 billion
LIABILITIES
Total deposits $0.93 billion
      Interest-bearing deposits $0.64 billion
      Deposits held in domestic offices $0.93 billion
      % insured (estimated) 87.10%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.06 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $1.00 billion
      Shareholders’ Equity $0.16 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.01 billion

Bank Loan Profile?

The top three loan types in Riverview Community Bank’s loan portfolio are Commercial Real Estate, Construction and Development Loans, and 1-4 Family Residential Loans.

Compared to other banks in Washington, Riverview Community Bank has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.39
Multifamily
Mortgages
5.96
Credit Card Loans 0.00
Consumer Auto Loans 0.71
Small Business Loans 10.21
Construction and Development Loans 13.59
Commercial Real Estate 53.80
Commercial and Industrial Loans 7.63
Farm Loans 5.80

Frequently Asked Questions About Riverview Community Bank

Branches and Savings

Is Riverview Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #29922.

Why does Riverview Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Riverview Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Riverview Community Bank a commercial bank?

Yes

Where are Riverview Community Bank locations?

See branch locations nearby.

Is Riverview Community Bank open on Saturdays?

Is Riverview Community Bank open on Sundays?

What time does Riverview Community Bank open?

What time does Riverview Community Bank close?

Are Riverview Community Bank ATMs Open 24/7?

Do Riverview Community Bank ATMs accept cash deposits?

Can Riverview Community Bank customers use other ATMs?

Do Riverview Community Bank branches have notaries?

Will Riverview Community Bank notarize my document?

What address for Riverview Community Bank should I put for incoming ACH transfers?

Will the Riverview Community Bank branch print checks?

Do Riverview Community Bank checks expire?

Does Riverview Community Bank require US citizenship to open account?

Can Riverview Community Bank close my account?

Does Riverview Community Bank Report to credit bureaus?

Does Riverview Community Bank Use Equifax?

What is Riverview Community Bank's ACH Routing Number?

What is Riverview Community Bank's SWIFT code?

Products

Does Riverview Community Bank offer mortgages?

Compare mortgage rates here.

Does Riverview Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Riverview Community Bank offer personal loans?

Compare personal loan rates here.

Does Riverview Community Bank offer student loans?

Will Riverview Community Bank cash a check?

Will Riverview Community Bank redeem a savings bond?

Does Riverview Community Bank cash savings bonds?

Will Riverview Community Bank cash money orders?

Can Riverview Community Bank issue a money order?

Does Riverview Community Bank do currency exchange?

Background on The Bank

Who owns Riverview Community Bank?

How long has Riverview Community Bank been around?

Can Riverview Community Bank transfer to other banks?

Does Riverview Community Bank have quick pay?

Does Riverview Community Bank accept rolled coins?

Will Riverview Community Bank accept loose change?

Where is Riverview Community Bank headquarters?

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