1854 South Burlington Boulevard
Burlington, WA 98233


General Bank Information

FDIC Insured Yes
FDIC Certificate # 57978
Date Established 2005
Assets $0.21 billion
Loans $0.17 billion
Deposits $0.16 billion
Capital $0.03 billion

SAVIBANK is an FDIC insured institution located in Burlington, WA. It was founded in 2005 and has approximately $0.21 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of SAVIBANK's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in SAVIBANK’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, SAVIBANK’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.20
Credit Card Loans 0.00
Consumer Auto Loans 0.55
Small Business Loans 0.00
Construction and Development Loans 10.35
Commercial Real Estate 42.69
Commercial and Industrial Loans 11.91
Farm Loans 0.66

Deposit Rates

Your Current Location: Virginia, VA 20146

0.05% $10,000 $24,999 Learn MoreShow Less
0.10% $10,000 $24,999 Learn MoreShow Less
0.50% $10,000 $24,999 Learn MoreShow Less
0.60% $10,000 $24,999 Learn MoreShow Less
0.85% $10,000 $24,999 Learn MoreShow Less
0.95% $10,000 $24,999 Learn MoreShow Less
1.10% $10,000 $24,999 Learn MoreShow Less
1.34% $10,000 $24,999 Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.30% $1 - Learn MoreShow Less
0.45% $1 $9,999 Learn MoreShow Less
MM 2.5K
0.10% $1 $9,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.20% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 $9,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SAVIBANK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
Ally Mortgage
NMLS ID: 181005
4.534% 4.500% 0.13 $1,094 $1,267 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.284% 4.250% 0.00 $1,127 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
5.051% 4.990% 0.38 $1,736 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.240% $275.79 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


SAVIBANK branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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SAVIBANK Locations

Financial Details

SAVIBANK Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of SAVIBANK. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
SAVIBANK U.S. Bank Average
1.58% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, SAVIBANK had $33,000 in non-current loans and $471,000 in owned real estate. To cover these potential losses it had $29,973,000 in equity and $1,998,000 in loans loss reserves. That gives it a Texas Ratio of 1.58%.

Return on Equity
SAVIBANK U.S. Bank Average
5.94% 8.84%

SAVIBANK has a Return on Equity of 5.94% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

SAVIBANK U.S. Bank Average
14.19% 12.21%

SAVIBANK has a Capitalization of 14.19% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

SAVIBANK Balance Sheet Analysis

As of September 30, 2017, SAVIBANK had assets of $211,157,000, loans of $174,667,000, and deposits of $163,818,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Savibank

Branches and Savings

Is Savibank FDIC insured?

Yes. It is covered under FDIC Certificate #57978.

Why does Savibank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Savibank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Savibank a commercial bank?


Where are Savibank locations?

See branch locations nearby.

Is Savibank open on Saturdays?

Is Savibank open on Sundays?

What time does Savibank open?

What time does Savibank close?

Are Savibank ATMs Open 24/7?

Do Savibank ATMs accept cash deposits?

Can Savibank customers use other ATMs?

Do Savibank branches have notaries?

Will Savibank notarize my document?

What address for Savibank should I put for incoming ACH transfers?

Will the Savibank branch print checks?

Do Savibank checks expire?

Does Savibank require US citizenship to open account?

Can Savibank close my account?

Does Savibank Report to credit bureaus?

Does Savibank Use Equifax?

What is Savibank's ACH Routing Number?

What is Savibank's SWIFT code?


Does Savibank offer mortgages?

Compare mortgage rates here.

Does Savibank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Savibank offer personal loans?

Compare personal loan rates here.

Does Savibank offer student loans?

Will Savibank cash a check?

Will Savibank redeem a savings bond?

Does Savibank cash savings bonds?

Will Savibank cash money orders?

Can Savibank issue a money order?

Does Savibank do currency exchange?

Background on The Bank

Who owns Savibank?

How long has Savibank been around?

Can Savibank transfer to other banks?

Does Savibank have quick pay?

Does Savibank accept rolled coins?

Will Savibank accept loose change?

Where is Savibank headquarters?

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