State Street Bank and Trust Company

1 Lincoln St. Fl 1
Boston, MA 02111

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14
Date Established 1792
Assets $234.89 billion
Loans $24.45 billion
Deposits $186.18 billion
Capital $22.74 billion

State Street Bank and Trust Company is an FDIC insured institution located in Boston, MA. It was founded in 1792 and has approximately $234.89 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of State Street Bank and Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in State Street Bank and Trust Company’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks, State Street Bank and Trust Company’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 15.59
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for State Street Bank And Trust Company, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for State Street Bank and Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to State Street Bank and Trust Company
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Branches

State Street Bank and Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


State Street Bank and Trust Company Locations

Financial Details

State Street Bank and Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of State Street Bank and Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
State Street Bank and Trust Company U.S. Bank Average
0.01% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, State Street Bank and Trust Company had $2,913,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $22,739,418,000 in equity and $53,587,000 in loans loss reserves. That gives it a Texas Ratio of 0.01%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
State Street Bank and Trust Company U.S. Bank Average
9.77% 8.58

State Street Bank and Trust Company has a Return on Equity of 9.77% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
State Street Bank and Trust Company U.S. Bank Average
9.68% 12.11

State Street Bank and Trust Company has a Capitalization of 9.68% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

State Street Bank and Trust Company Balance Sheet Analysis

As of June 30, 2017, State Street Bank and Trust Company had assets of $234,888,953,000, loans of $24,446,071,000, and deposits of $186,175,266,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About State Street Bank and Trust Company

Branches and Savings

Is State Street Bank and Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #14.

Why does State Street Bank and Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are State Street Bank and Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is State Street Bank and Trust Company a commercial bank?

Yes

Where are State Street Bank and Trust Company locations?

See branch locations nearby.

Is State Street Bank and Trust Company open on Saturdays?

Is State Street Bank and Trust Company open on Sundays?

What time does State Street Bank and Trust Company open?

What time does State Street Bank and Trust Company close?

Are State Street Bank and Trust Company ATMs Open 24/7?

Do State Street Bank and Trust Company ATMs accept cash deposits?

Can State Street Bank and Trust Company customers use other ATMs?

Do State Street Bank and Trust Company branches have notaries?

Will State Street Bank and Trust Company notarize my document?

What address for State Street Bank and Trust Company should I put for incoming ACH transfers?

Will the State Street Bank and Trust Company branch print checks?

Do State Street Bank and Trust Company checks expire?

Does State Street Bank and Trust Company require US citizenship to open account?

Can State Street Bank and Trust Company close my account?

Does State Street Bank and Trust Company Report to credit bureaus?

Does State Street Bank and Trust Company Use Equifax?

What is State Street Bank and Trust Company's ACH Routing Number?

What is State Street Bank and Trust Company's SWIFT code?

Products

Does State Street Bank and Trust Company offer mortgages?

Compare mortgage rates here.

Does State Street Bank and Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does State Street Bank and Trust Company offer personal loans?

Compare personal loan rates here.

Does State Street Bank and Trust Company offer student loans?

Will State Street Bank and Trust Company cash a check?

Will State Street Bank and Trust Company redeem a savings bond?

Does State Street Bank and Trust Company cash savings bonds?

Will State Street Bank and Trust Company cash money orders?

Can State Street Bank and Trust Company issue a money order?

Does State Street Bank and Trust Company do currency exchange?

Background on The Bank

Who owns State Street Bank and Trust Company?

How long has State Street Bank and Trust Company been around?

Can State Street Bank and Trust Company transfer to other banks?

Does State Street Bank and Trust Company have quick pay?

Does State Street Bank and Trust Company accept rolled coins?

Will State Street Bank and Trust Company accept loose change?

Where is State Street Bank and Trust Company headquarters?

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