Table Grove State Bank

121 South Broadway Street
Table Grove, IL 61482

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16394
Date Established 1946
Assets $0.05 billion
Loans $0.03 billion
Deposits $0.04 billion
Capital $0.01 billion

Table Grove State Bank is an FDIC insured institution located in Table Grove, IL. It was founded in 1946 and has approximately $0.05 billion in assets.

For a more detailed analysis of Table Grove State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
CD Rates APY MIN MAX
6 Mo CD
0.30% $500 - Learn MoreShow Less
12 Mo CD
0.40% $500 - Learn MoreShow Less
18 Mo CD
0.50% $500 - Learn MoreShow Less
24 Mo CD
0.65% $500 - Learn MoreShow Less
30 Mo CD
0.65% $5,000 - Learn MoreShow Less
36 Mo CD
0.80% $5,000 - Learn MoreShow Less
48 Mo CD
1.00% $5,000 - Learn MoreShow Less
60 Mo CD
1.20% $5,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - September 23, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Table Grove State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.761% 3.750% 0.13 $322 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.536% 3.500% 0.50 $1,108 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to Table Grove State Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Table Grove State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Table Grove State Bank Locations


Financial Details

Table Grove State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Table Grove State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Table Grove State Bank U.S. Bank Average
0.37% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Table Grove State Bank had $20,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,176,000 in equity and $265,000 in loans loss reserves. That gives it a Texas Ratio of 0.37%.

Return on Equity
Table Grove State Bank U.S. Bank Average
15.42% 9.47%

Table Grove State Bank has a Return on Equity of 15.42% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Table Grove State Bank U.S. Bank Average
11.42% 12.49%

Table Grove State Bank has a Capitalization of 11.42% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Table Grove State Bank Balance Sheet Analysis

As of March 31, 2019, Table Grove State Bank had assets of $45,314,000, loans of $30,967,000, and deposits of $40,032,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.03 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.04 billion
LIABILITIES
Total deposits $0.04 billion
      Interest-bearing deposits $0.03 billion
      Deposits held in domestic offices $0.04 billion
      % insured (estimated) 91.01%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.04 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Table Grove State Bank’s loan portfolio are Farm Loans, Consumer Auto Loans, and Commercial Real Estate.

Compared to other banks in Illinois, Table Grove State Bank has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.49
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 5.48
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 4.25
Commercial and Industrial Loans 3.00
Farm Loans 39.15

Frequently Asked Questions About Table Grove State Bank

Branches and Savings

Is Table Grove State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #16394.

Why does Table Grove State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Table Grove State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Table Grove State Bank a commercial bank?

Yes

Where are Table Grove State Bank locations?

See branch locations nearby.

Is Table Grove State Bank open on Saturdays?

Is Table Grove State Bank open on Sundays?

What time does Table Grove State Bank open?

What time does Table Grove State Bank close?

Are Table Grove State Bank ATMs Open 24/7?

Do Table Grove State Bank ATMs accept cash deposits?

Can Table Grove State Bank customers use other ATMs?

Do Table Grove State Bank branches have notaries?

Will Table Grove State Bank notarize my document?

What address for Table Grove State Bank should I put for incoming ACH transfers?

Will the Table Grove State Bank branch print checks?

Do Table Grove State Bank checks expire?

Does Table Grove State Bank require US citizenship to open account?

Can Table Grove State Bank close my account?

Does Table Grove State Bank Report to credit bureaus?

Does Table Grove State Bank Use Equifax?

What is Table Grove State Bank's ACH Routing Number?

What is Table Grove State Bank's SWIFT code?

Products

Does Table Grove State Bank offer mortgages?

Compare mortgage rates here.

Does Table Grove State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Table Grove State Bank offer personal loans?

Compare personal loan rates here.

Does Table Grove State Bank offer student loans?

Will Table Grove State Bank cash a check?

Will Table Grove State Bank redeem a savings bond?

Does Table Grove State Bank cash savings bonds?

Will Table Grove State Bank cash money orders?

Can Table Grove State Bank issue a money order?

Does Table Grove State Bank do currency exchange?

Background on The Bank

Who owns Table Grove State Bank?

How long has Table Grove State Bank been around?

Can Table Grove State Bank transfer to other banks?

Does Table Grove State Bank have quick pay?

Does Table Grove State Bank accept rolled coins?

Will Table Grove State Bank accept loose change?

Where is Table Grove State Bank headquarters?

Customer Reviews for Table Grove State Bank

There are currently no comments for Table Grove State Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →