Table Rock Community Bank

1 Wildwood Lane
Kimberling City, MO 65686

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58300
Date Established 2006
Assets $0.08 billion
Loans $0.06 billion
Deposits $0.08 billion
Capital $0.01 billion

Table Rock Community Bank is an FDIC insured institution located in Kimberling City, MO. It was founded in 2006 and has approximately $0.08 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Table Rock Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.20% $1,000 - Learn MoreShow Less
6 Mo CD
0.30% $1,000 - Learn MoreShow Less
Special: 7 Mo CD
2.24% $1,000 - Learn MoreShow Less
12 Mo CD
0.50% $1,000 - Learn MoreShow Less
18 Mo CD
0.55% $1,000 - Learn MoreShow Less
24 Mo CD
0.60% $1,000 - Learn MoreShow Less
36 Mo CD
0.90% $1,000 - Learn MoreShow Less
48 Mo CD
1.15% $1,000 - Learn MoreShow Less
60 Mo CD
1.31% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.50% $1,000 - Learn MoreShow Less
Special: 7 Mo FIRA
2.24% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1,000 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Table Rock Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.530% 3.500% 0.38 $940 $1,123 Learn More
First Internet Bank
NMLS ID: 424182
3.643% 3.625% 0.25 $552 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Table Rock Community Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Table Rock Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Table Rock Community Bank Locations


Financial Details

Table Rock Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Table Rock Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Table Rock Community Bank U.S. Bank Average
7.58% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Table Rock Community Bank had $305,000 in non-current loans and $330,000 in owned real estate. To cover these potential losses it had $7,710,000 in equity and $670,000 in loans loss reserves. That gives it a Texas Ratio of 7.58%.

Return on Equity
Table Rock Community Bank U.S. Bank Average
12.54% 9.47%

Table Rock Community Bank has a Return on Equity of 12.54% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Table Rock Community Bank U.S. Bank Average
9.21% 12.49%

Table Rock Community Bank has a Capitalization of 9.21% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Table Rock Community Bank Balance Sheet Analysis

As of March 31, 2019, Table Rock Community Bank had assets of $83,731,000, loans of $63,923,000, and deposits of $75,552,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.06 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.08 billion
LIABILITIES
Total deposits $0.08 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.08 billion
      % insured (estimated) 91.76%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.08 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Table Rock Community Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Missouri, Table Rock Community Bank has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 46.04
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.49
Small Business Loans 0.00
Construction and Development Loans 15.91
Commercial Real Estate 21.58
Commercial and Industrial Loans 6.91
Farm Loans 0.26

Frequently Asked Questions About Table Rock Community Bank

Branches and Savings

Is Table Rock Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58300.

Why does Table Rock Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Table Rock Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Table Rock Community Bank a commercial bank?

Yes

Where are Table Rock Community Bank locations?

See branch locations nearby.

Is Table Rock Community Bank open on Saturdays?

Is Table Rock Community Bank open on Sundays?

What time does Table Rock Community Bank open?

What time does Table Rock Community Bank close?

Are Table Rock Community Bank ATMs Open 24/7?

Do Table Rock Community Bank ATMs accept cash deposits?

Can Table Rock Community Bank customers use other ATMs?

Do Table Rock Community Bank branches have notaries?

Will Table Rock Community Bank notarize my document?

What address for Table Rock Community Bank should I put for incoming ACH transfers?

Will the Table Rock Community Bank branch print checks?

Do Table Rock Community Bank checks expire?

Does Table Rock Community Bank require US citizenship to open account?

Can Table Rock Community Bank close my account?

Does Table Rock Community Bank Report to credit bureaus?

Does Table Rock Community Bank Use Equifax?

What is Table Rock Community Bank's ACH Routing Number?

What is Table Rock Community Bank's SWIFT code?

Products

Does Table Rock Community Bank offer mortgages?

Compare mortgage rates here.

Does Table Rock Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Table Rock Community Bank offer personal loans?

Compare personal loan rates here.

Does Table Rock Community Bank offer student loans?

Will Table Rock Community Bank cash a check?

Will Table Rock Community Bank redeem a savings bond?

Does Table Rock Community Bank cash savings bonds?

Will Table Rock Community Bank cash money orders?

Can Table Rock Community Bank issue a money order?

Does Table Rock Community Bank do currency exchange?

Background on The Bank

Who owns Table Rock Community Bank?

How long has Table Rock Community Bank been around?

Can Table Rock Community Bank transfer to other banks?

Does Table Rock Community Bank have quick pay?

Does Table Rock Community Bank accept rolled coins?

Will Table Rock Community Bank accept loose change?

Where is Table Rock Community Bank headquarters?

Customer Reviews for Table Rock Community Bank

There are currently no comments for Table Rock Community Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →