Taylor County Bank

Broadway And Lebanon Avenues
Campbellsville, KY 42718


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15590
Date Established 1937
Assets $0.18 billion
Loans $0.12 billion
Deposits $0.15 billion
Capital $0.03 billion

Taylor County Bank is an FDIC insured institution located in Campbellsville, KY. It was founded in 1937 and has approximately $0.18 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of Taylor County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Taylor County Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks, Taylor County Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 35.43
Credit Card Loans 0.00
Consumer Auto Loans 2.05
Small Business Loans 19.00
Construction and Development Loans 2.68
Commercial Real Estate 26.49
Commercial and Industrial Loans 12.45
Farm Loans 1.37

Deposit Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $1 $4,999 Learn MoreShow Less
Money Market
0.25% $10,001 - Learn MoreShow Less
Premium Money Market Account
0.25% $1 $24,999 Learn MoreShow Less
Premium Money Market Account
0.30% $25,000 $49,999 Learn MoreShow Less
3 Mo CD
0.35% $1,000 - Learn MoreShow Less
6 Mo CD
0.65% $1,000 - Learn MoreShow Less
12 Mo CD
0.75% $1,000 - Learn MoreShow Less
18 Mo CD
1.25% $500 - Learn MoreShow Less
24 Mo CD
1.35% $500 - Learn MoreShow Less
30 Mo CD
1.40% $500 - Learn MoreShow Less
36 Mo CD
1.45% $500 - Learn MoreShow Less
48 Mo CD
1.50% $500 - Learn MoreShow Less
60 Mo CD
1.75% $1,000 - Learn MoreShow Less

Fixed IRA
0.75% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.45% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1 $999 Learn MoreShow Less
Int Ckg
0.05% $1,000 $4,999 Learn MoreShow Less

Loan Rates - June 24, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Taylor County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.500% 4.500% 0.00 $0 $1,267 Learn More
First Internet Bank
NMLS ID: 424182
3.658% 3.625% 0.38 $1,022 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to Taylor County Bank
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Taylor County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Taylor County Bank Locations

Financial Details

Taylor County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Taylor County Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Taylor County Bank U.S. Bank Average
6.95% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Taylor County Bank had $1,366,000 in non-current loans and $452,000 in owned real estate. To cover these potential losses it had $25,094,000 in equity and $1,064,000 in loans loss reserves. That gives it a Texas Ratio of 6.95%.

Return on Equity
Taylor County Bank U.S. Bank Average
15.04% 8.80%

Taylor County Bank has a Return on Equity of 15.04% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Taylor County Bank U.S. Bank Average
14% 12.29%

Taylor County Bank has a Capitalization of 14% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Taylor County Bank Balance Sheet Analysis

As of December 31, 2018, Taylor County Bank had assets of $179,274,000, loans of $124,183,000, and deposits of $145,205,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.12 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.15 billion
Total deposits $0.15 billion
      Interest-bearing deposits $0.12 billion
      Deposits held in domestic offices $0.15 billion
      % insured (estimated) 79.87%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.15 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

December 31, 2018
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.01 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Taylor County Bank

Branches and Savings

Is Taylor County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #15590.

Why does Taylor County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Taylor County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Taylor County Bank a commercial bank?


Where are Taylor County Bank locations?

See branch locations nearby.

Is Taylor County Bank open on Saturdays?

Is Taylor County Bank open on Sundays?

What time does Taylor County Bank open?

What time does Taylor County Bank close?

Are Taylor County Bank ATMs Open 24/7?

Do Taylor County Bank ATMs accept cash deposits?

Can Taylor County Bank customers use other ATMs?

Do Taylor County Bank branches have notaries?

Will Taylor County Bank notarize my document?

What address for Taylor County Bank should I put for incoming ACH transfers?

Will the Taylor County Bank branch print checks?

Do Taylor County Bank checks expire?

Does Taylor County Bank require US citizenship to open account?

Can Taylor County Bank close my account?

Does Taylor County Bank Report to credit bureaus?

Does Taylor County Bank Use Equifax?

What is Taylor County Bank's ACH Routing Number?

What is Taylor County Bank's SWIFT code?


Does Taylor County Bank offer mortgages?

Compare mortgage rates here.

Does Taylor County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Taylor County Bank offer personal loans?

Compare personal loan rates here.

Does Taylor County Bank offer student loans?

Will Taylor County Bank cash a check?

Will Taylor County Bank redeem a savings bond?

Does Taylor County Bank cash savings bonds?

Will Taylor County Bank cash money orders?

Can Taylor County Bank issue a money order?

Does Taylor County Bank do currency exchange?

Background on The Bank

Who owns Taylor County Bank?

How long has Taylor County Bank been around?

Can Taylor County Bank transfer to other banks?

Does Taylor County Bank have quick pay?

Does Taylor County Bank accept rolled coins?

Will Taylor County Bank accept loose change?

Where is Taylor County Bank headquarters?

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