TBK BANK, SSB

12700 Park Central Drive, Suite 1700
Dallas, TX 75251

Notable Rates APY Vs.Others
Savings N.A. 2.30% →
1-Year CD 1.90% 2.25% →
2-Year CD 1.90% 2.50% →
5-Year CD 1.80% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

TBK BANK, SSB is an FDIC insured institution located in Dallas, TX. It was founded in 1981 and has approximately $4.76 billion in assets. Customers can open an account at one of its 61 branches.

FDIC Insured Yes
FDIC Certificate # 23498
Date Established 1981
Assets $4.76 billion
Loans $3.81 billion
Deposits $3.68 billion
Capital $0.69 billion
 

For a more detailed analysis of TBK BANK, SSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 9, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $1 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
2.00% $10,000 - Learn MoreShow Less
6 Mo CD
1.95% $10,000 - Learn MoreShow Less
12 Mo CD
1.90% $10,000 - Learn MoreShow Less
18 Mo CD
1.90% $10,000 - Learn MoreShow Less
24 Mo CD
1.90% $10,000 - Learn MoreShow Less
36 Mo CD
1.80% $10,000 - Learn MoreShow Less
48 Mo CD
1.80% $10,000 - Learn MoreShow Less
60 Mo CD
1.80% $10,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.90% $10,000 - Learn MoreShow Less

Loan Rates - December 9, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TBK BANK, SSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($320) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to TBK BANK, SSB
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

TBK BANK, SSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


TBK BANK, SSB Locations


Financial Details

TBK BANK, SSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of TBK BANK, SSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
TBK BANK, SSB U.S. Bank Average
5.15% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, TBK BANK, SSB had $33,722,000 in non-current loans and $3,352,000 in owned real estate. To cover these potential losses it had $690,821,000 in equity and $29,410,000 in loans loss reserves. That gives it a Texas Ratio of 5.15%.

Return on Equity
TBK BANK, SSB U.S. Bank Average
8.99% 9.50%

TBK BANK, SSB has a Return on Equity of 8.99% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
TBK BANK, SSB U.S. Bank Average
14.52% 12.76%

TBK BANK, SSB has a Capitalization of 14.52% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

TBK BANK, SSB Balance Sheet Analysis

As of June 30, 2019, TBK BANK, SSB had assets of $4,758,195,000, loans of $3,807,817,000, and deposits of $3,675,377,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.20 billion
Interest-bearing balances $0.13 billion
Total securities $0.34 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $3.81 billion
Loan loss allowance $0.03 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.19 billion
All other assets $0.11 billion
     Total Assets $4.07 billion
LIABILITIES
Total deposits $3.68 billion
      Interest-bearing deposits $2.97 billion
      Deposits held in domestic offices $3.68 billion
      % insured (estimated) 67.00%
Federal funds purchased and repurchase agreements $0.01 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.33 billion
Subordinated debt $0.00 billion
All other liabilities $0.05 billion
      Total Liabilities $4.07 billion
      Shareholders’ Equity $0.69 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.15 billion
Total Interest Expense $0.02 billion
Net interest income $0.13 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.10 billion
Pre-tax Net Operating Income $0.04 billion

Bank Loan Profile?

The top three loan types in TBK BANK, SSB’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Multifamily Mortgages.

Compared to other banks in Texas, TBK BANK, SSB has a significantly higher percent of Multifamily Mortgages, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 5.15
Multifamily
Mortgages
5.74
Credit Card Loans 0.00
Consumer Auto Loans 0.13
Small Business Loans 4.73
Construction and Development Loans 4.42
Commercial Real Estate 22.50
Commercial and Industrial Loans 43.72
Farm Loans 3.48

Frequently Asked Questions About Tbk Bank, Ssb

Branches and Savings

Is Tbk Bank, Ssb FDIC insured?

Yes. It is covered under FDIC Certificate #23498.

Why does Tbk Bank, Ssb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Tbk Bank, Ssb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Tbk Bank, Ssb a commercial bank?

Yes

Where are Tbk Bank, Ssb locations?

See branch locations nearby.

Is Tbk Bank, Ssb open on Saturdays?

Is Tbk Bank, Ssb open on Sundays?

What time does Tbk Bank, Ssb open?

What time does Tbk Bank, Ssb close?

Are Tbk Bank, Ssb ATMs Open 24/7?

Do Tbk Bank, Ssb ATMs accept cash deposits?

Can Tbk Bank, Ssb customers use other ATMs?

Do Tbk Bank, Ssb branches have notaries?

Will Tbk Bank, Ssb notarize my document?

What address for Tbk Bank, Ssb should I put for incoming ACH transfers?

Will the Tbk Bank, Ssb branch print checks?

Do Tbk Bank, Ssb checks expire?

Does Tbk Bank, Ssb require US citizenship to open account?

Can Tbk Bank, Ssb close my account?

Does Tbk Bank, Ssb Report to credit bureaus?

Does Tbk Bank, Ssb Use Equifax?

What is Tbk Bank, Ssb's ACH Routing Number?

What is Tbk Bank, Ssb's SWIFT code?

Products

Does Tbk Bank, Ssb offer mortgages?

Compare mortgage rates here.

Does Tbk Bank, Ssb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tbk Bank, Ssb offer personal loans?

Compare personal loan rates here.

Does Tbk Bank, Ssb offer student loans?

Will Tbk Bank, Ssb cash a check?

Will Tbk Bank, Ssb redeem a savings bond?

Does Tbk Bank, Ssb cash savings bonds?

Will Tbk Bank, Ssb cash money orders?

Can Tbk Bank, Ssb issue a money order?

Does Tbk Bank, Ssb do currency exchange?

Background on The Bank

Who owns Tbk Bank, Ssb?

How long has Tbk Bank, Ssb been around?

Can Tbk Bank, Ssb transfer to other banks?

Does Tbk Bank, Ssb have quick pay?

Does Tbk Bank, Ssb accept rolled coins?

Will Tbk Bank, Ssb accept loose change?

Where is Tbk Bank, Ssb headquarters?

Customer Reviews for TBK BANK, SSB


  • June 30, 2019

    CDs 12 Month Rates

    agree....finally did get thru though

  • May 09, 2019 |

    CDs 12 Month Rates

    TBK bank offers very attractive CD rates. However, it is difficult to open any account, and customer service is very poor. Tried to open a CD account two weeks ago, but have not received any responses through either phone, email or US mail.

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