Thayer County Bank

402 Lincoln Avenue
Hebron, NE 68370

Notable Rates APY Vs.Others
Savings 0.23% 2.20% →
1-Year CD 1.46% 2.20% →
2-Year CD 1.47% 2.65% →
5-Year CD 1.74% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Bank Information

Thayer County Bank is an FDIC insured institution located in Hebron, NE. It was founded in 1874 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 11475
Date Established 1874
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion
 

For a more detailed analysis of Thayer County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.32% $2,500 $24,999 Learn MoreShow Less
Money Market
0.35% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
1.00% $2,500 $24,999 Learn MoreShow Less
12 Mo CD
1.46% $2,500 $24,999 Learn MoreShow Less
24 Mo CD
1.47% $2,500 $24,999 Learn MoreShow Less
48 Mo CD
1.56% $2,500 $24,999 Learn MoreShow Less
60 Mo CD
1.74% $10,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.36% $500 $2,499 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.09% $1 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 $2,499 Learn MoreShow Less
Int Ckg
0.16% $2,500 $24,999 Learn MoreShow Less

Loan Rates - February 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Thayer County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.284% 3.250% 0.38 $1,070 $1,089 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to Thayer County Bank
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Branches

Thayer County Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Thayer County Bank Locations


Financial Details

Thayer County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Thayer County Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Thayer County Bank U.S. Bank Average
28.75% 6.70%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2019, Thayer County Bank had $1,939,000 in non-current loans and $413,000 in owned real estate. To cover these potential losses it had $7,603,000 in equity and $577,000 in loans loss reserves. That gives it a Texas Ratio of 28.75%.

Return on Equity
Thayer County Bank U.S. Bank Average
8.13% 9.72%

Thayer County Bank has a Return on Equity of 8.13% versus the BestCashCow average of 9.72%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Thayer County Bank U.S. Bank Average
11.82% 12.89%

Thayer County Bank has a Capitalization of 11.82% versus the BestCashCow average of 12.89. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Thayer County Bank Balance Sheet Analysis

As of September 30, 2019, Thayer County Bank had assets of $64,334,000, loans of $43,051,000, and deposits of $50,175,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.02 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 82.68%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

September 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Thayer County Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in Nebraska, Thayer County Bank has a significantly higher percent of 1-4 Family Residential Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 27.39
Multifamily
Mortgages
0.66
Credit Card Loans 0.00
Consumer Auto Loans 1.39
Small Business Loans 0.00
Construction and Development Loans 7.00
Commercial Real Estate 13.84
Commercial and Industrial Loans 24.44
Farm Loans 9.32

Frequently Asked Questions About Thayer County Bank

Branches and Savings

Is Thayer County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #11475.

Why does Thayer County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Thayer County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Thayer County Bank a commercial bank?

Yes

Where are Thayer County Bank locations?

See branch locations nearby.

Is Thayer County Bank open on Saturdays?

Is Thayer County Bank open on Sundays?

What time does Thayer County Bank open?

What time does Thayer County Bank close?

Are Thayer County Bank ATMs Open 24/7?

Do Thayer County Bank ATMs accept cash deposits?

Can Thayer County Bank customers use other ATMs?

Do Thayer County Bank branches have notaries?

Will Thayer County Bank notarize my document?

What address for Thayer County Bank should I put for incoming ACH transfers?

Will the Thayer County Bank branch print checks?

Do Thayer County Bank checks expire?

Does Thayer County Bank require US citizenship to open account?

Can Thayer County Bank close my account?

Does Thayer County Bank Report to credit bureaus?

Does Thayer County Bank Use Equifax?

What is Thayer County Bank's ACH Routing Number?

What is Thayer County Bank's SWIFT code?

Products

Does Thayer County Bank offer mortgages?

Compare mortgage rates here.

Does Thayer County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Thayer County Bank offer personal loans?

Compare personal loan rates here.

Does Thayer County Bank offer student loans?

Will Thayer County Bank cash a check?

Will Thayer County Bank redeem a savings bond?

Does Thayer County Bank cash savings bonds?

Will Thayer County Bank cash money orders?

Can Thayer County Bank issue a money order?

Does Thayer County Bank do currency exchange?

Background on The Bank

Who owns Thayer County Bank?

How long has Thayer County Bank been around?

Can Thayer County Bank transfer to other banks?

Does Thayer County Bank have quick pay?

Does Thayer County Bank accept rolled coins?

Will Thayer County Bank accept loose change?

Where is Thayer County Bank headquarters?

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