The Bank of Denver

810 East 17th Avenue
Denver, CO 80218

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17244
Date Established 1941
Assets $0.22 billion
Loans $0.16 billion
Deposits $0.20 billion
Capital $0.02 billion
 

The Bank of Denver is an FDIC insured institution located in Denver, CO. It was founded in 1941 and has approximately $0.22 billion in assets. Customers can open an account at one of its 4 branches.

For a more detailed analysis of The Bank of Denver's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $1 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
1.35% $95,000 - Learn MoreShow Less
6 Mo CD
1.35% $95,000 - Learn MoreShow Less
1.60% $1,000 $94,999 Learn MoreShow Less
12 Mo CD
1.60% $95,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.25% $50 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.25% $50 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for The Bank of Denver

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

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Payment
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First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More
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NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
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Note to The Bank of Denver
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Branches

The Bank of Denver branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The Bank of Denver Locations


Financial Details

The Bank of Denver Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Bank of Denver. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Bank of Denver U.S. Bank Average
13.95% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, The Bank of Denver had $3,436,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $23,077,000 in equity and $1,554,000 in loans loss reserves. That gives it a Texas Ratio of 13.95%.

Return on Equity
The Bank of Denver U.S. Bank Average
7.85% 9.50%

The Bank of Denver has a Return on Equity of 7.85% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Bank of Denver U.S. Bank Average
10.32% 12.76%

The Bank of Denver has a Capitalization of 10.32% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Bank of Denver Balance Sheet Analysis

As of June 30, 2019, The Bank of Denver had assets of $223,608,000, loans of $157,006,000, and deposits of $200,045,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.03 billion
Interest-bearing balances $0.02 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.16 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.20 billion
LIABILITIES
Total deposits $0.20 billion
      Interest-bearing deposits $0.14 billion
      Deposits held in domestic offices $0.20 billion
      % insured (estimated) 68.17%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.20 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in The Bank of Denver’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Colorado, The Bank of Denver has a significantly higher percent of Multifamily Mortgages, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.83
Multifamily
Mortgages
9.41
Credit Card Loans 0.00
Consumer Auto Loans 10.35
Small Business Loans 22.69
Construction and Development Loans 6.18
Commercial Real Estate 55.82
Commercial and Industrial Loans 0.99
Farm Loans 0.00

Frequently Asked Questions About The Bank Of Denver

Branches and Savings

Is The Bank Of Denver FDIC insured?

Yes. It is covered under FDIC Certificate #17244.

Why does The Bank Of Denver pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Bank Of Denver CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Bank Of Denver a commercial bank?

Yes

Where are The Bank Of Denver locations?

See branch locations nearby.

Is The Bank Of Denver open on Saturdays?

Is The Bank Of Denver open on Sundays?

What time does The Bank Of Denver open?

What time does The Bank Of Denver close?

Are The Bank Of Denver ATMs Open 24/7?

Do The Bank Of Denver ATMs accept cash deposits?

Can The Bank Of Denver customers use other ATMs?

Do The Bank Of Denver branches have notaries?

Will The Bank Of Denver notarize my document?

What address for The Bank Of Denver should I put for incoming ACH transfers?

Will the The Bank Of Denver branch print checks?

Do The Bank Of Denver checks expire?

Does The Bank Of Denver require US citizenship to open account?

Can The Bank Of Denver close my account?

Does The Bank Of Denver Report to credit bureaus?

Does The Bank Of Denver Use Equifax?

What is The Bank Of Denver's ACH Routing Number?

What is The Bank Of Denver's SWIFT code?

Products

Does The Bank Of Denver offer mortgages?

Compare mortgage rates here.

Does The Bank Of Denver offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Bank Of Denver offer personal loans?

Compare personal loan rates here.

Does The Bank Of Denver offer student loans?

Will The Bank Of Denver cash a check?

Will The Bank Of Denver redeem a savings bond?

Does The Bank Of Denver cash savings bonds?

Will The Bank Of Denver cash money orders?

Can The Bank Of Denver issue a money order?

Does The Bank Of Denver do currency exchange?

Background on The Bank

Who owns The Bank Of Denver?

How long has The Bank Of Denver been around?

Can The Bank Of Denver transfer to other banks?

Does The Bank Of Denver have quick pay?

Does The Bank Of Denver accept rolled coins?

Will The Bank Of Denver accept loose change?

Where is The Bank Of Denver headquarters?

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