The Bank of Grain Valley

500 Main Street
Grain Valley, MO 64029

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 8564
Date Established 1905
Assets $0.09 billion
Loans $0.05 billion
Deposits $0.07 billion
Capital $0.02 billion

The Bank of Grain Valley is an FDIC insured institution located in Grain Valley, MO. It was founded in 1905 and has approximately $0.09 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of The Bank of Grain Valley's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in The Bank of Grain Valley’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Construction and Development Loans.

Compared to other banks in Missouri, The Bank of Grain Valley has a significantly higher percent of Construction and Development Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 15.94
Multifamily
Mortgages
4.52
Credit Card Loans 0.00
Consumer Auto Loans 0.54
Small Business Loans 0.00
Construction and Development Loans 23.06
Commercial Real Estate 30.74
Commercial and Industrial Loans 26.39
Farm Loans 0.00

Deposit Rates - February 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $1 $10,000 Learn MoreShow Less
Money Market
0.35% $10,001 $50,000 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn MoreShow Less
12 Mo CD
0.75% $1,000 - Learn MoreShow Less
24 Mo CD
1.00% $1,000 - Learn MoreShow Less
36 Mo CD
1.25% $1,000 - Learn MoreShow Less
48 Mo CD
1.50% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.75% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $1 - Learn MoreShow Less

Loan Rates - February 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for The Bank of Grain Valley

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Loan Plus
Figure Home Equity Loan Plus
8.000 %
N/A Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to The Bank of Grain Valley
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

The Bank of Grain Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


The Bank of Grain Valley Locations

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Financial Details

The Bank of Grain Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Bank of Grain Valley. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Bank of Grain Valley U.S. Bank Average
0% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, The Bank of Grain Valley had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $19,614,000 in equity and $914,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
The Bank of Grain Valley U.S. Bank Average
7.78% 9.95%

The Bank of Grain Valley has a Return on Equity of 7.78% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Bank of Grain Valley U.S. Bank Average
21.04% 12.19%

The Bank of Grain Valley has a Capitalization of 21.04% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Bank of Grain Valley Balance Sheet Analysis

As of September 30, 2018, The Bank of Grain Valley had assets of $93,201,000, loans of $53,340,000, and deposits of $73,459,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.02 billion
Total securities $0.02 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.07 billion
LIABILITIES
Total deposits $0.07 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.07 billion
      % insured (estimated) 86.25%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.07 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About The Bank Of Grain Valley

Branches and Savings

Is The Bank Of Grain Valley FDIC insured?

Yes. It is covered under FDIC Certificate #8564.

Why does The Bank Of Grain Valley pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Bank Of Grain Valley CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Bank Of Grain Valley a commercial bank?

Yes

Where are The Bank Of Grain Valley locations?

See branch locations nearby.

Is The Bank Of Grain Valley open on Saturdays?

Is The Bank Of Grain Valley open on Sundays?

What time does The Bank Of Grain Valley open?

What time does The Bank Of Grain Valley close?

Are The Bank Of Grain Valley ATMs Open 24/7?

Do The Bank Of Grain Valley ATMs accept cash deposits?

Can The Bank Of Grain Valley customers use other ATMs?

Do The Bank Of Grain Valley branches have notaries?

Will The Bank Of Grain Valley notarize my document?

What address for The Bank Of Grain Valley should I put for incoming ACH transfers?

Will the The Bank Of Grain Valley branch print checks?

Do The Bank Of Grain Valley checks expire?

Does The Bank Of Grain Valley require US citizenship to open account?

Can The Bank Of Grain Valley close my account?

Does The Bank Of Grain Valley Report to credit bureaus?

Does The Bank Of Grain Valley Use Equifax?

What is The Bank Of Grain Valley's ACH Routing Number?

What is The Bank Of Grain Valley's SWIFT code?

Products

Does The Bank Of Grain Valley offer mortgages?

Compare mortgage rates here.

Does The Bank Of Grain Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Bank Of Grain Valley offer personal loans?

Compare personal loan rates here.

Does The Bank Of Grain Valley offer student loans?

Will The Bank Of Grain Valley cash a check?

Will The Bank Of Grain Valley redeem a savings bond?

Does The Bank Of Grain Valley cash savings bonds?

Will The Bank Of Grain Valley cash money orders?

Can The Bank Of Grain Valley issue a money order?

Does The Bank Of Grain Valley do currency exchange?

Background on The Bank

Who owns The Bank Of Grain Valley?

How long has The Bank Of Grain Valley been around?

Can The Bank Of Grain Valley transfer to other banks?

Does The Bank Of Grain Valley have quick pay?

Does The Bank Of Grain Valley accept rolled coins?

Will The Bank Of Grain Valley accept loose change?

Where is The Bank Of Grain Valley headquarters?

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*All images, logos and public notes on this page appear courtesy of The Bank Of Grain Valley and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.