The Private Bank of California


10100 Santa Monica Boulevard, Suite 2500
Century City, CA 90067
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Notable Rates APY Vs.Others
Savings N.A. 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.50% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Bank Information

The Private Bank of California is an FDIC insured institution located in Century City, CA. It was founded in 2004 and has approximately $1.07 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57678
Date Established 2004
Assets $ 1,065.16 million
Loans $ 714.36 million
Deposits $ 935.34 million
Capital $ 120.35 million

For a more detailed analysis of The Private Bank of California's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 29, 2022

Your Current Location: Connecticut, CT 06828


Loan Rates - June 29, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for The Private Bank of California

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.118% 5.990%
0.88 points
$3,438 fees
$1,498 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
6.229% 6.125%
1.00 points
$2,765 fees
$1,520 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to The Private Bank of California
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Financial Details

The Private Bank of California Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Private Bank of California. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Private Bank of California U.S. Bank Average
5.55% 3.95%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2021, The Private Bank of California had $6,881,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $120,352,000 in equity and $3,534,000 in loans loss reserves. That gives it a Texas Ratio of 5.55%.

Return on Equity
The Private Bank of California U.S. Bank Average
5.43% 10.50%

The Private Bank of California has a Return on Equity of 5.43% versus the BestCashCow average of 10.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

The Private Bank of California U.S. Bank Average
11.3% 11.55%

The Private Bank of California has a Capitalization of 11.3% versus the BestCashCow average of 11.55. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Private Bank of California Balance Sheet Analysis

As of September 30, 2013, The Private Bank of California had assets of $1,065,164,000, loans of $714,356,000, and deposits of $935,339,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 714.36 million
Loan loss allowance $ 3.53 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 935.34 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,065.16 million

Summary Income Statement

December 31, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in The Private Bank of California’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in California, The Private Bank of California has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.59
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 5.09
Construction and Development Loans 3.25
Commercial Real Estate 29.91
Commercial and Industrial Loans 30.51
Farm Loans 0.00

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