The Private Bank of California

Headquarters

10100 Santa Monica Boulevard, Suite 2500
Century City, CA 90067
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 1.55% →
1-Year CD N.A. 1.35% →
2-Year CD N.A. 1.35% →
5-Year CD N.A. 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Bank Information

The Private Bank of California is an FDIC insured institution located in Century City, CA. It was founded in 2004 and has approximately $1.07 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57678
Date Established 2004
Assets $ 1,065.16 million
Loans $ 714.36 million
Deposits $ 935.34 million
Capital $ 120.35 million
 

For a more detailed analysis of The Private Bank of California's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 6, 2020

Your Current Location: Connecticut, CT 06828


Loan Rates - June 6, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for The Private Bank of California

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.019% 3.000% 0.25 $625 $1,055 Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More

Note to The Private Bank of California
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Branches

The Private Bank of California branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The Private Bank of California Locations


Financial Details

The Private Bank of California Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Private Bank of California. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
4.000 %
$0 Learn More
More Info
The Private Bank of California U.S. Bank Average
5.55% 6.51%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2019, The Private Bank of California had $6,881,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $120,352,000 in equity and $3,534,000 in loans loss reserves. That gives it a Texas Ratio of 5.55%.

Return on Equity
The Private Bank of California U.S. Bank Average
5.43% 9.41%

The Private Bank of California has a Return on Equity of 5.43% versus the BestCashCow average of 9.41%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Private Bank of California U.S. Bank Average
11.3% 12.82%

The Private Bank of California has a Capitalization of 11.3% versus the BestCashCow average of 12.82. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Private Bank of California Balance Sheet Analysis

As of September 30, 2013, The Private Bank of California had assets of $1,065,164,000, loans of $714,356,000, and deposits of $935,339,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2019
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 714.36 million
Loan loss allowance $ 3.53 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 935.34 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,065.16 million

Summary Income Statement

December 31, 2019
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in The Private Bank of California’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in California, The Private Bank of California has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.59
Multifamily
Mortgages
6.59
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 5.09
Construction and Development Loans 3.25
Commercial Real Estate 29.91
Commercial and Industrial Loans 30.51
Farm Loans 0.00

Frequently Asked Questions About The Private Bank Of California

Branches and Savings

Is The Private Bank Of California FDIC insured?

Yes. It is covered under FDIC Certificate #57678.

Why does The Private Bank Of California pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Private Bank Of California CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Private Bank Of California a commercial bank?

Yes

Where are The Private Bank Of California locations?

See branch locations nearby.

Is The Private Bank Of California open on Saturdays?

Is The Private Bank Of California open on Sundays?

What time does The Private Bank Of California open?

What time does The Private Bank Of California close?

Are The Private Bank Of California ATMs Open 24/7?

Do The Private Bank Of California ATMs accept cash deposits?

Can The Private Bank Of California customers use other ATMs?

Do The Private Bank Of California branches have notaries?

Will The Private Bank Of California notarize my document?

What address for The Private Bank Of California should I put for incoming ACH transfers?

Will the The Private Bank Of California branch print checks?

Do The Private Bank Of California checks expire?

Does The Private Bank Of California require US citizenship to open account?

Can The Private Bank Of California close my account?

Does The Private Bank Of California Report to credit bureaus?

Does The Private Bank Of California Use Equifax?

What is The Private Bank Of California's ACH Routing Number?

What is The Private Bank Of California's SWIFT code?

Products

Does The Private Bank Of California offer mortgages?

Compare mortgage rates here.

Does The Private Bank Of California offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Private Bank Of California offer personal loans?

Compare personal loan rates here.

Does The Private Bank Of California offer student loans?

Will The Private Bank Of California cash a check?

Will The Private Bank Of California redeem a savings bond?

Does The Private Bank Of California cash savings bonds?

Will The Private Bank Of California cash money orders?

Can The Private Bank Of California issue a money order?

Does The Private Bank Of California do currency exchange?

Background on The Bank

Who owns The Private Bank Of California?

How long has The Private Bank Of California been around?

Can The Private Bank Of California transfer to other banks?

Does The Private Bank Of California have quick pay?

Does The Private Bank Of California accept rolled coins?

Will The Private Bank Of California accept loose change?

Where is The Private Bank Of California headquarters?

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