The Private Bank of California

10100 Santa Monica Boulevard, Suite 2500
Century City, CA 90067

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57678
Date Established 2004
Assets $1.07 billion
Loans $0.71 billion
Deposits $0.94 billion
Capital $0.12 billion

The Private Bank of California is an FDIC insured institution located in Century City, CA. It was founded in 2004 and has approximately $1.07 billion in assets.

For a more detailed analysis of The Private Bank of California's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in The Private Bank of California’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in California, The Private Bank of California has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.59
Multifamily
Mortgages
6.59
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 5.09
Construction and Development Loans 3.25
Commercial Real Estate 29.91
Commercial and Industrial Loans 30.51
Farm Loans 0.00

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Private Bank of California

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.325% 4.250% 0.50 $2,337 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More

Note to The Private Bank of California
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

The Private Bank of California branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Private Bank of California Locations

Financial Details

The Private Bank of California Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Private Bank of California. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Private Bank of California U.S. Bank Average
5.55% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, The Private Bank of California had $6,881,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $120,352,000 in equity and $3,534,000 in loans loss reserves. That gives it a Texas Ratio of 5.55%.

Return on Equity
The Private Bank of California U.S. Bank Average
5.43% 8.84%

The Private Bank of California has a Return on Equity of 5.43% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Private Bank of California U.S. Bank Average
11.3% 12.21%

The Private Bank of California has a Capitalization of 11.3% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Private Bank of California Balance Sheet Analysis

As of September 30, 2013, The Private Bank of California had assets of $1,065,164,000, loans of $714,356,000, and deposits of $935,339,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.71 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.00 billion
LIABILITIES
Total deposits $0.94 billion
      Interest-bearing deposits $0.00 billion
      Deposits held in domestic offices $0.00 billion
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.00 billion
      Shareholders’ Equity $1.07 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About The Private Bank Of California

Branches and Savings

Is The Private Bank Of California FDIC insured?

Yes. It is covered under FDIC Certificate #57678.

Why does The Private Bank Of California pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Private Bank Of California CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Private Bank Of California a commercial bank?

Yes

Where are The Private Bank Of California locations?

See branch locations nearby.

Is The Private Bank Of California open on Saturdays?

Is The Private Bank Of California open on Sundays?

What time does The Private Bank Of California open?

What time does The Private Bank Of California close?

Are The Private Bank Of California ATMs Open 24/7?

Do The Private Bank Of California ATMs accept cash deposits?

Can The Private Bank Of California customers use other ATMs?

Do The Private Bank Of California branches have notaries?

Will The Private Bank Of California notarize my document?

What address for The Private Bank Of California should I put for incoming ACH transfers?

Will the The Private Bank Of California branch print checks?

Do The Private Bank Of California checks expire?

Does The Private Bank Of California require US citizenship to open account?

Can The Private Bank Of California close my account?

Does The Private Bank Of California Report to credit bureaus?

Does The Private Bank Of California Use Equifax?

What is The Private Bank Of California's ACH Routing Number?

What is The Private Bank Of California's SWIFT code?

Products

Does The Private Bank Of California offer mortgages?

Compare mortgage rates here.

Does The Private Bank Of California offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Private Bank Of California offer personal loans?

Compare personal loan rates here.

Does The Private Bank Of California offer student loans?

Will The Private Bank Of California cash a check?

Will The Private Bank Of California redeem a savings bond?

Does The Private Bank Of California cash savings bonds?

Will The Private Bank Of California cash money orders?

Can The Private Bank Of California issue a money order?

Does The Private Bank Of California do currency exchange?

Background on The Bank

Who owns The Private Bank Of California?

How long has The Private Bank Of California been around?

Can The Private Bank Of California transfer to other banks?

Does The Private Bank Of California have quick pay?

Does The Private Bank Of California accept rolled coins?

Will The Private Bank Of California accept loose change?

Where is The Private Bank Of California headquarters?

Customer Reviews for The Private Bank of California

There are currently no comments for The Private Bank of California. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →