The State Bank of Kansas

501 Madison Street
Fredonia, KS 66736

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10508
Date Established 1885
Assets $0.06 billion
Loans $0.03 billion
Deposits $0.05 billion
Capital $0.01 billion

The State Bank of Kansas is an FDIC insured institution located in Fredonia, KS. It was founded in 1885 and has approximately $0.06 billion in assets.

For a more detailed analysis of The State Bank of Kansas's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in The State Bank of Kansas’s loan portfolio are Commercial Real Estate, Small Business Loans, and 1-4 Family Residential Loans.

Compared to other banks in Kansas, The State Bank of Kansas has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.51
Multifamily
Mortgages
2.92
Credit Card Loans 0.00
Consumer Auto Loans 0.78
Small Business Loans 24.54
Construction and Development Loans 3.42
Commercial Real Estate 38.73
Commercial and Industrial Loans 9.75
Farm Loans 4.56

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.12% $1 - Learn MoreShow Less
6 Mo CD 10K
0.20% $1 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.60% $1 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.33% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.01% $1,000 $4,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $100 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The State Bank of Kansas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.990% 3.990% -0.25 ($625) $1,193 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to The State Bank of Kansas
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

The State Bank of Kansas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The State Bank of Kansas Locations

Financial Details

The State Bank of Kansas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The State Bank of Kansas. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The State Bank of Kansas U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, The State Bank of Kansas had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $9,826,000 in equity and $343,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
The State Bank of Kansas U.S. Bank Average
7.84% 8.58

The State Bank of Kansas has a Return on Equity of 7.84% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The State Bank of Kansas U.S. Bank Average
15.74% 12.11

The State Bank of Kansas has a Capitalization of 15.74% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The State Bank of Kansas Balance Sheet Analysis

As of June 30, 2017, The State Bank of Kansas had assets of $62,442,000, loans of $27,673,000, and deposits of $51,942,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About The State Bank of Kansas

Branches and Savings

Is The State Bank of Kansas FDIC insured?

Yes. It is covered under FDIC Certificate #10508.

Why does The State Bank of Kansas pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The State Bank of Kansas CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The State Bank of Kansas a commercial bank?

Yes

Where are The State Bank of Kansas locations?

See branch locations nearby.

Is The State Bank of Kansas open on Saturdays?

Is The State Bank of Kansas open on Sundays?

What time does The State Bank of Kansas open?

What time does The State Bank of Kansas close?

Are The State Bank of Kansas ATMs Open 24/7?

Do The State Bank of Kansas ATMs accept cash deposits?

Can The State Bank of Kansas customers use other ATMs?

Do The State Bank of Kansas branches have notaries?

Will The State Bank of Kansas notarize my document?

What address for The State Bank of Kansas should I put for incoming ACH transfers?

Will the The State Bank of Kansas branch print checks?

Do The State Bank of Kansas checks expire?

Does The State Bank of Kansas require US citizenship to open account?

Can The State Bank of Kansas close my account?

Does The State Bank of Kansas Report to credit bureaus?

Does The State Bank of Kansas Use Equifax?

What is The State Bank of Kansas's ACH Routing Number?

What is The State Bank of Kansas's SWIFT code?

Products

Does The State Bank of Kansas offer mortgages?

Compare mortgage rates here.

Does The State Bank of Kansas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The State Bank of Kansas offer personal loans?

Compare personal loan rates here.

Does The State Bank of Kansas offer student loans?

Will The State Bank of Kansas cash a check?

Will The State Bank of Kansas redeem a savings bond?

Does The State Bank of Kansas cash savings bonds?

Will The State Bank of Kansas cash money orders?

Can The State Bank of Kansas issue a money order?

Does The State Bank of Kansas do currency exchange?

Background on The Bank

Who owns The State Bank of Kansas?

How long has The State Bank of Kansas been around?

Can The State Bank of Kansas transfer to other banks?

Does The State Bank of Kansas have quick pay?

Does The State Bank of Kansas accept rolled coins?

Will The State Bank of Kansas accept loose change?

Where is The State Bank of Kansas headquarters?

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