TIAA, FSB

501 Riverside Avenue
Jacksonville, FL 32202

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 34775
Date Established 1998
Assets $32.77 billion
Loans $27.90 billion
Deposits $23.12 billion
Capital $3.51 billion

TIAA, FSB is an FDIC insured institution located in Jacksonville, FL. It was founded in 1998 and has approximately $32.77 billion in assets. Customers can open an account at one of its 14 branches.

For a more detailed analysis of TIAA, FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in TIAA, FSB’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Multifamily Mortgages.

Compared to other banks in Florida, TIAA, FSB has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 59.75
Multifamily
Mortgages
3.97
Credit Card Loans 0.01
Consumer Auto Loans 0.00
Small Business Loans 0.18
Construction and Development Loans 0.77
Commercial Real Estate 10.79
Commercial and Industrial Loans 3.05
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

Learn more about these great CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

MM Rates APY MIN MAX
Yield Pledge® Money Market
1.01% $1,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Yield Pledge® Checking
0.82% $0 - Learn MoreShow Less
Checking Rates APY MIN FEE
Yield Pledge® Checking 0.71% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

TIAA, FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


TIAA, FSB Locations

Financial Details

TIAA, FSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of TIAA, FSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
TIAA, FSB U.S. Bank Average
103.81% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, TIAA, FSB had $3,712,496,000 in non-current loans and $43,613,000 in owned real estate. To cover these potential losses it had $3,511,144,000 in equity and $107,087,000 in loans loss reserves. That gives it a Texas Ratio of 103.81%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
TIAA, FSB U.S. Bank Average
-1.5% 8.58

TIAA, FSB has a Return on Equity of -1.5% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
TIAA, FSB U.S. Bank Average
10.71% 12.11

TIAA, FSB has a Capitalization of 10.71% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

TIAA, FSB Balance Sheet Analysis

As of June 30, 2017, TIAA, FSB had assets of $32,773,078,000, loans of $27,904,443,000, and deposits of $23,115,407,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About TIAA, FSB

Branches and Savings

Is TIAA, FSB FDIC insured?

Yes. It is covered under FDIC Certificate #34775.

Why does TIAA, FSB pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are TIAA, FSB CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is TIAA, FSB a commercial bank?

Yes

Where are TIAA, FSB locations?

See branch locations nearby.

Is TIAA, FSB open on Saturdays?

Is TIAA, FSB open on Sundays?

What time does TIAA, FSB open?

What time does TIAA, FSB close?

Are TIAA, FSB ATMs Open 24/7?

Do TIAA, FSB ATMs accept cash deposits?

Can TIAA, FSB customers use other ATMs?

Do TIAA, FSB branches have notaries?

Will TIAA, FSB notarize my document?

What address for TIAA, FSB should I put for incoming ACH transfers?

Will the TIAA, FSB branch print checks?

Do TIAA, FSB checks expire?

Does TIAA, FSB require US citizenship to open account?

Can TIAA, FSB close my account?

Does TIAA, FSB Report to credit bureaus?

Does TIAA, FSB Use Equifax?

What is TIAA, FSB's ACH Routing Number?

What is TIAA, FSB's SWIFT code?

Products

Does TIAA, FSB offer mortgages?

Compare mortgage rates here.

Does TIAA, FSB offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does TIAA, FSB offer personal loans?

Compare personal loan rates here.

Does TIAA, FSB offer student loans?

Will TIAA, FSB cash a check?

Will TIAA, FSB redeem a savings bond?

Does TIAA, FSB cash savings bonds?

Will TIAA, FSB cash money orders?

Can TIAA, FSB issue a money order?

Does TIAA, FSB do currency exchange?

Background on The Bank

Who owns TIAA, FSB?

How long has TIAA, FSB been around?

Can TIAA, FSB transfer to other banks?

Does TIAA, FSB have quick pay?

Does TIAA, FSB accept rolled coins?

Will TIAA, FSB accept loose change?

Where is TIAA, FSB headquarters?

Customer Reviews for TIAA, FSB


  • Jackie

    June 02, 2015

    This bank is run by masters of deception with all of their silly products aimed to cheating people out of their hard earned money. I bet that every one in the management suite has a rap sheet. I wouldn't even give them a red cent.

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