Trinity Bank, N.A.

3500 West Vickery Boulevard
Fort Worth, TX 76107

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57543
Date Established 2003
Assets $0.26 billion
Loans $0.16 billion
Deposits $0.22 billion
Capital $0.03 billion

Trinity Bank, N.A. is an FDIC insured institution located in Fort Worth, TX. It was founded in 2003 and has approximately $0.26 billion in assets.

For a more detailed analysis of Trinity Bank, N.A.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 24, 2019

Your Current Location: Washington, WA 98109

There are currently no rates available for Trinity Bank, N.a., but see these great savings and CD rates:

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Loan Rates - September 24, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for Trinity Bank, N.A.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
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NMLS ID: 2890
License#: 520-CL-25944
3.526% 3.500% 0.38 $805 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

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Branches

Trinity Bank, N.A. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Trinity Bank, N.A. Locations


Financial Details

Trinity Bank, N.A. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Trinity Bank, N.A.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Trinity Bank, N.A. U.S. Bank Average
2.63% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Trinity Bank, N.A. had $952,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $34,523,000 in equity and $1,703,000 in loans loss reserves. That gives it a Texas Ratio of 2.63%.

Return on Equity
Trinity Bank, N.A. U.S. Bank Average
14.28% 9.47%

Trinity Bank, N.A. has a Return on Equity of 14.28% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Trinity Bank, N.A. U.S. Bank Average
13.46% 12.49%

Trinity Bank, N.A. has a Capitalization of 13.46% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Trinity Bank, N.A. Balance Sheet Analysis

As of March 31, 2019, Trinity Bank, N.A. had assets of $256,510,000, loans of $158,325,000, and deposits of $220,829,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.08 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.16 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.22 billion
LIABILITIES
Total deposits $0.22 billion
      Interest-bearing deposits $0.15 billion
      Deposits held in domestic offices $0.22 billion
      % insured (estimated) 59.62%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.22 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Trinity Bank, N.A.’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Texas, Trinity Bank, N.A. has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 10.42
Multifamily
Mortgages
0.25
Credit Card Loans 0.00
Consumer Auto Loans 0.12
Small Business Loans 0.00
Construction and Development Loans 13.44
Commercial Real Estate 15.43
Commercial and Industrial Loans 58.66
Farm Loans 0.00

Frequently Asked Questions About Trinity Bank, N.a.

Branches and Savings

Is Trinity Bank, N.a. FDIC insured?

Yes. It is covered under FDIC Certificate #57543.

Why does Trinity Bank, N.a. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Trinity Bank, N.a. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Trinity Bank, N.a. a commercial bank?

Yes

Where are Trinity Bank, N.a. locations?

See branch locations nearby.

Is Trinity Bank, N.a. open on Saturdays?

Is Trinity Bank, N.a. open on Sundays?

What time does Trinity Bank, N.a. open?

What time does Trinity Bank, N.a. close?

Are Trinity Bank, N.a. ATMs Open 24/7?

Do Trinity Bank, N.a. ATMs accept cash deposits?

Can Trinity Bank, N.a. customers use other ATMs?

Do Trinity Bank, N.a. branches have notaries?

Will Trinity Bank, N.a. notarize my document?

What address for Trinity Bank, N.a. should I put for incoming ACH transfers?

Will the Trinity Bank, N.a. branch print checks?

Do Trinity Bank, N.a. checks expire?

Does Trinity Bank, N.a. require US citizenship to open account?

Can Trinity Bank, N.a. close my account?

Does Trinity Bank, N.a. Report to credit bureaus?

Does Trinity Bank, N.a. Use Equifax?

What is Trinity Bank, N.a.'s ACH Routing Number?

What is Trinity Bank, N.a.'s SWIFT code?

Products

Does Trinity Bank, N.a. offer mortgages?

Compare mortgage rates here.

Does Trinity Bank, N.a. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Trinity Bank, N.a. offer personal loans?

Compare personal loan rates here.

Does Trinity Bank, N.a. offer student loans?

Will Trinity Bank, N.a. cash a check?

Will Trinity Bank, N.a. redeem a savings bond?

Does Trinity Bank, N.a. cash savings bonds?

Will Trinity Bank, N.a. cash money orders?

Can Trinity Bank, N.a. issue a money order?

Does Trinity Bank, N.a. do currency exchange?

Background on The Bank

Who owns Trinity Bank, N.a.?

How long has Trinity Bank, N.a. been around?

Can Trinity Bank, N.a. transfer to other banks?

Does Trinity Bank, N.a. have quick pay?

Does Trinity Bank, N.a. accept rolled coins?

Will Trinity Bank, N.a. accept loose change?

Where is Trinity Bank, N.a. headquarters?

Customer Reviews for Trinity Bank, N.A.


  • August 22, 2019 |

    I went to this bank to cash a check from a friend, the teller refused to cash the check she said it was too much even though she verified the funds in the account. When I asked for a cashiers check since she refused to cash it she said she would have to charge a fee of $180. I can't believe anyone would bank somewhere that does not honor your checks and charges your friends outrageous fees when you try to pay them in good faith. I have never had my money held ransom like this

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