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Champaign, Illinois CD Rates – 3-Month 2020

Below are the best three-month CD Rates from banks in Champaign, Illinois . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Champaign, IL - February 21, 2020

CD National Average : 0.38% ?

Advertiser Disclosure
Banks APY MIN MILES ?
Sponsored Advertiser Disclosure
1.61% $500 5357.84
1.26% $500 5382.53
1.25% $100,000 5392.04
1.20% $100,000 5454.73
1.20% $25,000 5472.37
1.11% $1,000 5447.84
1.10% $50,000 5498.60
1.10% $2,500 5454.73
1.10% $1,000 5485.65
1.10% $1,000 5504.09
1.10% $1,000 5426.49
1.06% $1,000 5403.34
1.04% $1,000 5451.78
1.01% $500 5498.60
1.00% $1,000 5392.04
1.00% $1,000 5379.97
1.00% $500 5401.81
1.00% $20,000 5574.34
1.00% $1,000 5392.13
1.00% $100,000 5568.97
1.00% $1,000 5442.44
1.00% $2,500 5406.12
1.00% $2,500 5420.12
0.95% $2,500 5507.64
0.92% $20,000 5574.47
0.90% $90,000 5399.90
0.90% $100,000 5572.00
0.90% $50,000 5448.37
0.90% $1,000 5479.40
0.85% $5,000 5574.34
0.85% $500 5575.29
0.85% $500 5464.91
0.80% $100,000 5476.88
0.80% $100,000 5554.52
0.80% $1,000 5594.76
0.80% $1,000 5533.98
0.80% $1,000 5555.89
0.75% $100,000 5472.74
0.75% $1,000 5444.39
0.75% $90,000 5480.94
0.75% $2,500 5542.48
0.75% $500 5447.18
0.75% $10,000 5399.90
0.75% $500 5409.35
0.75% $1,000 5477.00
0.75% $100,000 5506.18
0.75% $500 5404.02
0.75% $100,000 5381.80
0.75% $10,000 5568.97
0.70% $1,000 5476.88
0.70% $1,000 5554.52
0.70% $1,000 5436.87
0.70% $500 5572.00
0.70% $10,000 5448.37
0.69% $10,000 5448.37
0.67% $5,000 5574.47
0.65% $1,000 5480.94
0.65% $10,000 5381.80
0.61% $1,000 5537.57
0.60% $1,000 5436.58
0.60% $500 5404.88
0.60% $500 5534.35
0.60% $2,500 5426.51
0.55% $500 5590.34
0.55% $100,000 5471.35
0.55% $50,000 5522.81
0.55% $500 5415.72
0.55% $1,000 5436.37
0.50% $500 5506.11
0.50% $1,000 5460.98
0.50% $1,000 5540.78
0.50% $25,000 5557.80
0.50% $1,000 5575.08
0.50% $2,500 5579.64
0.50% $2,500 5429.19
0.50% $100,000 5480.23
0.50% $1,000 5429.01
0.50% $500 5423.51
0.50% $1,000 5500.98
0.50% $500 5506.18
0.50% $1,000 5517.35
0.50% $1,000 5451.95
0.50% $1,000 5499.41
0.50% $1,000 5471.21
0.50% $1,000 5428.95
0.50% $500 5586.54
0.50% $500 5574.33
0.50% $1,000 5560.22
0.50% $100,000 5480.52
0.50% $1,000 5546.07
0.50% $1,000 5436.30
0.50% $1,000 5550.27
0.50% $1,000 5430.33
0.50% $2,500 5521.91
0.50% $200 5553.17
0.50% $2,500 5511.09
0.46% $1 5475.37
0.45% $2,000 5523.51
0.45% $500 5580.46
0.45% $10,000 5522.81
0.45% $1,000 5533.96
0.45% $1,000 5487.00
0.45% $1,000 5535.46
0.45% $100,000 5468.38
0.45% $2,500 5389.96
0.45% $1,000 5506.56
0.43% $100,000 5507.40
0.40% $1,000 5468.85
0.40% $10,000 5557.80
0.40% $2,500 5471.35
0.40% $10,000 5585.48
0.40% $1,000 5563.97
0.40% $10,000 5500.13
0.40% $500 5574.35
0.40% $1,000 5466.70
0.40% $1,000 5540.04
0.40% $1,000 5378.46
0.40% $500 5516.53
0.40% $1,000 5510.48
0.40% $500 5412.78
0.40% $10,000 5480.52
0.40% $1,000 5543.65
0.40% $1,000 5519.83
0.40% $500 5551.26
0.35% $50,000 5466.07
0.35% $1,000 5562.00
0.35% $2,500 5584.74
0.35% $10,000 5585.48
0.35% $500 5593.90
0.35% $1,000 5421.23
0.35% $1,000 5569.00
0.35% $1,000 5518.47
0.35% $1 5519.92
0.35% $1,000 5396.81
0.35% $10,000 5545.06
0.35% $1,000 5384.97
0.35% $1,000 5365.45
0.35% $1,000 5559.65
0.35% $1,000 5426.49
0.35% $1,000 5509.40
0.33% $100,000 5406.30
0.32% $10,000 5406.30
0.31% $5,000 5452.50
0.30% $1,000 5484.73
0.30% $1,000 5523.67
0.30% $1,000 5396.76
0.30% $10,000 5585.48
0.30% $1,000 5554.75
0.30% $500 5490.96
0.30% $10,000 5430.01
0.30% $1,000 5415.29
0.30% $2,500 5374.66
0.30% $500 5402.42
0.30% $500 5374.62
0.30% $1,000 5515.95
0.30% $100,000 5433.03
0.30% $1,000 5430.73
0.30% $1,000 5469.59
0.30% $1,000 5440.34
0.30% $1,000 5527.32
0.30% $10,000 5486.79
0.30% $1,000 5533.47
0.30% $2,500 5433.23
0.30% $500 5591.26
0.30% $1,000 5484.54
0.30% $1,000 5582.44
0.30% $500 5424.05
0.30% $100,000 5583.62
0.25% $10,000 5466.07
0.25% $1,000 5511.44
0.25% $1,000 5477.47
0.25% $2,500 5471.29
0.25% $500 5419.86
0.25% $2,500 5435.90
0.25% $500 5509.02
0.25% $1,000 5461.40
0.25% $500 5486.06
0.25% $75,000 5568.66
0.25% $500 5593.90
0.25% $1,000 5562.94
0.25% $2,500 5536.24
0.25% $1,000 5452.17
0.25% $1,000 5470.83
0.25% $1,000 5449.62
0.25% $1,000 5429.45
0.25% $5,000 5491.76
0.25% $1,000 5480.23
0.25% $2,500 5524.27
0.25% $1,000 5501.86
0.25% $100,000 5461.90
0.25% $2,500 5504.95
0.25% $1,000 5544.98
0.25% $1,000 5518.70
0.25% $500 5497.70
0.25% $5,000 5427.83
0.25% $2,500 5578.45
0.25% $2,500 5574.96
0.25% $1,000 5520.87
0.25% $2,500 5471.84
0.25% $5,000 5562.28
0.25% $1,000 5552.14
0.25% $1,000 5470.66
0.25% $50,000 5392.08
0.25% $2,500 5424.49
0.25% $2,500 5435.85
0.25% $500 5448.09
0.25% $2,500 5437.71
0.24% $1,000 5433.03
0.24% $1,000 5583.62
0.22% $100,000 5483.37
0.22% $1,000 5585.18
0.21% $2,500 5366.28
0.20% $1,000 5582.24
0.20% $1,000 5489.07
0.20% $500 5600.98
0.20% $500 5497.84
0.20% $100,000 5524.79
0.20% $1,000 5533.43
0.20% $1,000 5386.60
0.20% $1,000 5494.97
0.20% $1,000 5598.51
0.20% $500 5435.30
0.20% $100 5492.00
0.20% $1,000 5596.45
0.20% $2,500 5434.72
0.20% $1,000 5528.06
0.20% $1,000 5445.28
0.20% $1,000 5455.01
0.20% $500 5432.83
0.20% $1,000 5496.00
0.20% $1,000 5459.59
0.20% $100,000 5492.94
0.20% $5,000 5473.05
0.20% $10,000 5409.03
0.20% $10,000 5524.82
0.20% $1,000 5605.03
0.20% $100,000 5543.88
0.20% $1,000 5427.13
0.20% $1,000 5487.95
0.20% $500 5471.61
0.20% $1,000 5574.91
0.20% $1,000 5392.08
0.20% $1,000 5482.72
0.20% $10,000 5356.96
0.20% $2,500 5355.44
0.20% $2,500 5469.82
0.20% $1,000 5522.06
0.20% $1,000 5526.29
0.20% $1,000 5468.38
0.20% $1,000 5521.09
0.20% $1,000 5471.96
0.20% $1,000 5499.80
0.18% $1,000 5572.57
0.15% $1,000 5489.07
0.15% $1,000 5497.13
0.15% $1,000 5460.44
0.15% $1,000 5481.05
0.15% $500 5438.33
0.15% $2,500 5483.71
0.15% $100,000 5630.36
0.15% $1,000 5460.68
0.15% $50,000 5505.23
0.15% $1,000 5424.52
0.15% $1,000 5502.38
0.15% $1,000 5474.19
0.15% $1,000 5461.90
0.15% $1,000 5492.94
0.15% $100,000 5472.44
0.15% $500 5589.21
0.15% $100,000 5553.74
0.15% $2,500 5484.10
0.15% $2,500 5482.96
0.15% $2,500 5457.45
0.15% $5,000 5469.25
0.15% $500 5452.73
0.15% $5,000 5503.09
0.15% $500 5466.88
0.15% $100,000 5488.29
0.14% $50,000 5514.28
0.14% $100,000 5471.83
0.14% $100,000 5550.29
0.12% $10,000 5505.23
0.11% $1,000 5488.72
0.11% $100,000 5488.69
0.11% $1,000 5490.98
0.10% $10,000 5524.79
0.10% $1,000 5528.93
0.10% $100,000 5501.54
0.10% $2,500 5483.45
0.10% $1,000 5554.51
0.10% $500 5433.83
0.10% $1,000 5467.33
0.10% $500 5548.85
0.10% $100,000 5516.40
0.10% $5,000 5479.91
0.10% $500 5568.66
0.10% $1,000 5398.74
0.10% $1,000 5426.13
0.10% $500 5630.36
0.10% $5,000 5492.00
0.10% $1,000 5443.50
0.10% $1,000 5578.76
0.10% $2,500 5473.49
0.10% $100,000 5386.21
0.10% $1,000 5420.37
0.10% $500 5418.90
0.10% $500 5477.13
0.10% $1,000 5577.25
0.10% $1,000 5455.16
0.10% $1,000 5486.77
0.10% $1,000 5466.84
0.10% $1,000 5472.76
0.10% $100,000 5495.36
0.10% $2,500 5472.44
0.10% $2,500 5473.44
0.10% $1,000 5542.98
0.10% $1,000 5479.06
0.10% $1,000 5474.31
0.10% $1,000 5406.51
0.10% $1,000 5525.98
0.10% $100,000 5472.64
0.10% $10,000 5553.74
0.10% $500 5483.22
0.10% $1,000 5483.37
0.10% $1,000 5467.95
0.10% $5,000 5530.17
0.10% $1,000 5530.95
0.10% $1,000 5543.88
0.10% $1,000 5469.65
0.10% $2,500 5587.39
0.10% $1,000 5522.90
0.10% $2,500 5576.95
0.10% $25,000 5595.43
0.10% $1,000 5393.26
0.10% $1,000 5427.91
0.10% $500 5514.33
0.10% $50 5525.80
0.10% $1,000 5503.19
0.10% $500 5435.23
0.10% $100,000 5458.39
0.10% $500 5536.28
0.10% $1,000 5468.48
0.09% $1,000 5471.83
0.08% $1,000 5470.80
0.08% $100,000 5462.41
0.08% $1,000 5495.36
0.08% $2,500 5503.33
0.08% $100,000 5524.48
0.08% $1,000 5522.71
0.08% $2,500 5414.31
0.07% $2,500 5475.26
0.07% $10,000 5472.37
0.06% $10,000 5524.48
0.05% $1,000 5496.44
0.05% $1,000 5357.82
0.05% $1,000 5501.54
0.05% $1,000 5467.41
0.05% $10,000 5479.66
0.05% $2,500 5483.71
0.05% $1,000 5516.40
0.05% $1,000 5410.02
0.05% $2,500 5579.31
0.05% $500 5555.44
0.05% $10,000 5472.74
0.05% $1,000 5436.19
0.05% $1,000 5386.21
0.05% $1,000 5488.69
0.05% $10,000 5480.20
0.05% $500 5500.80
0.05% $2,500 5464.64
0.05% $500 5593.94
0.05% $500 5489.07
0.05% $5,000 5487.32
0.05% $1,000 5486.32
0.05% $1,000 5516.48
0.05% $1,000 5469.06
0.05% $500 5470.91
0.05% $2,500 5447.70
0.05% $2,500 5473.48
0.05% $1,000 5514.01
0.05% $1,000 5472.64
0.05% $1,000 5487.83
0.05% $1,000 5515.75
0.05% $1,000 5485.26
0.05% $2,500 5553.22
0.05% $10,000 5595.43
0.05% $500 5474.45
0.05% $1,000 5406.39
0.05% $1,000 5557.89
0.05% $1,000 5508.05
0.05% $10,000 5507.66
0.05% $2,500 5458.39
0.05% $1,000 5443.55
0.05% $10,000 5481.77
0.05% $1,000 5495.21
0.05% $10,000 5562.93
0.05% $1,000 5493.23
0.04% $2,500 5514.28
0.04% $2,500 5477.57
0.04% $1,000 5471.09
0.04% $10,000 5550.29
0.03% $10,000 5472.31
0.03% $1,000 5471.65
0.03% $2,500 5462.41
0.03% $500 5459.63
0.02% $1,000 5480.72
0.01% $10,000 5472.41
0.01% $100,000 5515.14
0.01% $10,000 5526.12
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2020

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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