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Annapolis, Maryland CD Rates – 3-Month 2020

Below are the best three-month CD Rates from banks in Annapolis, Maryland . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Annapolis, MD - July 10, 2020

CD National Average : 0.20% ?

Advertiser Disclosure
Banks APY MIN MILES ?
Sponsored Advertiser Disclosure
1.00% $5,000 4872.44 Learn More
0.60% $10,000 4905.73 Learn More
0.50% $500 4894.17 Learn More
0.40% $500 4900.05 Learn More
0.40% $10,000 4898.32 Learn More
0.40% $100,000 4878.78 Learn More
0.35% $1,000 4888.38 Learn More
0.35% $1,000 4894.46 Learn More
0.35% $100,000 4900.84 Learn More
0.30% $100,000 4894.34 Learn More
0.30% $1,000 4878.78 Learn More
0.25% $2,500 4900.84 Learn More
0.25% $1,000 4894.33 Learn More
0.25% $1,000 4894.34 Learn More
0.25% $100,000 4803.70 Learn More
0.25% $2,000 4947.26 Learn More
0.25% $500 4882.61 Learn More
0.20% $500 4908.88 Learn More
0.20% $100,000 5012.74 Learn More
0.15% $500 4862.41 Learn More
0.15% $500 4804.45 Learn More
0.15% $1,000 4873.24 Learn More
0.15% $1,500 5009.92 Learn More
0.15% $500 4852.95 Learn More
0.10% $1,000 4916.04 Learn More
0.10% $1,000 4781.31 Learn More
0.10% $1,000 5012.82 Learn More
0.10% $500 4850.95 Learn More
0.10% $1,000 4803.70 Learn More
0.10% $500 4810.41 Learn More
0.10% $500 4876.13 Learn More
0.10% $500 4941.07 Learn More
0.10% $1,000 5012.74 Learn More
0.10% $1,000 4893.98 Learn More
0.10% $1,000 4830.88 Learn More
0.10% $1,000 4867.74 Learn More
0.10% $1,000 4872.44 Learn More
0.10% $1,000 4996.27 Learn More
0.10% $10,000 4883.20 Learn More
0.10% $1,000 4800.39 Learn More
0.10% $500 4880.21 Learn More
0.10% $100,000 4857.31 Learn More
0.10% $500 4924.82 Learn More
0.07% $25,000 4882.31 Learn More
0.07% $5,000 4857.39 Learn More
0.05% $500 4968.32 Learn More
0.05% $500 4904.16 Learn More
0.05% $10,000 4907.18 Learn More
0.05% $1,000 4931.58 Learn More
0.05% $1,000 4882.31 Learn More
0.05% $10,000 4899.11 Learn More
0.05% $1,000 4857.31 Learn More
0.05% $500 4884.65 Learn More
0.05% $10,000 4884.54 Learn More
0.05% $500 4804.86 Learn More
0.03% $10,000 4884.65 Learn More
0.03% $10,000 4867.25 Learn More
0.01% $1,000 4894.24 Learn More
0.01% $500 4833.36 Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2020

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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