North Carolina

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Wilmington, North Carolina CD Rates – 3-Month 2020

Below are the best three-month CD Rates from banks in Wilmington, North Carolina . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Wilmington, NC - July 3, 2020

CD National Average : 0.20% ?

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Banks APY MIN MILES ?
Sponsored Advertiser Disclosure
0.75% $100,000 4928.08 Learn More
0.60% $50,000 4800.02 Learn More
0.50% $1,000 4816.79 Learn More
0.50% $500 4725.08 Learn More
0.50% $1,000 4800.02 Learn More
0.40% $500 4753.76 Learn More
0.40% $10,000 4847.99 Learn More
0.35% $1,000 4831.58 Learn More
0.35% $100,000 4883.40 Learn More
0.30% $5,000 4928.08 Learn More
0.25% $100,000 4816.66 Learn More
0.25% $100,000 4755.67 Learn More
0.25% $1,000 4775.08 Learn More
0.25% $500 5043.01 Learn More
0.25% $500 5043.51 Learn More
0.20% $1,000 4937.31 Learn More
0.20% $10,000 4816.66 Learn More
0.20% $500 4955.15 Learn More
0.20% $500 4716.41 Learn More
0.20% $1,000 4824.06 Learn More
0.20% $500 4931.92 Learn More
0.20% $1,000 4914.80 Learn More
0.20% $500 4966.99 Learn More
0.20% $10,000 4780.46 Learn More
0.15% $500 4848.75 Learn More
0.15% $100 4921.39 Learn More
0.15% $2,500 4984.63 Learn More
0.15% $50,000 5019.35 Learn More
0.15% $1,000 4833.02 Learn More
0.15% $1,000 4926.07 Learn More
0.15% $500 4753.99 Learn More
0.12% $1,000 4822.26 Learn More
0.10% $500 4944.90 Learn More
0.10% $2,500 4895.80 Learn More
0.10% $1,000 5009.29 Learn More
0.10% $10,000 4831.58 Learn More
0.10% $1,000 4755.67 Learn More
0.10% $10,000 5019.35 Learn More
0.10% $500 4998.09 Learn More
0.10% $10,000 4754.17 Learn More
0.10% $1,000 0.00 Learn More
0.10% $500 4824.31 Learn More
0.07% $1,000 4961.73 Learn More
0.07% $25,000 4813.49 Learn More
0.05% $2,500 5006.33 Learn More
0.05% $1,000 4962.22 Learn More
0.05% $10,000 4928.08 Learn More
0.05% $10,000 4915.54 Learn More
0.05% $100,000 4865.57 Learn More
0.05% $1,000 4813.49 Learn More
0.05% $10,000 4883.33 Learn More
0.05% $10,000 5032.12 Learn More
0.05% $500 4961.13 Learn More
0.03% $10,000 4927.86 Learn More
0.03% $10,000 4844.74 Learn More
0.03% $500 4828.10 Learn More
0.03% $10,000 4865.57 Learn More
0.03% $500 4925.96 Learn More
0.03% $1,000 4762.39 Learn More
0.02% $10,000 4897.12 Learn More
0.02% $10,000 4790.71 Learn More
0.01% $10,000 4775.08 Learn More
0.01% $10,000 4828.56 Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2020

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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