North Carolina

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Wilmington, North Carolina CD Rates – 3-Month 2019

Below are the best three-month CD Rates from banks in Wilmington, North Carolina . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Wilmington, NC - December 6, 2019

CD National Average : 0.39% ?

Advertiser Disclosure
BankS APY MIN MILES ?
0.95% $50,000 4816.79
0.90% $10,000 4816.79
0.76% $50,000 4800.02
0.75% $100,000 4928.08
0.75% $1,000 4833.02
0.75% $500 4725.08
0.60% $10,000 4780.46
0.60% $100,000 4847.99
0.55% $10,000 4847.99
0.50% $1,000 4800.02
0.50% $1,000 4914.80
0.50% $500 4753.76
0.45% $100 4921.39
0.40% $500 4931.92
0.40% $500 4961.13
0.35% $1,000 4831.58
0.30% $1,000 4926.07
0.25% $10,000 5019.35
0.25% $500 5043.51
0.25% $1,000 5043.38
0.25% $500 5043.01
0.25% $100,000 4816.66
0.25% $2,500 4895.80
0.25% $100,000 4755.67
0.20% $10,000 4816.66
0.20% $500 4955.15
0.20% $500 4716.41
0.20% $100,000 4754.17
0.20% $50,000 4762.39
0.20% $1,000 4824.06
0.20% $500 4999.55
0.15% $500 4753.99
0.15% $2,500 4984.63
0.15% $10,000 4754.17
0.15% $500 4848.75
0.15% $1,000 0.00
0.15% $1,000 4755.67
0.12% $1,000 4822.26
0.10% $100,000 4790.71
0.10% $500 4998.09
0.10% $10,000 4965.56
0.10% $1,000 5009.29
0.10% $500 4824.31
0.08% $100,000 4813.49
0.08% $100,000 4865.57
0.06% $10,000 4865.57
0.06% $10,000 4813.49
0.05% $10,000 4790.71
0.05% $10,000 5032.12
0.05% $10,000 4883.33
0.05% $500 5006.33
0.05% $1,000 4762.39
0.05% $1,000 4961.73
0.05% $10,000 4775.08
0.05% $10,000 4928.08
0.05% $10,000 4915.54
0.05% $1,000 4962.22
0.03% $500 4828.10
0.03% $10,000 4927.86
0.03% $10,000 4868.51
0.03% $10,000 4844.74
0.03% $500 4925.96
0.02% $10,000 4897.12
0.01% $10,000 4828.56
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2019

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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