Compare Savings vs. CDs
Comparison of Deposit Account from ADVANCIAL with 2.95%
- September 2026
Long-Term Analysis of ALPS with 0.05% APY and INTERRA with 0.55% APY and ADVANCIAL with 2.95% APY and UTAH FIRST with 3.90% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL SAVINGS0.05%-$50,000N.A.Credit Union0.21x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL CD0.55%-$50,00036 MonthCredit Union0.73x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058 - 3LOCAL CD2.95%-$50,00024 MonthCredit Union4.45x (National Avg. - 0.66%)$1,000SCENARIO
Year Rate
2.95%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,475 1,033 2 51,475 1,519 1,063 3 52,994 1,563 1,094 4 54,557 1,609 1,127 5 56,166 1,657 1,160 6 57,823 1,706 1,194 7 59,529 1,756 1,229 8 61,285 1,808 1,266 9 63,093 1,861 1,303 10 64,954 1,916 1,341 11 66,870 1,973 1,381 12 68,843 2,031 1,422 13 70,874 2,091 1,464 14 72,965 2,152 1,507 15 75,117 2,216 1,551 16 77,333 2,281 1,597 17 79,614 2,349 1,644 18 81,963 2,418 1,693 19 84,381 2,489 1,742 20 86,870 2,563 1,794 TOTAL $39,433 $27,603 - 4LOCAL CD3.90%-$50,00018 MonthCredit Union6.75x (National Avg. - 0.58%)$2,000SCENARIO
Year Rate
3.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,950 1,365 2 51,950 2,026 1,418 3 53,976 2,105 1,474 4 56,081 2,187 1,531 5 58,268 2,272 1,591 6 60,541 2,361 1,653 7 62,902 2,453 1,717 8 65,355 2,549 1,784 9 67,904 2,648 1,854 10 70,552 2,752 1,926 11 73,304 2,859 2,001 12 76,162 2,970 2,079 13 79,133 3,086 2,160 14 82,219 3,207 2,245 15 85,426 3,332 2,332 16 88,757 3,462 2,423 17 92,219 3,597 2,518 18 95,815 3,737 2,616 19 99,552 3,883 2,718 20 103,434 4,034 2,824 TOTAL $57,468 $40,228
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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