Seaboard

Headquarters

Po Box G
Bucksport, ME 04416
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.85% →
1-Year CD 0.65% 0.80% →
2-Year CD 0.95% 0.80% →
5-Year CD 1.21% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Seaboard is an NCUA insured institution located in Bucksport, ME. It was founded in 1940 and has approximately $173.56 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4118
Date Established 1940
Assets $173.56 million
Loans $98.24 million
Deposits $153.33 million
Capital $14.86 million
 

Field of Membership Restrictions

Membership is open to those who who live, work, worship or attend school in Hancock, Washington, Waldo, or Penobscot County, Maine and to immediate family of current members.

Deposit Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More

Loan Rates - September 28, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SEABOARD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.907% 2.875% 0.38 $1,032 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SEABOARD
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Seaboard branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Seaboard Locations


Financial Details

Seaboard Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Seaboard. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Seaboard U.S. Average
9.52% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Seaboard had $1,415,380 in non-current loans and $50,000 in owned assets. To cover these potential losses it had $14,857,071 in net worth and $534,859 in loans loss reserves. That gives it a Texas Ratio of 9.52%.

Net Worth
Seaboard U.S. Average
8.56% 12.20%

Seaboard FCU has a net worth of 8.56% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Seaboard

Branches and Savings

What is Seaboard?

A federal credit union, registered with the NCUA under certificate #4118.
Learn more about credit unions here.

Is Seaboard FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Seaboard is insured by the NCUA.

Who can join Seaboard?

Please see Field of Membership information above for information on who is eligible to join.

What are Seaboard's share account and share certificate rates?

Seaboard's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Seaboard?

Seaboard has total capital of $14.86 million. Full information on Seaboard's financial position is located above.

Who owns Seaboard?

Credit Unions are owned by their members.

Where are Seaboard branches located?

See branch locations nearby.

Are Seaboard ATMs Open 24/7?

Do Seaboard ATMs accept cash deposits?

Can Seaboard customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Seaboard have a mobile app?

Does Seaboard have mobile deposit?

Does Seaboard have quick pay?

How can Seaboard transfer money to other banks or credit unions?

Does Seaboard report to credit bureaus?

Does Seaboard use Chexsystems?

Does Seaboard use Equifax?

What is Seaboard's toll free phone number?

What is Seaboard's ACH Routing Number?

What is Seaboard's SWIFT code?

Where can I find Seaboard's wire transfer form?

What is the Seaboard address for deposits?

What Products Does Seaboard Offer

Does Seaboard offer mortgages?

Compare mortgage rates here.

Does Seaboard offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Seaboard offer auto and RV loans?

Compare auto loan rates here.

Does Seaboard offer student loans or personal loans?

Compare personal loan rates here.

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