This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.73% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,365 | 956 |
| 2 | 51,365 | 1,402 | 982 |
| 3 | 52,767 | 1,441 | 1,008 |
| 4 | 54,208 | 1,480 | 1,036 |
| 5 | 55,688 | 1,520 | 1,064 |
| 6 | 57,208 | 1,562 | 1,093 |
| 7 | 58,770 | 1,604 | 1,123 |
| 8 | 60,374 | 1,648 | 1,154 |
| 9 | 62,022 | 1,693 | 1,185 |
| 10 | 63,716 | 1,739 | 1,218 |
| 11 | 65,455 | 1,787 | 1,251 |
| 12 | 67,242 | 1,836 | 1,285 |
| 13 | 69,078 | 1,886 | 1,320 |
| 14 | 70,963 | 1,937 | 1,356 |
| 15 | 72,901 | 1,990 | 1,393 |
| 16 | 74,891 | 2,045 | 1,431 |
| 17 | 76,935 | 2,100 | 1,470 |
| 18 | 79,036 | 2,158 | 1,510 |
| 19 | 81,193 | 2,217 | 1,552 |
| 20 | 83,410 | 2,277 | 1,594 |
| TOTAL | $35,687 | $24,981 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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