STALEY

3330 N WOODFORD ST
Decatur, IL 62526

 

2018 Overview

General Credit Union Information

NCUA Insured No
Charter Number # # 81416
Date Established 1930
Assets $139.44 million
Loans $111.52 million
Deposits $127.44 million
Capital $13.91 million

Staley is located in Decatur, Il. It was founded in 1930 and has approximately $139.44 millions in assets.

Field of Membership Restrictions

Membership is open to those who live in Macon, Moultrie, DeWitt, Piatt, and Shelby Counties in Illinois and Tippecanoe, Clinton, Carroll, Montgomery and White Counties in Indiana.

Deposit Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,000 $9,999 Learn MoreShow Less
Money Market
0.15% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.29% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $9,999 Learn MoreShow Less

Loan Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STALEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More
Ally Bank
NMLS ID: 181005
4.926% 4.875% 0.25 $1,554 $1,324 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.49% $284 Learn More
Third Federal Savings and Loans 4.24% $246 Learn More

Note to STALEY
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Staley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Staley Locations

Financial Details

Staley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Staley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Staley U.S. Average
2.28% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Staley had $230,554 in non-current loans and $102,047 in owned assets. To cover these potential losses it had $13,905,128 in net worth and $664,128 in loans loss reserves. That gives it a Texas Ratio of 2.28%.

Net Worth
Staley U.S. Average
9.97% 13.21%

Staley FCU has a net worth of 9.97% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Staley

What is Staley?

A federal credit union, registered with the NCUA under certificate #81416.
Learn more about credit unions here.

Is Staley FDIC insured?

No, Staley credit union is not insured by the FDIC because it is not a bank. Because it is state chartered and not federally chartered, it is also not insured by the NCUA. Deposits may or may not be insured by private deposit insurance and you should check with the state chartering organization to confirm whether and to what level your deposits are required to be protected.

Who can join Staley?

Please see Field of Membership information above for information on who is eligible to join.

What are Staley's share account and share certificate rates?

Staley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Staley?

Staley has total capital of $13.91 million. Full information on Staley's financial position is located above.

Who owns Staley?

Credit Unions are owned by their members.

Where are Staley branches located?

See branch locations nearby.

Are Staley ATMs Open 24/7?

Do Staley ATMs accept cash deposits?

Can Staley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Staley have a mobile app?

Does Staley have mobile deposit?

Does Staley have quick pay?

How can Staley transfer money to other banks or credit unions?

Does Staley report to credit bureaus?

Does Staley use Chexsystems?

Does Staley use Equifax?

What is Staley's toll free phone number?

What is Staley's ACH Routing Number?

What is Staley's SWIFT code?

Where can I find Staley's wire transfer form?

What is the Staley address for deposits?

What Products Does Staley Offer

Does Staley offer mortgages?

Compare mortgage rates here.

Does Staley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Staley offer auto and RV loans?

Compare auto loan rates here.

Does Staley offer student loans or personal loans?

Compare personal loan rates here.

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