GAIN

1800 W. MAGNOLIA BLVD
Burbank, CA 91506

Notable Rates APY Vs.Others
Savings 0.10% 2.60% →
1-Year CD 0.90% 2.30% →
2-Year CD 1.10% 2.50% →
5-Year CD 2.30% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Gain is an NCUA insured institution located in Burbank, CA. It was founded in 1940 and has approximately $347.56 millions in assets.

Who can join?

1. Employees of the City of Burbank, California;
2. Full-time employees of Burbank City Employees Association, AFSCME 3143 who work in Burbank, California;
3. Voting members of the Friends of the Burbank Public Library in Burbank,California who qualify for membership in accordance with its charter and bylaws in effect on September 15, 1999;
4. Voting members of the Burbank Historical Society in Burbank, California who qualify for membership in accordance with its charter and bylaws in effect on July 20, 1993;
5. Employees of FotoKem Film and Video who work in Burbank,California;
6. Members of the Burbank Association of Realtors, Burbank, California.
Spouses of persons who died while within the field of membership of this credit union; employees of the credit union; persons retired as pensioners or annuitants from the above employment; members of their immediate families or household; and organizations of such persons.
As it relates to eligibility to join this credit union, immediate family member is defined as a spouse, child, sibling, parent, grandparent or grandchild if not living in the same residence. This would include stepparents, stepchildren, stepsiblings and adoptive relationships.
Household is defined as persons living in the same residence and who maintain a single economic unit, including any person who is a permanent member of or participates in the maintenance of the household.
Temporary employees described in the above field of membership are eligible to join the Credit Union. Burbank Police Reserves and the Police Chaplains are considered employees of the city.

NCUA Insured Yes
Charter Number # # 3943
Date Established 1940
Assets $347.56 million
Loans $198.22 million
Deposits $316.51 million
Capital $28.39 million
 

Field of Membership Restrictions

Membership is open to employees of the city of Burbank, California, employees of FotoKem Film and Video working in Burbank,California, members of the Burbank Association of Realtors, Burbank, California and other select organizations. Membership is also open to residents of Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara, and Ventura Counties, who join either the Friends of the Burbank Public Library or the Burbank Historical Society ($10 fee for either).

Deposit Rates - November 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $2,500 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
0.50% $1,000 $4,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.75% $5,000 $24,999 Learn MoreShow Less
0.90% $5,000 $24,999 Learn MoreShow Less
1.05% $10,000 $24,999 Learn MoreShow Less
1.10% $5,000 $24,999 Learn MoreShow Less
1.15% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
1.90% $5,000 $24,999 Learn MoreShow Less
48 Mo CD
2.05% $5,000 $24,999 Learn MoreShow Less
60 Mo CD
2.30% $5,000 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $1 $9,999 Learn MoreShow Less

Loan Rates - November 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GAIN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.536% 3.500% 0.50 $1,128 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to GAIN
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Branches

Below are Gain branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Gain Locations


Financial Details

Gain Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gain. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gain U.S. Average
2.54% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Gain had $722,490 in non-current loans and $37,748 in owned assets. To cover these potential losses it had $28,392,468 in net worth and $1,506,210 in loans loss reserves. That gives it a Texas Ratio of 2.54%.

Net Worth
Gain U.S. Average
8.16% 13.65%

Gain FCU has a net worth of 8.16% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gain

Branches and Savings

What is Gain?

A federal credit union, registered with the NCUA under certificate #3943.
Learn more about credit unions here.

Is Gain FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gain?

Please see Field of Membership information above for information on who is eligible to join.

What are Gain's share account and share certificate rates?

Gain's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gain?

Gain has total capital of $28.39 million. Full information on Gain's financial position is located above.

Who owns Gain?

Credit Unions are owned by their members.

Where are Gain branches located?

See branch locations nearby.

Are Gain ATMs Open 24/7?

Do Gain ATMs accept cash deposits?

Can Gain customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gain have a mobile app?

Does Gain have mobile deposit?

Does Gain have quick pay?

How can Gain transfer money to other banks or credit unions?

Does Gain report to credit bureaus?

Does Gain use Chexsystems?

Does Gain use Equifax?

What is Gain's toll free phone number?

What is Gain's ACH Routing Number?

What is Gain's SWIFT code?

Where can I find Gain's wire transfer form?

What is the Gain address for deposits?

What Products Does Gain Offer

Does Gain offer mortgages?

Compare mortgage rates here.

Does Gain offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gain offer auto and RV loans?

Compare auto loan rates here.

Does Gain offer student loans or personal loans?

Compare personal loan rates here.

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