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Comparison of Deposit Account from AFFINITY ONE with 0.63% - June 2025

Long-Term Analysis of CDC with 1.25% APY and WESTERRA with 4.00% APY and UNIVERSITY OF HAWAII with 0.70% APY and AFFINITY ONE with 0.63% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

CDC

1.25%

$50,000

48 Month

Credit Union

1.53x (National Avg. - 0.82%)

$100,000

SCENARIO

Year	Rate 1.25%	Annual Interest	Annual Interest (After Tax)
1	50,000	625	438
2	50,625	633	443
3	51,258	641	449
4	51,899	649	454
5	52,547	657	460
6	53,204	665	466
7	53,869	673	471
8	54,543	682	477
9	55,224	690	483
10	55,915	699	489
11	56,614	708	495
12	57,321	717	502
13	58,038	725	508
14	58,763	735	514
15	59,498	744	521
16	60,241	753	527
17	60,994	762	534
18	61,757	772	540
19	62,529	782	547
20	63,310	791	554
	TOTAL	$14,102	$9,871

LOCAL CD

WESTERRA

4.00%

$50,000

5 Month

Credit Union

N.A.

$500

SCENARIO

Year	Rate 4.00%	Annual Interest	Annual Interest (After Tax)
1	50,000	2,000	1,400
2	52,000	2,080	1,456
3	54,080	2,163	1,514
4	56,243	2,250	1,575
5	58,493	2,340	1,638
6	60,833	2,433	1,703
7	63,266	2,531	1,771
8	65,797	2,632	1,842
9	68,428	2,737	1,916
10	71,166	2,847	1,993
11	74,012	2,960	2,072
12	76,973	3,079	2,155
13	80,052	3,202	2,241
14	83,254	3,330	2,331
15	86,584	3,463	2,424
16	90,047	3,602	2,521
17	93,649	3,746	2,622
18	97,395	3,896	2,727
19	101,291	4,052	2,836
20	105,342	4,214	2,950
	TOTAL	$59,556	$41,689

LOCAL CD

UNIVERSITY OF HAWAII

0.70%

$50,000

60 Month

Credit Union

0.76x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

AFFINITY ONE

0.63%

$50,000

24 Month

Credit Union

0.95x (National Avg. - 0.66%)

$10,000

SCENARIO

Year	Rate 0.63%	Annual Interest	Annual Interest (After Tax)
1	50,000	313	219
2	50,313	314	220
3	50,627	316	221
4	50,943	318	223
5	51,262	320	224
6	51,582	322	226
7	51,905	324	227
8	52,229	326	229
9	52,555	328	230
10	52,884	331	231
11	53,214	333	233
12	53,547	335	234
13	53,882	337	236
14	54,218	339	237
15	54,557	341	239
16	54,898	343	240
17	55,241	345	242
18	55,587	347	243
19	55,934	350	245
20	56,284	352	246
	TOTAL	$6,635	$4,645

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from AFFINITY ONE with 0.63% - June 2025

Long-Term Analysis of CDC with 1.25% APY and WESTERRA with 4.00% APY and UNIVERSITY OF HAWAII with 0.70% APY and AFFINITY ONE with 0.63% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from AFFINITY ONE with 0.63% - June 2025