Oceanside, CA 92056


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68494
Date Established 1952
Assets $857.02 million
Loans $558.20 million
Deposits $725.02 million
Capital $115.50 million

Frontwave is an NCUA insured institution located in Oceanside, CA. It was founded in 1952 and has approximately $857.02 millions in assets.

Who can join?

You qualify for membership if you:

Live, work or worship in either San Diego, Riverside or San Bernardino Counties.

Are an immediate family member of a current PMCU member.

Field of Membership Restrictions

Membership in Pacific Marine Credit Union is open to those who live, worship or work in San Diego, San Bernardino or Riverside Counties in California.

Deposit Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.20% $10,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.05% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
1.05% $1,000 - Learn MoreShow Less
24 Mo CD
1.70% $1,000 - Learn MoreShow Less
36 Mo CD
2.00% $1,000 - Learn MoreShow Less
48 Mo CD
2.05% $1,000 - Learn MoreShow Less
60 Mo CD
2.50% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.15% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.20% $5 - Learn MoreShow Less

Loan Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FRONTWAVE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Frontwave branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Frontwave Locations

Financial Details

Frontwave Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Frontwave. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Frontwave U.S. Average
1.53% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Frontwave had $1,777,459 in non-current loans and $55,967 in owned assets. To cover these potential losses it had $115,502,687 in net worth and $4,497,592 in loans loss reserves. That gives it a Texas Ratio of 1.53%.

Net Worth
Frontwave U.S. Average
13.47% 13.47%

Frontwave FCU has a net worth of 13.47% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Frontwave

Branches and Savings

What is Frontwave?

A federal credit union, registered with the NCUA under certificate #68494.
Learn more about credit unions here.

Is Frontwave FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Frontwave?

Please see Field of Membership information above for information on who is eligible to join.

What are Frontwave's share account and share certificate rates?

Frontwave's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Frontwave?

Frontwave has total capital of $115.50 million. Full information on Frontwave's financial position is located above.

Who owns Frontwave?

Credit Unions are owned by their members.

Where are Frontwave branches located?

See branch locations nearby.

Are Frontwave ATMs Open 24/7?

Do Frontwave ATMs accept cash deposits?

Can Frontwave customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Frontwave have a mobile app?

Does Frontwave have mobile deposit?

Does Frontwave have quick pay?

How can Frontwave transfer money to other banks or credit unions?

Does Frontwave report to credit bureaus?

Does Frontwave use Chexsystems?

Does Frontwave use Equifax?

What is Frontwave's toll free phone number?

What is Frontwave's ACH Routing Number?

What is Frontwave's SWIFT code?

Where can I find Frontwave's wire transfer form?

What is the Frontwave address for deposits?

What Products Does Frontwave Offer

Does Frontwave offer mortgages?

Compare mortgage rates here.

Does Frontwave offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Frontwave offer auto and RV loans?

Compare auto loan rates here.

Does Frontwave offer student loans or personal loans?

Compare personal loan rates here.

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