Waltham, MA 02452
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Notable Rates APY Vs.Others
Savings 0.05% 0.70% →
1-Year CD 0.70% 0.75% →
2-Year CD 0.75% 0.81% →
5-Year CD 1.10% 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Rtn is an NCUA insured institution located in Waltham, MA. It was founded in 1945 and has approximately $999.42 millions in assets.

Who can join?

Ways to be eligible for membership at RTN Federal Credit Union listed below:

Family Membership – If you are related to someone who is already an RTN FCU member or eligible to be a member of the Credit Union.

Employee Group – If you are employed by, retired from or have a family member that is working for or is retired from one of their employer groups.

Organization Group – If you belong to specific educational and/or fraternal groups — or have a family or household member that does — you are eligible to join.

Affiliation Membership – Membership in any one of these groups listed below qualifies you for membership in RTN FCU. The Credit Union will do all the necessary processing to help you join these groups. Just choose the organization you’re interested in.

Amesbury Carriage Museum, Greater Boston Sickle Cell Disease Association, Inc., Danvers Historical Society, Gore Place, Tewksbury Historical Society, Wakefield Repertory Theatre, Waltham Historical Society

NCUA Insured Yes
Charter Number # # 24311
Date Established 1945
Assets $999.42 million
Loans $524.59 million
Deposits $864.62 million
Capital $105.82 million

Field of Membership Restrictions

Membership is open to anyone through membership in Amesbury Carriage Museum, Danvers Historical Society, Tewksbury Historical Society, Waltham Historical Society, or Greater Boston Sickle Cell Association. Membership is also open to one of the credit union's Select Employer Groups (not listed on the credit union's site).

Deposit Rates - January 15, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
Special: 18 Mo CD
0.75% $1,000 $49,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
Special: 18 Mo CD
0.80% $50,000 - Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.04% $100,000 $199,999 Learn More
60 Mo CD
1.04% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Special: 18 Mo FIRA
0.75% $1,000 $49,999 Learn MoreShow Less
Special: 18 Mo FIRA
0.80% $50,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - January 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for RTN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
2.692% 2.625% 0.88 $2,195 $1,005 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to RTN
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Rtn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Rtn Locations

Financial Details

Rtn Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rtn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rtn U.S. Average
1.44% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Rtn had $1,196,826 in non-current loans and $358,825 in owned assets. To cover these potential losses it had $105,815,459 in net worth and $2,166,853 in loans loss reserves. That gives it a Texas Ratio of 1.44%.

Net Worth
Rtn U.S. Average
10.58% 12.91%

Rtn FCU has a net worth of 10.58% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Rtn

Branches and Savings

What is Rtn?

A federal credit union, registered with the NCUA under certificate #24311.
Learn more about credit unions here.

Is Rtn FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Rtn?

Please see Field of Membership information above for information on who is eligible to join.

What are Rtn's share account and share certificate rates?

Rtn's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Rtn?

Rtn has total capital of $105.82 million. Full information on Rtn's financial position is located above.

Who owns Rtn?

Credit Unions are owned by their members.

Where are Rtn branches located?

See branch locations nearby.

Are Rtn ATMs Open 24/7?

Do Rtn ATMs accept cash deposits?

Can Rtn customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Rtn have a mobile app?

Does Rtn have mobile deposit?

Does Rtn have quick pay?

How can Rtn transfer money to other banks or credit unions?

Does Rtn report to credit bureaus?

Does Rtn use Chexsystems?

Does Rtn use Equifax?

What is Rtn's toll free phone number?

What is Rtn's ACH Routing Number?

What is Rtn's SWIFT code?

Where can I find Rtn's wire transfer form?

What is the Rtn address for deposits?

What Products Does Rtn Offer

Does Rtn offer mortgages?

Compare mortgage rates here.

Does Rtn offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Rtn offer auto and RV loans?

Compare auto loan rates here.

Does Rtn offer student loans or personal loans?

Compare personal loan rates here.

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