Rtn Federal Credit Union

Headquarters

600 Main St
Waltham, MA 02452
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 4.01% →
1-Year CD 0.70% 4.65% →
2-Year CD 0.75% 4.73% →
5-Year CD 1.10% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Rtn is an NCUA insured institution located in Waltham, MA. It was founded in 1945 and has approximately $1070.26 millions in assets.

Who can join?

Ways to be eligible for membership at RTN Federal Credit Union listed below:

Family Membership – If you are related to someone who is already an RTN FCU member or eligible to be a member of the Credit Union.

Employee Group – If you are employed by, retired from or have a family member that is working for or is retired from one of their employer groups.

Organization Group – If you belong to specific educational and/or fraternal groups — or have a family or household member that does — you are eligible to join.

Affiliation Membership – Membership in any one of these groups listed below qualifies you for membership in RTN FCU. The Credit Union will do all the necessary processing to help you join these groups. Just choose the organization you’re interested in.

Amesbury Carriage Museum, Greater Boston Sickle Cell Disease Association, Inc., Danvers Historical Society, Gore Place, Tewksbury Historical Society, Wakefield Repertory Theatre, Waltham Historical Society

NCUA Insured Yes / Federally Chartered
Charter Number # # 24311
Date Established 1945
Assets $1,070.26 million
Loans $518.48 million
Deposits $946.39 million
Capital $106.72 million
 

Field of Membership Restrictions

Membership is open to anyone through membership in Amesbury Carriage Museum, Danvers Historical Society, Tewksbury Historical Society, Waltham Historical Society, or Greater Boston Sickle Cell Association. Membership is also open to one of the credit union's Select Employer Groups (not listed on the credit union's site).

Deposit Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.04% $100,000 $199,999 Learn More
60 Mo CD
1.04% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1 $99 Learn MoreShow Less
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 1, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for RTN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.758% 5.690% 0.75 $1,858 $1,450 Learn More
Neighbors Bank
NMLS ID:
Learn More
Eligibility.org
NMLS ID: 1907
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to RTN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Rtn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Initiatives

RTN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Rtn Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rtn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Rtn U.S. Average
1.02% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Rtn had $751,617 in non-current loans and $358,825 in owned assets. To cover these potential losses it had $106,716,386 in net worth and $2,024,450 in loans loss reserves. That gives it a Texas Ratio of 1.02%.

Net Worth
Rtn U.S. Average
9.97% 12.40%

Rtn FCU has a net worth of 9.97% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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