2022 Overview
General Credit Union Information
Rtn is an NCUA insured institution located in Waltham, MA. It was founded in 1945 and has approximately $1070.26 millions in assets.
Who can join?
Ways to be eligible for membership at RTN Federal Credit Union listed below:
Family Membership – If you are related to someone who is already an RTN FCU member or eligible to be a member of the Credit Union.
Employee Group – If you are employed by, retired from or have a family member that is working for or is retired from one of their employer groups.
Organization Group – If you belong to specific educational and/or fraternal groups — or have a family or household member that does — you are eligible to join.
Affiliation Membership – Membership in any one of these groups listed below qualifies you for membership in RTN FCU. The Credit Union will do all the necessary processing to help you join these groups. Just choose the organization you’re interested in.
Amesbury Carriage Museum, Greater Boston Sickle Cell Disease Association, Inc., Danvers Historical Society, Gore Place, Tewksbury Historical Society, Wakefield Repertory Theatre, Waltham Historical Society
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24311 |
| Date Established | 1945 |
| Assets | $1,070.26 million |
| Loans | $518.48 million |
| Deposits | $946.39 million |
| Capital | $106.72 million |
Field of Membership Restrictions
Deposit Rates - December 1, 2022
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.04% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.04% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 1, 2022
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for RTN
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429243 |
5.758% | 5.690% | 0.75 | $1,858 | $1,450 | Learn More |
NMLS ID: |
Learn More | |||||
NMLS ID: 1907 |
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Featured - Virginia Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 6.490 % After Intro: 7.500 % Intro Period: 12 months |
$25,000 |
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More Info |
Third Federal Savings and Loan See Table |
6.240 %
|
$0 |
Learn More
More Info |
Note to RTN
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Rtn branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
RTN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Rtn Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Rtn. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Rtn | U.S. Average |
|---|---|
| 1.02% | 4.24 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2022, Rtn had $751,617 in non-current loans and $358,825 in owned assets. To cover these potential losses it had $106,716,386 in net worth and $2,024,450 in loans loss reserves. That gives it a Texas Ratio of 1.02%.
Net Worth
| Rtn | U.S. Average |
|---|---|
| 9.97% | 12.40% |
Rtn FCU has a net worth of 9.97% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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