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Comparison of Deposit Account from ALLIANT with 4.10% - June 2025


Long-Term Analysis of NSB Bank with 0.67% APY and TRUE SKY with 2.58% APY and ALLIANT with 4.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    NSB Bank
    0.67%
    -
    $50,000
    18 Month
    Bank
    1.15x (National Avg. - 0.58%)
    $100,000
     
    SCENARIO
    Year Rate
    0.67%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 336 235
    2 50,336 338 236
    3 50,673 340 238
    4 51,013 342 240
    5 51,356 345 241
    6 51,700 347 243
    7 52,047 349 244
    8 52,396 352 246
    9 52,748 354 248
    10 53,102 356 249
    11 53,458 359 251
    12 53,817 361 253
    13 54,178 364 254
    14 54,541 366 256
    15 54,907 368 258
    16 55,276 371 260
    17 55,647 373 261
    18 56,020 376 263
    19 56,396 378 265
    20 56,774 381 267
    TOTAL $7,155 $5,009
  • 2
    LOCAL CD
    TRUE SKY
    2.58%
    -
    $50,000
    60 Month
    Credit Union
    2.80x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    2.58%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,290 903
    2 51,290 1,323 926
    3 52,613 1,357 950
    4 53,971 1,392 975
    5 55,363 1,428 1,000
    6 56,792 1,465 1,026
    7 58,257 1,503 1,052
    8 59,760 1,542 1,079
    9 61,302 1,582 1,107
    10 62,883 1,622 1,136
    11 64,506 1,664 1,165
    12 66,170 1,707 1,195
    13 67,877 1,751 1,226
    14 69,628 1,796 1,257
    15 71,425 1,843 1,290
    16 73,267 1,890 1,323
    17 75,158 1,939 1,357
    18 77,097 1,989 1,392
    19 79,086 2,040 1,428
    20 81,126 2,093 1,465
    TOTAL $33,219 $23,253
  • 3
    LOCAL CD
    ALLIANT
    4.10%
    -
    $50,000
    6 Month
    Credit Union
    10.02x (National Avg. - 0.41%)
    $75,000
     
    SCENARIO
    Year Rate
    4.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,050 1,435
    2 52,050 2,134 1,494
    3 54,184 2,222 1,555
    4 56,406 2,313 1,619
    5 58,718 2,407 1,685
    6 61,126 2,506 1,754
    7 63,632 2,609 1,826
    8 66,241 2,716 1,901
    9 68,957 2,827 1,979
    10 71,784 2,943 2,060
    11 74,727 3,064 2,145
    12 77,791 3,189 2,233
    13 80,980 3,320 2,324
    14 84,300 3,456 2,419
    15 87,757 3,598 2,519
    16 91,355 3,746 2,622
    17 95,100 3,899 2,729
    18 98,999 4,059 2,841
    19 103,058 4,225 2,958
    20 107,284 4,399 3,079
    TOTAL $61,682 $43,178

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

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    Early Withdrawal Penalty is 6 months interest.

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