CARTER

PO BOX 814
Springhill, LA 71075

Notable Rates APY Vs.Others
Savings 0.25% 2.10% →
1-Year CD 1.80% 2.02% →
2-Year CD 1.85% 2.02% →
5-Year CD 2.10% 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

Carter is an NCUA insured institution located in Springhill, LA. It was founded in 1954 and has approximately $374.82 millions in assets.

Who can join?

If you live, work, worship or attend school, or are a business or other legal entity in Caddo, Bossier, Webster, Bienville, Claiborne, DeSoto or Red River Parishes, and Columbia or Lafayette Counties, you can join Carter Federal. Your family members, co-workers and neighbors may also be eligible.

if you belong to a particular church, you may be eligible to join Carter Federal. Most catholic churches in the Northern Louisiana Catholic Diocese, as well as churches of other denominations in the area, provide you with access to Carter Federal Credit Union membership.

iI you work at one of their Select Employee Groups (SEGs) you are eligible to join. To find out, check with your Human Resources department. If your company is not an SEG, have them call Carter at 1-800-367-5026. Companies can add Carter Federal membership as a FREE employee benefit at no cost.

NCUA Insured Yes
Charter Number # # 9164
Date Established 1954
Assets $374.82 million
Loans $270.39 million
Deposits $264.29 million
Capital $30.18 million
 

Field of Membership Restrictions

Membership in Carter Federal Credit Union is open to those who live, work, worship or attend school, or are a business or other legal entity in Caddo, Bossier, Webster, Bienville, Claiborne, DeSoto and Red River Parishes in Louisiana or in Columbia and Lafayette Counties in Arkansas.

Deposit Rates - March 30, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.45% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.80% $1,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 - Learn MoreShow Less
Checking Rates APY MIN FEE
My Carter Rewards Checking 2.50% $0 $0.00 Learn MoreShow Less

Loan Rates - March 30, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for CARTER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

Note to CARTER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Carter branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Carter Locations


Financial Details

Carter Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carter. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Carter U.S. Average
9.04% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Carter had $2,408,660 in non-current loans and $471,248 in owned assets. To cover these potential losses it had $30,180,547 in net worth and $1,691,962 in loans loss reserves. That gives it a Texas Ratio of 9.04%.

Net Worth
Carter U.S. Average
8.05% 13.65%

Carter FCU has a net worth of 8.05% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Carter

Branches and Savings

What is Carter?

A federal credit union, registered with the NCUA under certificate #9164.
Learn more about credit unions here.

Is Carter FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Carter?

Please see Field of Membership information above for information on who is eligible to join.

What are Carter's share account and share certificate rates?

Carter's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Carter?

Carter has total capital of $30.18 million. Full information on Carter's financial position is located above.

Who owns Carter?

Credit Unions are owned by their members.

Where are Carter branches located?

See branch locations nearby.

Are Carter ATMs Open 24/7?

Do Carter ATMs accept cash deposits?

Can Carter customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Carter have a mobile app?

Does Carter have mobile deposit?

Does Carter have quick pay?

How can Carter transfer money to other banks or credit unions?

Does Carter report to credit bureaus?

Does Carter use Chexsystems?

Does Carter use Equifax?

What is Carter's toll free phone number?

What is Carter's ACH Routing Number?

What is Carter's SWIFT code?

Where can I find Carter's wire transfer form?

What is the Carter address for deposits?

What Products Does Carter Offer

Does Carter offer mortgages?

Compare mortgage rates here.

Does Carter offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Carter offer auto and RV loans?

Compare auto loan rates here.

Does Carter offer student loans or personal loans?

Compare personal loan rates here.

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