Compare Savings vs. CDs
Comparison of Deposit Account from CENTURY with 1.05%
- October 2026
Long-Term Analysis of Sandy Spring Bank with 3.65% APY and POLISH & SLAVIC with 2.50% APY and NEIGHBORS with 0.90% APY and CENTURY with 1.05% APY and ENERGY ONE with 0.50% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD3.65%-$50,00012 MonthBank6.62x (National Avg. - 0.55%)$1,000SCENARIO
Year Rate
3.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,825 1,278 2 51,825 1,892 1,324 3 53,717 1,961 1,372 4 55,677 2,032 1,423 5 57,709 2,106 1,474 6 59,816 2,183 1,528 7 61,999 2,263 1,584 8 64,262 2,346 1,642 9 66,608 2,431 1,702 10 69,039 2,520 1,764 11 71,559 2,612 1,828 12 74,171 2,707 1,895 13 76,878 2,806 1,964 14 79,684 2,908 2,036 15 82,592 3,015 2,110 16 85,607 3,125 2,187 17 88,732 3,239 2,267 18 91,970 3,357 2,350 19 95,327 3,479 2,436 20 98,807 3,606 2,525 TOTAL $52,413 $36,689 - 2LOCAL CD2.50%-$50,00024 MonthCredit Union3.77x (National Avg. - 0.66%)$500SCENARIO
Year Rate
2.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,250 875 2 51,250 1,281 897 3 52,531 1,313 919 4 53,845 1,346 942 5 55,191 1,380 966 6 56,570 1,414 990 7 57,985 1,450 1,015 8 59,434 1,486 1,040 9 60,920 1,523 1,066 10 62,443 1,561 1,093 11 64,004 1,600 1,120 12 65,604 1,640 1,148 13 67,244 1,681 1,177 14 68,926 1,723 1,206 15 70,649 1,766 1,236 16 72,415 1,810 1,267 17 74,225 1,856 1,299 18 76,081 1,902 1,331 19 77,983 1,950 1,365 20 79,933 1,998 1,399 TOTAL $31,931 $22,352 - 3LOCAL CD0.90%-$50,00036 MonthCredit Union1.19x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 4LOCAL CD1.05%-$50,00060 MonthCredit Union1.13x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 525 368 2 50,525 531 371 3 51,056 536 375 4 51,592 542 379 5 52,133 547 383 6 52,681 553 387 7 53,234 559 391 8 53,793 565 395 9 54,358 571 400 10 54,928 577 404 11 55,505 583 408 12 56,088 589 412 13 56,677 595 417 14 57,272 601 421 15 57,873 608 425 16 58,481 614 430 17 59,095 620 434 18 59,716 627 439 19 60,343 634 444 20 60,976 640 448 TOTAL $11,616 $8,131 - 5LOCAL CD0.50%-$50,0006 MonthCredit Union1.24x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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