SERVICE 1

P.O BOX 810
Muskegon, MI 49443

Notable Rates APY Vs.Others
Savings 0.15% 2.25% →
1-Year CD 1.50% 2.25% →
2-Year CD 1.60% 2.50% →
5-Year CD 2.00% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Service 1 is an NCUA insured institution located in Muskegon, MI. It was founded in 1940 and has approximately $126.93 millions in assets.

NCUA Insured Yes
Charter Number # # 4038
Date Established 1940
Assets $126.93 million
Loans $96.41 million
Deposits $103.84 million
Capital $21.98 million
 

Field of Membership Restrictions

Must be an employee of one of the several select companies from the Muskegon, Mobile and Neosho area.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.95% $2,000 $19,999 Learn MoreShow Less
Money Market
1.05% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.15% $500 - Learn MoreShow Less
12 Mo CD
1.50% $500 - Learn MoreShow Less
Special: 18 Mo CD
1.85% $500 - Learn MoreShow Less
18 Mo CD
1.85% $500 - Learn MoreShow Less
24 Mo CD
1.60% $500 - Learn MoreShow Less
30 Mo CD
1.60% $500 - Learn MoreShow Less
36 Mo CD
1.75% $500 - Learn MoreShow Less
48 Mo CD
1.85% $500 - Learn MoreShow Less
60 Mo CD
2.00% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SERVICE 1

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to SERVICE 1
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Service 1 branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Service 1 Locations


Financial Details

Service 1 Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Service 1. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Service 1 U.S. Average
2.21% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Service 1 had $420,682 in non-current loans and $72,000 in owned assets. To cover these potential losses it had $21,980,592 in net worth and $279,379 in loans loss reserves. That gives it a Texas Ratio of 2.21%.

Net Worth
Service 1 U.S. Average
17.31% 13.65%

Service 1 FCU has a net worth of 17.31% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Service 1

Branches and Savings

What is Service 1?

A federal credit union, registered with the NCUA under certificate #4038.
Learn more about credit unions here.

Is Service 1 FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Service 1?

Please see Field of Membership information above for information on who is eligible to join.

What are Service 1's share account and share certificate rates?

Service 1's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Service 1?

Service 1 has total capital of $21.98 million. Full information on Service 1's financial position is located above.

Who owns Service 1?

Credit Unions are owned by their members.

Where are Service 1 branches located?

See branch locations nearby.

Are Service 1 ATMs Open 24/7?

Do Service 1 ATMs accept cash deposits?

Can Service 1 customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Service 1 have a mobile app?

Does Service 1 have mobile deposit?

Does Service 1 have quick pay?

How can Service 1 transfer money to other banks or credit unions?

Does Service 1 report to credit bureaus?

Does Service 1 use Chexsystems?

Does Service 1 use Equifax?

What is Service 1's toll free phone number?

What is Service 1's ACH Routing Number?

What is Service 1's SWIFT code?

Where can I find Service 1's wire transfer form?

What is the Service 1 address for deposits?

What Products Does Service 1 Offer

Does Service 1 offer mortgages?

Compare mortgage rates here.

Does Service 1 offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Service 1 offer auto and RV loans?

Compare auto loan rates here.

Does Service 1 offer student loans or personal loans?

Compare personal loan rates here.

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