2020 Overview
General Credit Union Information
Century is an NCUA insured institution located in Saint Louis, MO. It was founded in 1954 and has approximately $116.33 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 60435 |
| Date Established | 1954 |
| Assets | $116.33 million |
| Loans | $65.04 million |
| Deposits | $95.08 million |
| Capital | $20.49 million |
Field of Membership Restrictions
Deposit Rates - August 3, 2020
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.35% | $2,500 | $2,999 |
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|
|
Money Market
|
0.40% | $10,000 | $14,999 |
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|
|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
1.00% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
1.00% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.75% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - August 3, 2020
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for CENTURY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2890 License#: 13256 |
2.930% | 2.875% | 0.75 | $1,760 | $1,038 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
2.990 %
|
$0 |
Learn More
More Info |
Note to CENTURY
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Century Locations
Financial Details
Century Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Century | U.S. Average |
|---|---|
| 4.37% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Century had $868,730 in non-current loans and $49,997 in owned assets. To cover these potential losses it had $20,490,285 in net worth and $522,498 in loans loss reserves. That gives it a Texas Ratio of 4.37%.
Net Worth
| Century | U.S. Average |
|---|---|
| 17.61% | 13.61% |
Century FCU has a net worth of 17.61% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Century
Branches and Savings
What is Century?
A federal credit union, registered with the NCUA under certificate #60435.
Learn more about credit unions here.
Is Century FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Century?
Please see Field of Membership information above for information on who is eligible to join.
How big is Century?
Century has total capital of $20.49 million. Full information on Century's financial position is located above.
Who owns Century?
Credit Unions are owned by their members.
Where are Century branches located?
See branch locations nearby.
Are Century ATMs Open 24/7?
Do Century ATMs accept cash deposits?
Can Century customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Century have a mobile app?
Does Century have mobile deposit?
Does Century have quick pay?
How can Century transfer money to other banks or credit unions?
Does Century report to credit bureaus?
Does Century use Chexsystems?
Does Century use Equifax?
What is Century's toll free phone number?
What is Century's ACH Routing Number?
What is Century's SWIFT code?
Where can I find Century's wire transfer form?
What is the Century address for deposits?
What Products Does Century Offer
Does Century offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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