Century Credit Union

Headquarters

1540 Lemay Ferry Rd
Saint Louis, MO 63125
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 5.55% →
1-Year CD 0.65% 5.38% →
2-Year CD 0.75% 4.95% →
5-Year CD 1.05% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Century is an NCUA insured institution located in Saint Louis, MO. It was founded in 1954 and has approximately $150.15 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 60435
Date Established 1954
Assets $150.15 million
Loans $83.32 million
Deposits $122.51 million
Capital $26.94 million
 

Field of Membership Restrictions

Century CU is available to the residents of these Missouri Counties; St.Louis, Jefferson, and Franklin. Membership is also available to all of the employees of the CU-affiliated SEG's that are listed under the link on the Century Credit Union website.

Deposit Rates - July 19, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
Premium Money Market Account
1.00% $10,000 $14,999 Learn More
Premium Money Market Account
1.00% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.75% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 19, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Century

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.644% 6.500% 0.50 $4,803 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.711% 6.625% 0.63 $2,850 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.076% 6.990% 0.88 $2,800 $2,127 Learn More
Quicken Loans
NMLS ID: 167283
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Century
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Century Locations around zip code 20146


BranchDistance Map View Lobby Hours

MAIN OFFICE

679.23 A View Lobby Hours

BRANCH-JEFFCO

684.36 B View Lobby Hours


Climate Policy and Initiatives

CENTURY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Century Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Century U.S. Average
2.36% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Century had $483,931 in non-current loans and $165,666 in owned assets. To cover these potential losses it had $26,941,580 in net worth and $542,380 in loans loss reserves. That gives it a Texas Ratio of 2.36%.

Net Worth
Century U.S. Average
17.94% 13.65%

Century FCU has a net worth of 17.94% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Century


  • March 11, 2023 |

    I have been a member of Century Credit Union since about 2006. The customer service is outstanding. The savings rates are excellent and the fees are extremely minimal. I often recommend it to others.


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