Saint Louis, MO 63125
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 1.20% →
1-Year CD 0.65% 1.10% →
2-Year CD 0.75% 1.15% →
5-Year CD 1.05% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Century is an NCUA insured institution located in Saint Louis, MO. It was founded in 1954 and has approximately $116.33 millions in assets.

NCUA Insured Yes
Charter Number # # 60435
Date Established 1954
Assets $116.33 million
Loans $65.04 million
Deposits $95.08 million
Capital $20.49 million

Field of Membership Restrictions

Century CU is available to the residents of these Missouri Counties; St.Louis, Jefferson, and Franklin. Membership is also available to all of the employees of the CU-affiliated SEG's that are listed under the link on the Century Credit Union website.

Deposit Rates - August 3, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.35% $2,500 $2,999 Learn More
Money Market
0.40% $10,000 $14,999 Learn More
Money Market
0.45% $25,000 $29,999 Learn More
Premium Money Market Account
1.00% $10,000 $14,999 Learn More
Premium Money Market Account
1.00% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
48 Mo CD
0.95% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.75% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 3, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENTURY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.930% 2.875% 0.75 $1,760 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Century branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Century Locations

Financial Details

Century Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Century. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Century U.S. Average
4.37% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Century had $868,730 in non-current loans and $49,997 in owned assets. To cover these potential losses it had $20,490,285 in net worth and $522,498 in loans loss reserves. That gives it a Texas Ratio of 4.37%.

Net Worth
Century U.S. Average
17.61% 13.61%

Century FCU has a net worth of 17.61% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Century

Branches and Savings

What is Century?

A federal credit union, registered with the NCUA under certificate #60435.
Learn more about credit unions here.

Is Century FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Century?

Please see Field of Membership information above for information on who is eligible to join.

What are Century's share account and share certificate rates?

Century's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Century?

Century has total capital of $20.49 million. Full information on Century's financial position is located above.

Who owns Century?

Credit Unions are owned by their members.

Where are Century branches located?

See branch locations nearby.

Are Century ATMs Open 24/7?

Do Century ATMs accept cash deposits?

Can Century customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Century have a mobile app?

Does Century have mobile deposit?

Does Century have quick pay?

How can Century transfer money to other banks or credit unions?

Does Century report to credit bureaus?

Does Century use Chexsystems?

Does Century use Equifax?

What is Century's toll free phone number?

What is Century's ACH Routing Number?

What is Century's SWIFT code?

Where can I find Century's wire transfer form?

What is the Century address for deposits?

What Products Does Century Offer

Does Century offer mortgages?

Compare mortgage rates here.

Does Century offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Century offer auto and RV loans?

Compare auto loan rates here.

Does Century offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Century

There are currently no comments for Century. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →