Waterville, ME 04901


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 11253
Date Established 1956
Assets $154.94 million
Loans $131.08 million
Deposits $137.11 million
Capital $12.19 million

New Dimensions is an NCUA insured institution located in Waterville, ME. It was founded in 1956 and has approximately $154.94 millions in assets.

Field of Membership Restrictions

Membership in New Dimensions Federal Credit Union is open to those who live, work, worship, or attend school in, and businesses and other legal entities located in the counties of Kennebec and Somerset, Maine.

Deposit Rates - December 9, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA
1.01% $2,000 - Learn MoreShow Less
Special: 21 Mo FIRA
2.58% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.76% $1,000 - Learn MoreShow Less
12 Mo CD
1.01% $1,000 - Learn MoreShow Less
18 Mo CD
1.16% $1,000 - Learn MoreShow Less
Special: 21 Mo CD
2.58% $1,000 - Learn MoreShow Less
24 Mo CD
1.26% $1,000 - Learn MoreShow Less
36 Mo CD
1.51% $1,000 - Learn MoreShow Less
48 Mo CD
1.97% $1,000 - Learn MoreShow Less
60 Mo CD
2.38% $5,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $100 - Learn MoreShow Less

Loan Rates - December 9, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for NEW DIMENSIONS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 399799
4.816% 4.750% 0.25 $2,006 $1,305 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.514% 4.500% 0.13 $418 $1,267 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are New Dimensions branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

New Dimensions Locations

Financial Details

New Dimensions Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of New Dimensions. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
New Dimensions U.S. Average
13.03% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, New Dimensions had $1,657,425 in non-current loans and $19,680 in owned assets. To cover these potential losses it had $12,188,479 in net worth and $681,538 in loans loss reserves. That gives it a Texas Ratio of 13.03%.

Net Worth
New Dimensions U.S. Average
7.86% 13.21%

New Dimensions FCU has a net worth of 7.86% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On New Dimensions

What is New Dimensions?

A federal credit union, registered with the NCUA under certificate #11253.
Learn more about credit unions here.

Is New Dimensions FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join New Dimensions?

Please see Field of Membership information above for information on who is eligible to join.

What are New Dimensions's share account and share certificate rates?

New Dimensions's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is New Dimensions?

New Dimensions has total capital of $12.19 million. Full information on New Dimensions's financial position is located above.

Who owns New Dimensions?

Credit Unions are owned by their members.

Where are New Dimensions branches located?

See branch locations nearby.

Are New Dimensions ATMs Open 24/7?

Do New Dimensions ATMs accept cash deposits?

Can New Dimensions customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does New Dimensions have a mobile app?

Does New Dimensions have mobile deposit?

Does New Dimensions have quick pay?

How can New Dimensions transfer money to other banks or credit unions?

Does New Dimensions report to credit bureaus?

Does New Dimensions use Chexsystems?

Does New Dimensions use Equifax?

What is New Dimensions's toll free phone number?

What is New Dimensions's ACH Routing Number?

What is New Dimensions's SWIFT code?

Where can I find New Dimensions's wire transfer form?

What is the New Dimensions address for deposits?

What Products Does New Dimensions Offer

Does New Dimensions offer mortgages?

Compare mortgage rates here.

Does New Dimensions offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does New Dimensions offer auto and RV loans?

Compare auto loan rates here.

Does New Dimensions offer student loans or personal loans?

Compare personal loan rates here.

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