This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.34% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,670 | 1,869 |
| 2 | 52,670 | 2,813 | 1,969 |
| 3 | 55,483 | 2,963 | 2,074 |
| 4 | 58,445 | 3,121 | 2,185 |
| 5 | 61,566 | 3,288 | 2,301 |
| 6 | 64,854 | 3,463 | 2,424 |
| 7 | 68,317 | 3,648 | 2,554 |
| 8 | 71,965 | 3,843 | 2,690 |
| 9 | 75,808 | 4,048 | 2,834 |
| 10 | 79,856 | 4,264 | 2,985 |
| 11 | 84,121 | 4,492 | 3,144 |
| 12 | 88,613 | 4,732 | 3,312 |
| 13 | 93,345 | 4,985 | 3,489 |
| 14 | 98,329 | 5,251 | 3,676 |
| 15 | 103,580 | 5,531 | 3,872 |
| 16 | 109,111 | 5,827 | 4,079 |
| 17 | 114,938 | 6,138 | 4,296 |
| 18 | 121,076 | 6,465 | 4,526 |
| 19 | 127,541 | 6,811 | 4,767 |
| 20 | 134,352 | 7,174 | 5,022 |
| TOTAL | $91,526 | $64,068 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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