3900 CROWN ROAD
Atlanta, GA 30380
| NCUA Insured | Yes |
| Charter Number # | # 67389 |
| Date Established | 1925 |
| Assets | $2,124.07 million |
| Loans | $1,543.58 million |
| Deposits | $1,849.75 million |
| Capital | $286.68 million |
Atlanta Postal is an NCUA insured institution located in Atlanta, GA. It was founded in 1925 and has approximately $2124.07 millions in assets.
Who can join?
You are eligible to join if you are employed by, retired from or associated with any of the companies, organizations or associations listed below:
List: https://www.apcu.com/site/member_who.html
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.75% | $50 | - | Learn More |
Compare with 2.05% APY Online Savings Account from Marcus by Goldman Sachs | Advertiser Disclosure
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Compare with 2.25% APY Savings Builder from CIT Bank | Advertiser Disclosure
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| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
2.30% | $2,000 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.75% | $500 | $99,999 | Learn More |
| 3 Mo CD
|
0.85% | $100,000 | - | Learn More |
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1.00% | $500 | $99,999 | Learn More |
| 6 Mo CD
|
1.10% | $100,000 | - | Learn More |
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2.30% | $500 | $99,999 | Learn More |
Compare with 2.55% APY 12 Month CD from Marcus by Goldman Sachs | Advertiser Disclosure
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2.40% | $100,000 | $499,999 | Learn More |
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Compare with 2.55% APY 12 Month CD from Marcus by Goldman Sachs | Advertiser Disclosure
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2.50% | $500 | $99,999 | Learn More |
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2.60% | $100,000 | $499,999 | Learn More |
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2.55% | $500 | $99,999 | Learn More |
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2.60% | $500 | $99,999 | Learn More |
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2.75% | $500 | $99,999 | Learn More |
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3.10% | $500 | $99,999 | Learn More |
Compare with 3.10% APY 60 Month CD from Marcus by Goldman Sachs | Advertiser Disclosure
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| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
1.75% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $1 | $1,499 | Learn More |
| Int Ckg
|
0.40% | $2,500 | - | Learn More |
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit | 4.00% | 4.00% | Varies | |
Compare with 5.49 RATE Line of Credit from Flagstar Bank
See All Home Equity Rates |
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| 3 Year Loan | 2.19% | 2.19% | $1,436.28 | |
| 4 Year Loan | 2.19% | 2.19% | $1,088.91 | |
| 5 Year Loan | 2.29% | 2.29% | $882.75 | |
| 10 Year Loan | 6.01% | 5.75% | $548.85 | |
| 15 Year Loan | 6.18% | 6.00% | $421.93 | |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 1.79% | 1.79% | $713.77 | |
| 4 Year | 2.09% | 2.09% | $543.36 | |
| 5 Year | 2.09% | 2.09% | $439.18 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming | 4.30% | 4.25% | $1,880.70 | |
| 20 Year Fixed Conforming | 4.41% | 4.38% | $1,565.48 | |
| 30 Year Fixed Conforming | 4.78% | 4.75% | $1,304.12 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 15 Year Fixed Conforming | 4.30% | 4.25% | $1,880.70 | |
| 20 Year Fixed Conforming | 4.41% | 4.38% | $1,565.48 | |
| 30 Year Fixed Conforming | 4.78% | 4.75% | $1,304.12 | |
Compare with 4.926% APR and 4.875% 30-Year Fixed RATE from Ally Bank
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are Atlanta Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of Atlanta Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| Atlanta Postal | U.S. Average |
|---|---|
| 2.78% | 5.78 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2018, Atlanta Postal had $7,811,192 in non-current loans and $402,758 in owned assets. To cover these potential losses it had $286,682,984 in net worth and $8,331,346 in loans loss reserves. That gives it a Texas Ratio of 2.78%.
| Atlanta Postal | U.S. Average |
|---|---|
| 13.49% | 13.21% |
Atlanta Postal FCU has a net worth of 13.49% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
A federal credit union, registered with the NCUA under certificate #67389.
Learn more about credit unions here.
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Please see Field of Membership information above for information on who is eligible to join.
Atlanta Postal has total capital of $286.68 million. Full information on Atlanta Postal's financial position is located above.
Credit Unions are owned by their members.
See branch locations nearby.
Compare mortgage rates here.
Compare home equity lines of credit rates here.
Compare auto loan rates here.
Compare personal loan rates here.
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