Atlanta Postal


3900 Crown Road
Atlanta, GA 30380
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.40% 0.85% →
1-Year CD 0.80% 0.80% →
2-Year CD 1.10% 0.80% →
5-Year CD 1.35% 1.15% →
30-Year Mortgage 3.90% 2.72% →
15-Year Mortgage 3.30% 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Atlanta Postal is an NCUA insured institution located in Atlanta, GA. It was founded in 1925 and has approximately $2482.3 millions in assets.

Who can join?

You are eligible to join if you are employed by, retired from or associated with any of the companies, organizations or associations listed below:


NCUA Insured Yes / State-Chartered
Charter Number # # 67389
Date Established 1925
Assets $2,482.30 million
Loans $1,598.86 million
Deposits $2,184.62 million
Capital $316.95 million

Field of Membership Restrictions

Membership in Atlanta Postal Credit Union is open to the following: (1) employees, retirees and contractors of the United States Postal Service under the authority of Postmaster General; (2) members of the National League of Postmasters, National Rural Letter Carriers, National Association of Retired Postal Inspectors, Association of United States Postal Lessors; (3) employees of the Federal government, both military and civilian, who live within the state of Georgia; (4) employees and retirees of the state of Georgia or any Georgia college, university, or elected officials; (5) employees or members of the Greater Atlanta Postal Customer Council and their family who live in Georgia; (6) employees of West Central Georgia Regional Hospital; (7) employees of Harris, Talbot, Marion, Meriweather, and Chattahoochie County school systems; (8) employees of Columbus State University and members of the Columbus State University Alumni Association; (9) residents of Bibb County in Georgia; (10) employees of the City of Forsyth; and other Select Groups in the state of Georgia.

Deposit Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.40% $2,500 $4,999 Learn More
Money Market
0.50% $25,000 $49,999 Learn More
Money Market
0.60% $50,000 $99,999 Learn More
Money Market
0.70% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $500 - Learn More
12 Mo CD
0.70% $10,000 $99,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $99,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
30 Mo CD
1.00% $10,000 $99,999 Learn More
30 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $99,999 Learn More
36 Mo CD
1.20% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $99,999 Learn More
48 Mo CD
1.30% $100,000 $199,999 Learn More
60 Mo CD
1.25% $10,000 $99,999 Learn More
60 Mo CD
1.35% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
1.40% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 24, 2021

Your Current Location: Connecticut, CT 06828

Auto Loan Rates APR Rate Monthly Payment
4 Year 2.99% 2.99% $553.25
5 Year 2.99% 2.99% $449.11
Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.



Below are Atlanta Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Atlanta Postal Locations

Financial Details

Atlanta Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Atlanta Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Atlanta Postal U.S. Average
2.41% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Atlanta Postal had $7,478,416 in non-current loans and $369,501 in owned assets. To cover these potential losses it had $316,949,743 in net worth and $8,597,662 in loans loss reserves. That gives it a Texas Ratio of 2.41%.

Net Worth
Atlanta Postal U.S. Average
12.76% 12.20%

Atlanta Postal FCU has a net worth of 12.76% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Atlanta Postal

Branches and Savings

What is Atlanta Postal?

A credit union, registered with the NCUA under certificate #67389.
Learn more about credit unions here.

Is Atlanta Postal FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Atlanta Postal is insured by the NCUA.

Who can join Atlanta Postal?

Please see Field of Membership information above for information on who is eligible to join.

What are Atlanta Postal's share account and share certificate rates?

Atlanta Postal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Atlanta Postal?

Atlanta Postal has total capital of $316.95 million. Full information on Atlanta Postal's financial position is located above.

Who owns Atlanta Postal?

Credit Unions are owned by their members.

Where are Atlanta Postal branches located?

See branch locations nearby.

Are Atlanta Postal ATMs Open 24/7?

Do Atlanta Postal ATMs accept cash deposits?

Can Atlanta Postal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Atlanta Postal have a mobile app?

Does Atlanta Postal have mobile deposit?

Does Atlanta Postal have quick pay?

How can Atlanta Postal transfer money to other banks or credit unions?

Does Atlanta Postal report to credit bureaus?

Does Atlanta Postal use Chexsystems?

Does Atlanta Postal use Equifax?

What is Atlanta Postal's toll free phone number?

What is Atlanta Postal's ACH Routing Number?

What is Atlanta Postal's SWIFT code?

Where can I find Atlanta Postal's wire transfer form?

What is the Atlanta Postal address for deposits?

What Products Does Atlanta Postal Offer

Does Atlanta Postal offer mortgages?

Compare mortgage rates here.

Does Atlanta Postal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Atlanta Postal offer auto and RV loans?

Compare auto loan rates here.

Does Atlanta Postal offer student loans or personal loans?

Compare personal loan rates here.

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