Du Trac Community Credit Union

Headquarters

P O Box 3250
Dubuque, IA 52004
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.01% →
1-Year CD 0.55% 4.50% →
2-Year CD 0.85% 4.73% →
5-Year CD 1.25% 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Du Trac Community is an NCUA insured institution located in Dubuque, IA. It was founded in 1946 and has approximately $982.49 millions in assets.

Who can join?

If you live or work in the counties of Iowa (Dubuque, Clayton, Jones, Jackson, Clinton, Scoot, Cedar, Muscatine, Delaware), Illinois (Jo Daviess, Rock Island, Whiteside, Henry), or Wisconsin (Grant), you are eligible for membership.

Family Eligibility
You may also become a member if you have a family member is is currently a member of DuTrac Community Credit Union.

Employment Eligibility
Business can also become members and can count on DuTrac Community to be their Trusted Financial Partner.

NCUA Insured Yes / State-Chartered
Charter Number # # 64471
Date Established 1946
Assets $982.49 million
Loans $723.27 million
Deposits $870.06 million
Capital $119.97 million
 

Field of Membership Restrictions

Membership in DuTrac Community Credit Union is open to individuals who live or work in 16 northeast Iowa counties, four northwest Illinois counties, and one southwest Wisconsin county. Family members of current Credit Union members are also eligible to join.

Deposit Rates - November 28, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.40% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.95% $10,000 $14,999 Learn More
30 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.05% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
48 Mo CD
1.15% $10,000 $14,999 Learn More
48 Mo CD
1.15% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.95% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.25% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 28, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DU TRAC COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
7.400% 7.250% 1.00 $3,750 $1,706 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
6.121% 6.000% 0.88 $3,245 $1,499 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
7.653% 7.500% 1.00 $3,750 $1,749 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.240 %
$0 Learn More
More Info

Note to DU TRAC COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Du Trac Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Du Trac Community Locations



Climate Initiatives

DU TRAC COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Du Trac Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Du Trac Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Du Trac Community U.S. Average
2.93% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Du Trac Community had $3,306,447 in non-current loans and $269,575 in owned assets. To cover these potential losses it had $119,965,250 in net worth and $2,209,216 in loans loss reserves. That gives it a Texas Ratio of 2.93%.

Net Worth
Du Trac Community U.S. Average
12.21% 12.40%

Du Trac Community FCU has a net worth of 12.21% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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