DU TRAC COMMUNITY

Headquarters

P O BOX 3250
Dubuque, IA 52004
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.55% →
1-Year CD 0.65% 1.35% →
2-Year CD 0.95% 2.65% →
5-Year CD 1.45% 1.60% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Du Trac Community is an NCUA insured institution located in Dubuque, IA. It was founded in 1946 and has approximately $731.37 millions in assets.

Who can join?

If you live or work in the counties of Iowa (Dubuque, Clayton, Jones, Jackson, Clinton, Scoot, Cedar, Muscatine, Delaware), Illinois (Jo Daviess, Rock Island, Whiteside, Henry), or Wisconsin (Grant), you are eligible for membership.

Family Eligibility
You may also become a member if you have a family member is is currently a member of DuTrac Community Credit Union.

Employment Eligibility
Business can also become members and can count on DuTrac Community to be their Trusted Financial Partner.

NCUA Insured Yes
Charter Number # # 64471
Date Established 1946
Assets $731.37 million
Loans $610.62 million
Deposits $624.59 million
Capital $100.28 million
 

Field of Membership Restrictions

Membership in DuTrac Community Credit Union is open to individuals who live or work in 16 northeast Iowa counties, four northwest Illinois counties, and one southwest Wisconsin county. Family members of current Credit Union members are also eligible to join.

Deposit Rates - June 5, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $100 $4,999 Learn More
Money Market
0.40% $2,500 $9,999 Learn More
Money Market
0.50% $10,000 $24,999 Learn More
Money Market
0.60% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
Special: 6 Mo CD
1.15% $1,000 - Learn More
6 Mo CD
0.35% $1,000 - Learn More
12 Mo CD
0.65% $1,000 - Learn More
18 Mo CD
0.80% $1,000 - Learn More
24 Mo CD
0.95% $1,000 - Learn More
30 Mo CD
1.05% $1,000 - Learn More
36 Mo CD
1.15% $1,000 - Learn More
48 Mo CD
1.25% $1,000 - Learn More
60 Mo CD
1.45% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.95% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.65% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.30% $2,500 $9,999 Learn MoreShow Less

Loan Rates - June 5, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for DU TRAC COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.872% 3.750% 1.00 $3,750 $1,158 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.019% 3.000% 0.25 $625 $1,055 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to DU TRAC COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Du Trac Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Du Trac Community Locations


Financial Details

Du Trac Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Du Trac Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Du Trac Community U.S. Average
3.31% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Du Trac Community had $3,099,168 in non-current loans and $287,330 in owned assets. To cover these potential losses it had $100,281,525 in net worth and $2,002,668 in loans loss reserves. That gives it a Texas Ratio of 3.31%.

Net Worth
Du Trac Community U.S. Average
13.71% 13.86%

Du Trac Community FCU has a net worth of 13.71% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Du Trac Community

Branches and Savings

What is Du Trac Community?

A federal credit union, registered with the NCUA under certificate #64471.
Learn more about credit unions here.

Is Du Trac Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Du Trac Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Du Trac Community's share account and share certificate rates?

Du Trac Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Du Trac Community?

Du Trac Community has total capital of $100.28 million. Full information on Du Trac Community's financial position is located above.

Who owns Du Trac Community?

Credit Unions are owned by their members.

Where are Du Trac Community branches located?

See branch locations nearby.

Are Du Trac Community ATMs Open 24/7?

Do Du Trac Community ATMs accept cash deposits?

Can Du Trac Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Du Trac Community have a mobile app?

Does Du Trac Community have mobile deposit?

Does Du Trac Community have quick pay?

How can Du Trac Community transfer money to other banks or credit unions?

Does Du Trac Community report to credit bureaus?

Does Du Trac Community use Chexsystems?

Does Du Trac Community use Equifax?

What is Du Trac Community's toll free phone number?

What is Du Trac Community's ACH Routing Number?

What is Du Trac Community's SWIFT code?

Where can I find Du Trac Community's wire transfer form?

What is the Du Trac Community address for deposits?

What Products Does Du Trac Community Offer

Does Du Trac Community offer mortgages?

Compare mortgage rates here.

Does Du Trac Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Du Trac Community offer auto and RV loans?

Compare auto loan rates here.

Does Du Trac Community offer student loans or personal loans?

Compare personal loan rates here.

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