Du Trac Community Credit Union
Headquarters
P O Box 3250
Dubuque, IA 52004
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2024 Overview
General Credit Union Information
Du Trac Community is an NCUA insured institution located in Dubuque, IA. It was founded in 1946 and has approximately $1073.3 millions in assets.
Who can join?
If you live or work in the counties of Iowa (Dubuque, Clayton, Jones, Jackson, Clinton, Scoot, Cedar, Muscatine, Delaware), Illinois (Jo Daviess, Rock Island, Whiteside, Henry), or Wisconsin (Grant), you are eligible for membership.
Family Eligibility
You may also become a member if you have a family member is is currently a member of DuTrac Community Credit Union.
Employment Eligibility
Business can also become members and can count on DuTrac Community to be their Trusted Financial Partner.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64471 |
| Date Established | 1946 |
| Assets | $1,073.30 million |
| Loans | $873.22 million |
| Deposits | $939.38 million |
| Capital | $128.32 million |
Field of Membership Restrictions
Membership in DuTrac Community Credit Union is open to individuals who live or work in 16 northeast Iowa counties, four northwest Illinois counties, and one southwest Wisconsin county. Family members of current Credit Union members are also eligible to join.
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.40% | $2,500 | $2,999 |
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|
|
Money Market
|
0.50% | $10,000 | $14,999 |
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|
|
Money Market
|
0.60% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.95% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Du Trac Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Du Trac Community
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Branches
Below are Du Trac Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
DU TRAC COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Du Trac Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Du Trac Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Du Trac Community | U.S. Average |
|---|---|
| 7.22% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Du Trac Community had $8,847,095 in non-current loans and $650,198 in owned assets. To cover these potential losses it had $128,321,966 in net worth and $3,192,814 in loans loss reserves. That gives it a Texas Ratio of 7.22%.
Net Worth
| Du Trac Community | U.S. Average |
|---|---|
| 11.95% | 13.62% |
Du Trac Community FCU has a net worth of 11.95% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Du Trac Community
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