This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.91% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,455 | 1,719 |
| 2 | 52,455 | 2,576 | 1,803 |
| 3 | 55,031 | 2,702 | 1,891 |
| 4 | 57,733 | 2,835 | 1,984 |
| 5 | 60,567 | 2,974 | 2,082 |
| 6 | 63,541 | 3,120 | 2,184 |
| 7 | 66,661 | 3,273 | 2,291 |
| 8 | 69,934 | 3,434 | 2,404 |
| 9 | 73,368 | 3,602 | 2,522 |
| 10 | 76,970 | 3,779 | 2,645 |
| 11 | 80,749 | 3,965 | 2,775 |
| 12 | 84,714 | 4,159 | 2,912 |
| 13 | 88,874 | 4,364 | 3,055 |
| 14 | 93,237 | 4,578 | 3,205 |
| 15 | 97,815 | 4,803 | 3,362 |
| 16 | 102,618 | 5,039 | 3,527 |
| 17 | 107,656 | 5,286 | 3,700 |
| 18 | 112,942 | 5,545 | 3,882 |
| 19 | 118,488 | 5,818 | 4,072 |
| 20 | 124,306 | 6,103 | 4,272 |
| TOTAL | $80,409 | $56,286 |
| Year | Rate 0.58% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 290 | 203 |
| 2 | 50,290 | 292 | 204 |
| 3 | 50,582 | 293 | 205 |
| 4 | 50,875 | 295 | 207 |
| 5 | 51,170 | 297 | 208 |
| 6 | 51,467 | 299 | 209 |
| 7 | 51,765 | 300 | 210 |
| 8 | 52,066 | 302 | 211 |
| 9 | 52,368 | 304 | 213 |
| 10 | 52,671 | 305 | 214 |
| 11 | 52,977 | 307 | 215 |
| 12 | 53,284 | 309 | 216 |
| 13 | 53,593 | 311 | 218 |
| 14 | 53,904 | 313 | 219 |
| 15 | 54,217 | 314 | 220 |
| 16 | 54,531 | 316 | 221 |
| 17 | 54,847 | 318 | 223 |
| 18 | 55,166 | 320 | 224 |
| 19 | 55,485 | 322 | 225 |
| 20 | 55,807 | 324 | 227 |
| TOTAL | $6,131 | $4,292 |
| Year | Rate 0.63% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 315 | 221 |
| 2 | 50,315 | 317 | 222 |
| 3 | 50,632 | 319 | 223 |
| 4 | 50,951 | 321 | 225 |
| 5 | 51,272 | 323 | 226 |
| 6 | 51,595 | 325 | 228 |
| 7 | 51,920 | 327 | 229 |
| 8 | 52,247 | 329 | 230 |
| 9 | 52,576 | 331 | 232 |
| 10 | 52,908 | 333 | 233 |
| 11 | 53,241 | 335 | 235 |
| 12 | 53,576 | 338 | 236 |
| 13 | 53,914 | 340 | 238 |
| 14 | 54,253 | 342 | 239 |
| 15 | 54,595 | 344 | 241 |
| 16 | 54,939 | 346 | 242 |
| 17 | 55,285 | 348 | 244 |
| 18 | 55,634 | 350 | 245 |
| 19 | 55,984 | 353 | 247 |
| 20 | 56,337 | 355 | 248 |
| TOTAL | $6,692 | $4,684 |
| Year | Rate 5.00% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,500 | 1,750 |
| 2 | 52,500 | 2,625 | 1,838 |
| 3 | 55,125 | 2,756 | 1,929 |
| 4 | 57,881 | 2,894 | 2,026 |
| 5 | 60,775 | 3,039 | 2,127 |
| 6 | 63,814 | 3,191 | 2,233 |
| 7 | 67,005 | 3,350 | 2,345 |
| 8 | 70,355 | 3,518 | 2,462 |
| 9 | 73,873 | 3,694 | 2,586 |
| 10 | 77,566 | 3,878 | 2,715 |
| 11 | 81,445 | 4,072 | 2,851 |
| 12 | 85,517 | 4,276 | 2,993 |
| 13 | 89,793 | 4,490 | 3,143 |
| 14 | 94,282 | 4,714 | 3,300 |
| 15 | 98,997 | 4,950 | 3,465 |
| 16 | 103,946 | 5,197 | 3,638 |
| 17 | 109,144 | 5,457 | 3,820 |
| 18 | 114,601 | 5,730 | 4,011 |
| 19 | 120,331 | 6,017 | 4,212 |
| 20 | 126,348 | 6,317 | 4,422 |
| TOTAL | $82,665 | $57,865 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
Learn More | |
|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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|
Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.15% |
$1,000 |
Learn More | |
|
Last change: ↓0.15% on October 13. |
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