Compare Savings vs. CDs
Comparison of Deposit Account from CONNEX with 1.80% - November 2026


Long-Term Analysis of WESTMARK with 1.00% APY and CONNEX with 1.80% APY and ADVANCIAL with 3.97% APY and KITSAP with 0.88% APY and ADVANCIAL with 2.68% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1.00%
    -
    $50,000
    48 Month
    Credit Union
    1.21x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    1.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 2
    LOCAL CD
    1.80%
    -
    $50,000
    48 Month
    Credit Union
    2.18x (National Avg. - 0.82%)
    $500
     
    SCENARIO
    Year Rate
    1.80%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 900 630
    2 50,900 916 641
    3 51,816 933 653
    4 52,749 949 665
    5 53,698 967 677
    6 54,665 984 689
    7 55,649 1,002 701
    8 56,651 1,020 714
    9 57,670 1,038 727
    10 58,708 1,057 740
    11 59,765 1,076 753
    12 60,841 1,095 767
    13 61,936 1,115 780
    14 63,051 1,135 794
    15 64,186 1,155 809
    16 65,341 1,176 823
    17 66,517 1,197 838
    18 67,715 1,219 853
    19 68,933 1,241 869
    20 70,174 1,263 884
    TOTAL $21,437 $15,006
  • 3
    LOCAL CD
    3.97%
    -
    $50,000
    60 Month
    Credit Union
    4.28x (National Avg. - 0.93%)
    $1,000
     
    SCENARIO
    Year Rate
    3.97%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,985 1,390
    2 51,985 2,064 1,445
    3 54,049 2,146 1,502
    4 56,195 2,231 1,562
    5 58,425 2,319 1,624
    6 60,745 2,412 1,688
    7 63,157 2,507 1,755
    8 65,664 2,607 1,825
    9 68,271 2,710 1,897
    10 70,981 2,818 1,973
    11 73,799 2,930 2,051
    12 76,729 3,046 2,132
    13 79,775 3,167 2,217
    14 82,942 3,293 2,305
    15 86,235 3,424 2,396
    16 89,658 3,559 2,492
    17 93,218 3,701 2,591
    18 96,919 3,848 2,693
    19 100,766 4,000 2,800
    20 104,767 4,159 2,911
    TOTAL $58,926 $41,248
  • 4
    LOCAL CD
    0.88%
    -
    $50,000
    6 Month
    Credit Union
    2.18x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    0.88%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 440 308
    2 50,440 444 311
    3 50,884 448 313
    4 51,332 452 316
    5 51,783 456 319
    6 52,239 460 322
    7 52,699 464 325
    8 53,163 468 327
    9 53,630 472 330
    10 54,102 476 333
    11 54,578 480 336
    12 55,059 485 339
    13 55,543 489 342
    14 56,032 493 345
    15 56,525 497 348
    16 57,022 502 351
    17 57,524 506 354
    18 58,030 511 357
    19 58,541 515 361
    20 59,056 520 364
    TOTAL $9,576 $6,703
  • 5
    LOCAL CD
    2.68%
    -
    $50,000
    12 Month
    Credit Union
    4.85x (National Avg. - 0.55%)
    $25,000
     
    SCENARIO
    Year Rate
    2.68%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,340 938
    2 51,340 1,376 963
    3 52,716 1,413 989
    4 54,129 1,451 1,015
    5 55,579 1,490 1,043
    6 57,069 1,529 1,071
    7 58,598 1,570 1,099
    8 60,169 1,613 1,129
    9 61,781 1,656 1,159
    10 63,437 1,700 1,190
    11 65,137 1,746 1,222
    12 66,883 1,792 1,255
    13 68,675 1,840 1,288
    14 70,516 1,890 1,323
    15 72,406 1,940 1,358
    16 74,346 1,992 1,395
    17 76,339 2,046 1,432
    18 78,384 2,101 1,470
    19 80,485 2,157 1,510
    20 82,642 2,215 1,550
    TOTAL $34,857 $24,400

    All calculations are for demonstration purposes only.

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