WESTMARK

P.O. Box 2869
Idaho Falls, ID 83403

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68353
Date Established 1954
Assets $819.57 million
Loans $719.46 million
Deposits $713.20 million
Capital $69.55 million

Westmark is an NCUA insured institution located in Idaho Falls, ID. It was founded in 1954 and has approximately $819.57 millions in assets.

Who can join?

To qualify for membership, you must be one of the following:
• Employed by or retired from one of several hundred Member Firms, employer groups, or associations.
• A blood relative of a current Westmark member.
• Employed in one of 34 counties in Southern Idaho.

Field of Membership Restrictions

Membership is open to employees and retirees of several hundred member groups throughout Idaho.

Deposit Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1,000 $4,999 Learn MoreShow Less
Money Market
0.10% $10,000 $19,999 Learn MoreShow Less
Money Market
0.20% $20,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.20% $500 $19,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.25% $500 $49,999 Learn MoreShow Less
0.50% $500 $49,999 Learn MoreShow Less
2.20% $500 $49,999 Learn MoreShow Less
2.30% $500 $49,999 Learn MoreShow Less
2.30% $500 $49,999 Learn MoreShow Less
2.40% $500 $49,999 Learn MoreShow Less
2.55% $500 $49,999 Learn MoreShow Less
2.55% $500 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.85% $500 $4,999 Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTMARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.662% 3.625% 0.50 $1,130 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.792% 3.750% 0.13 $1,290 $1,158 Learn More
First Internet Bank
NMLS ID: 424182
3.890% 3.875% 0.13 $458 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to WESTMARK
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Westmark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Westmark Locations


Financial Details

Westmark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westmark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westmark U.S. Average
3.61% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Westmark had $2,323,698 in non-current loans and $259,250 in owned assets. To cover these potential losses it had $69,548,426 in net worth and $2,078,501 in loans loss reserves. That gives it a Texas Ratio of 3.61%.

Net Worth
Westmark U.S. Average
8.64% 13.47%

Westmark FCU has a net worth of 8.64% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Westmark

Branches and Savings

What is Westmark?

A federal credit union, registered with the NCUA under certificate #68353.
Learn more about credit unions here.

Is Westmark FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Westmark?

Please see Field of Membership information above for information on who is eligible to join.

What are Westmark's share account and share certificate rates?

Westmark's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Westmark?

Westmark has total capital of $69.55 million. Full information on Westmark's financial position is located above.

Who owns Westmark?

Credit Unions are owned by their members.

Where are Westmark branches located?

See branch locations nearby.

Are Westmark ATMs Open 24/7?

Do Westmark ATMs accept cash deposits?

Can Westmark customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Westmark have a mobile app?

Does Westmark have mobile deposit?

Does Westmark have quick pay?

How can Westmark transfer money to other banks or credit unions?

Does Westmark report to credit bureaus?

Does Westmark use Chexsystems?

Does Westmark use Equifax?

What is Westmark's toll free phone number?

What is Westmark's ACH Routing Number?

What is Westmark's SWIFT code?

Where can I find Westmark's wire transfer form?

What is the Westmark address for deposits?

What Products Does Westmark Offer

Does Westmark offer mortgages?

Compare mortgage rates here.

Does Westmark offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Westmark offer auto and RV loans?

Compare auto loan rates here.

Does Westmark offer student loans or personal loans?

Compare personal loan rates here.

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