This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.33% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,665 | 1,166 |
| 2 | 51,665 | 1,720 | 1,204 |
| 3 | 53,385 | 1,778 | 1,244 |
| 4 | 55,163 | 1,837 | 1,286 |
| 5 | 57,000 | 1,898 | 1,329 |
| 6 | 58,898 | 1,961 | 1,373 |
| 7 | 60,860 | 2,027 | 1,419 |
| 8 | 62,886 | 2,094 | 1,466 |
| 9 | 64,980 | 2,164 | 1,515 |
| 10 | 67,144 | 2,236 | 1,565 |
| 11 | 69,380 | 2,310 | 1,617 |
| 12 | 71,690 | 2,387 | 1,671 |
| 13 | 74,078 | 2,467 | 1,727 |
| 14 | 76,544 | 2,549 | 1,784 |
| 15 | 79,093 | 2,634 | 1,844 |
| 16 | 81,727 | 2,722 | 1,905 |
| 17 | 84,449 | 2,812 | 1,968 |
| 18 | 87,261 | 2,906 | 2,034 |
| 19 | 90,167 | 3,003 | 2,102 |
| 20 | 93,169 | 3,103 | 2,172 |
| TOTAL | $46,272 | $32,390 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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