Monesty, a division of American Commerce Bank of Georgia

logo for Monesty, a division of American Commerce Bank of Georgia

ACH 061120453

Phone: 833-715-2112

Deposit Rates APY Vs.Others
Savings 4.58% 5.55% →
1-Year CD 4.75% 5.60% →
2-Year CD N.A. 4.90% →
3-Year CD N.A. 5.00% →
4-Year CD N.A. 4.55% →
5-Year CD N.A. 4.55% →

2024 Overview

General Online Bank Information

Money that you deposit is held by American Commerce Bank, National Association. American Commerce Bank, National Association is an FDIC insured institution founded in 2004. It has approximately $0.50 billion in assets.

Deposits FDIC Insured Yes
Insured Bank American Commerce Bank, National Association
FDIC Certificate # 57686
Date Established 2004
Assets $0.5 billion
Loans $0.41 billion
Deposits $0.42 billion
Capital $0.07 billion

For a more detailed analysis of American Commerce Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 27, 2024

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Monesty High Yield Savings
4.33% $1,000 50,000 Learn More
Monesty Hi-Yield Savings w/ Silver Creek or Safe Harbor Checking
4.58% $1,001 50,000 Learn More
Money Market
Personal Money Market
2.48% $25,000 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
6-Month CD
4.85% $500 $250 Learn More
1-Year CD
4.75% $500 - Learn More


Climate Policy and Initiatives

Monesty, a division of American Commerce Bank of Georgia is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.



Customer Reviews for Monesty, a division of American Commerce Bank of Georgia


  • January 5, 2024 |

    Online CDs 12 Month Rates

    Easy to use site, great rates and good customer svc. Can get to real bankers via voice, chat or live video.


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