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Comparison of Deposit Account from ECO with 1.16% - June 2025

Long-Term Analysis of ECO with 0.70% APY and ECO with 1.16% APY and TEXAS PEOPLE with 3.48% APY and NAVY FEDERAL CREDIT UNION with 1.85% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

ECO

0.70%

$50,000

24 Month

Credit Union

1.06x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.70%	Annual Interest	Annual Interest (After Tax)
1	50,000	350	245
2	50,350	352	247
3	50,702	355	248
4	51,057	357	250
5	51,415	360	252
6	51,775	362	254
7	52,137	365	255
8	52,502	368	257
9	52,870	370	259
10	53,240	373	261
11	53,612	375	263
12	53,988	378	265
13	54,366	381	266
14	54,746	383	268
15	55,129	386	270
16	55,515	389	272
17	55,904	391	274
18	56,295	394	276
19	56,689	397	278
20	57,086	400	280
	TOTAL	$7,486	$5,240

LOCAL CD

ECO

1.16%

$50,000

60 Month

Credit Union

1.26x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 1.16%	Annual Interest	Annual Interest (After Tax)
1	50,000	580	406
2	50,580	587	411
3	51,167	594	415
4	51,760	600	420
5	52,361	607	425
6	52,968	614	430
7	53,582	622	435
8	54,204	629	440
9	54,833	636	445
10	55,469	643	450
11	56,112	651	456
12	56,763	658	461
13	57,422	666	466
14	58,088	674	472
15	58,762	682	477
16	59,443	690	483
17	60,133	698	488
18	60,830	706	494
19	61,536	714	500
20	62,250	722	505
	TOTAL	$12,972	$9,080

LOCAL CD

TEXAS PEOPLE

3.48%

$50,000

48 Month

Credit Union

4.26x (National Avg. - 0.82%)

$1,000

SCENARIO

Year	Rate 3.48%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,740	1,218
2	51,740	1,801	1,260
3	53,541	1,863	1,304
4	55,404	1,928	1,350
5	57,332	1,995	1,397
6	59,327	2,065	1,445
7	61,392	2,136	1,495
8	63,528	2,211	1,548
9	65,739	2,288	1,601
10	68,026	2,367	1,657
11	70,394	2,450	1,715
12	72,843	2,535	1,774
13	75,378	2,623	1,836
14	78,002	2,714	1,900
15	80,716	2,809	1,966
16	83,525	2,907	2,035
17	86,432	3,008	2,105
18	89,439	3,112	2,179
19	92,552	3,221	2,255
20	95,773	3,333	2,333
	TOTAL	$49,106	$34,374

LOCAL MONEY MARKET

NAVY FEDERAL CREDIT UNION

1.85%

$50,000

N.A.

Credit Union

2.26x (National Avg. - 0.82%)

$250,000

SCENARIO

Year	Rate 1.85%	Annual Interest	Annual Interest (After Tax)
1	50,000	925	648
2	50,925	942	659
3	51,867	960	672
4	52,827	977	684
5	53,804	995	697
6	54,799	1,014	710
7	55,813	1,033	723
8	56,846	1,052	736
9	57,897	1,071	750
10	58,968	1,091	764
11	60,059	1,111	778
12	61,170	1,132	792
13	62,302	1,153	807
14	63,455	1,174	822
15	64,629	1,196	837
16	65,824	1,218	852
17	67,042	1,240	868
18	68,282	1,263	884
19	69,545	1,287	901
20	70,832	1,310	917
	TOTAL	$22,142	$15,500

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from ECO with 1.16% - June 2025

Long-Term Analysis of ECO with 0.70% APY and ECO with 1.16% APY and TEXAS PEOPLE with 3.48% APY and NAVY FEDERAL CREDIT UNION with 1.85% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from ECO with 1.16% - June 2025