PHENIX PRIDE

1810 OPELIKA ROAD
Phenix City, AL 36867

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 13852
Date Established 1960
Assets $9.59 million
Loans $7.83 million
Deposits $8.32 million
Capital $1.19 million

Phenix Pride is an NCUA insured institution located in Phenix City, AL. It was founded in 1960 and has approximately $9.59 millions in assets.

Deposit Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.27% $500 - Learn MoreShow Less
Special: 12 Mo FIRA
1.31% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $500 - Learn MoreShow Less
Special: 12 Mo CD
1.31% $500 - Learn MoreShow Less
12 Mo CD
2.27% $500 - Learn MoreShow Less
24 Mo CD
1.06% $500 - Learn MoreShow Less

Loan Rates - February 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PHENIX PRIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
4.502% 4.375% 0.50 $3,750 $1,249 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.029% 4.000% 0.38 $858 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to PHENIX PRIDE
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Branches

Below are Phenix Pride branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Phenix Pride Locations


Financial Details

Phenix Pride Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Phenix Pride. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Phenix Pride U.S. Average
11.60% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Phenix Pride had $99,382 in non-current loans and $46,912 in owned assets. To cover these potential losses it had $1,194,878 in net worth and $66,698 in loans loss reserves. That gives it a Texas Ratio of 11.60%.

Net Worth
Phenix Pride U.S. Average
12.46% 13.21%

Phenix Pride FCU has a net worth of 12.46% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for PHENIX PRIDE


  • Wanda31903

    August 05, 2018 |

    Prejudice

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