PHENIX PRIDE

1810 OPELIKA ROAD
Phenix City, AL 36867

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 13852
Date Established 1960
Assets $9.59 million
Loans $7.83 million
Deposits $8.32 million
Capital $1.19 million

Phenix Pride is an NCUA insured institution located in Phenix City, AL. It was founded in 1960 and has approximately $9.59 millions in assets.

Deposit Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.27% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX

Loan Rates - November 20, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PHENIX PRIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
4.953% 4.875% 0.38 $2,336 $1,324 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.751% 4.750% 0.00 $30 $1,305 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.49% $284 Learn More
Third Federal Savings and Loans 4.24% $246 Learn More

Note to PHENIX PRIDE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Phenix Pride branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Phenix Pride Locations

Financial Details

Phenix Pride Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Phenix Pride. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Phenix Pride U.S. Average
11.60% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Phenix Pride had $99,382 in non-current loans and $46,912 in owned assets. To cover these potential losses it had $1,194,878 in net worth and $66,698 in loans loss reserves. That gives it a Texas Ratio of 11.60%.

Net Worth
Phenix Pride U.S. Average
12.46% 13.21%

Phenix Pride FCU has a net worth of 12.46% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Phenix Pride

What is Phenix Pride?

A federal credit union, registered with the NCUA under certificate #13852.
Learn more about credit unions here.

Is Phenix Pride FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Phenix Pride?

Please see Field of Membership information above for information on who is eligible to join.

What are Phenix Pride's share account and share certificate rates?

Phenix Pride's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Phenix Pride?

Phenix Pride has total capital of $1.19 million. Full information on Phenix Pride's financial position is located above.

Who owns Phenix Pride?

Credit Unions are owned by their members.

Where are Phenix Pride branches located?

See branch locations nearby.

Are Phenix Pride ATMs Open 24/7?

Do Phenix Pride ATMs accept cash deposits?

Can Phenix Pride customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Phenix Pride have a mobile app?

Does Phenix Pride have mobile deposit?

Does Phenix Pride have quick pay?

How can Phenix Pride transfer money to other banks or credit unions?

Does Phenix Pride report to credit bureaus?

Does Phenix Pride use Chexsystems?

Does Phenix Pride use Equifax?

What is Phenix Pride's toll free phone number?

What is Phenix Pride's ACH Routing Number?

What is Phenix Pride's SWIFT code?

Where can I find Phenix Pride's wire transfer form?

What is the Phenix Pride address for deposits?

What Products Does Phenix Pride Offer

Does Phenix Pride offer mortgages?

Compare mortgage rates here.

Does Phenix Pride offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Phenix Pride offer auto and RV loans?

Compare auto loan rates here.

Does Phenix Pride offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Phenix Pride


  • Wanda31903

    August 05, 2018 |

    Prejudice

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