Phenix Pride


1810 Opelika Road
Phenix City, AL 36867
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.66% →
1-Year CD 0.50% 0.67% →
2-Year CD 1.06% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Phenix Pride is an NCUA insured institution located in Phenix City, AL. It was founded in 1960 and has approximately $13.3 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13852
Date Established 1960
Assets $13.30 million
Loans $9.28 million
Deposits $11.34 million
Capital $1.65 million

Deposit Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
1.06% $10,000 $14,999 Learn More
24 Mo CD
1.06% $100,000 $199,999 Learn More

Loan Rates - April 15, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for PHENIX PRIDE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
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Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More
Morty, Inc.
NMLS ID: 1429243
2.678% 2.625% 0.25 $1,720 $1,005 Learn More
Test Advertiser QA
2.422% 2.375% 0.63 $1,562 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Phenix Pride branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Phenix Pride Locations

Financial Details

Phenix Pride Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Phenix Pride. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Phenix Pride U.S. Average
5.10% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Phenix Pride had $74,728 in non-current loans and $23,112 in owned assets. To cover these potential losses it had $1,648,852 in net worth and $269,387 in loans loss reserves. That gives it a Texas Ratio of 5.10%.

Net Worth
Phenix Pride U.S. Average
12.39% 12.67%

Phenix Pride FCU has a net worth of 12.39% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Phenix Pride

Branches and Savings

What is Phenix Pride?

A federal credit union, registered with the NCUA under certificate #13852.
Learn more about credit unions here.

Is Phenix Pride FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Phenix Pride is insured by the NCUA.

Who can join Phenix Pride?

Please see Field of Membership information above for information on who is eligible to join.

What are Phenix Pride's share account and share certificate rates?

Phenix Pride's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Phenix Pride?

Phenix Pride has total capital of $1.65 million. Full information on Phenix Pride's financial position is located above.

Who owns Phenix Pride?

Credit Unions are owned by their members.

Where are Phenix Pride branches located?

See branch locations nearby.

Are Phenix Pride ATMs Open 24/7?

Do Phenix Pride ATMs accept cash deposits?

Can Phenix Pride customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Phenix Pride have a mobile app?

Does Phenix Pride have mobile deposit?

Does Phenix Pride have quick pay?

How can Phenix Pride transfer money to other banks or credit unions?

Does Phenix Pride report to credit bureaus?

Does Phenix Pride use Chexsystems?

Does Phenix Pride use Equifax?

What is Phenix Pride's toll free phone number?

What is Phenix Pride's ACH Routing Number?

What is Phenix Pride's SWIFT code?

Where can I find Phenix Pride's wire transfer form?

What is the Phenix Pride address for deposits?

What Products Does Phenix Pride Offer

Does Phenix Pride offer mortgages?

Compare mortgage rates here.

Does Phenix Pride offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Phenix Pride offer auto and RV loans?

Compare auto loan rates here.

Does Phenix Pride offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Phenix Pride

  • August 05, 2018 |


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