2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 65464
Date Established 1979
Assets $146.06 million
Loans $70.57 million
Deposits $130.25 million
Capital $15.98 million

Eco is an NCUA insured institution located in Birmingham, AL. It was founded in 1979 and has approximately $146.06 millions in assets.

Field of Membership Restrictions

ECO Credit Union of Alabama is open to the residents, people maintaining employment, church members, and registered students in these Alabama Counties: Jefferson, Shelby, Cullman, Walker, and Blount.

Deposit Rates - October 20, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $2,500 $39,999 Learn MoreShow Less
Fixed IRA
1.15% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $1,000 - Learn MoreShow Less
6 Mo CD
0.65% $1,000 - Learn MoreShow Less
12 Mo CD
1.15% $1,000 - Learn MoreShow Less
18 Mo CD
1.35% $1,000 - Learn MoreShow Less
24 Mo CD
1.45% $1,000 - Learn MoreShow Less
30 Mo CD
1.55% $1,000 - Learn MoreShow Less
36 Mo CD
1.95% $1,000 - Learn MoreShow Less
48 Mo CD
2.15% $1,000 - Learn MoreShow Less
60 Mo CD
2.75% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.45% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $500 - Learn MoreShow Less

Loan Rates - October 20, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ECO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.408% 3.375% 0.38 $1,020 $1,106 Learn More
Rocket Mortgage
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to ECO
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Eco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Eco Locations

Financial Details

Eco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Eco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Eco U.S. Average
3.65% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Eco had $534,629 in non-current loans and $70,979 in owned assets. To cover these potential losses it had $15,979,199 in net worth and $592,528 in loans loss reserves. That gives it a Texas Ratio of 3.65%.

Net Worth
Eco U.S. Average
10.94% 13.65%

Eco FCU has a net worth of 10.94% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Eco

Branches and Savings

What is Eco?

A federal credit union, registered with the NCUA under certificate #65464.
Learn more about credit unions here.

Is Eco FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Eco?

Please see Field of Membership information above for information on who is eligible to join.

What are Eco's share account and share certificate rates?

Eco's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Eco?

Eco has total capital of $15.98 million. Full information on Eco's financial position is located above.

Who owns Eco?

Credit Unions are owned by their members.

Where are Eco branches located?

See branch locations nearby.

Are Eco ATMs Open 24/7?

Do Eco ATMs accept cash deposits?

Can Eco customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Eco have a mobile app?

Does Eco have mobile deposit?

Does Eco have quick pay?

How can Eco transfer money to other banks or credit unions?

Does Eco report to credit bureaus?

Does Eco use Chexsystems?

Does Eco use Equifax?

What is Eco's toll free phone number?

What is Eco's ACH Routing Number?

What is Eco's SWIFT code?

Where can I find Eco's wire transfer form?

What is the Eco address for deposits?

What Products Does Eco Offer

Does Eco offer mortgages?

Compare mortgage rates here.

Does Eco offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Eco offer auto and RV loans?

Compare auto loan rates here.

Does Eco offer student loans or personal loans?

Compare personal loan rates here.

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