Fort Mcclellan Credit Union

Headquarters

1010 Golden Springs Rd
Anniston, AL 36207
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.35% 1.02% →
1-Year CD 0.55% 1.45% →
2-Year CD 0.70% 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Fort Mcclellan is an NCUA insured institution located in Anniston, AL. It was founded in 1953 and has approximately $237.81 millions in assets.

Who can jion?

FMCU membership includes anyone that lives, works, or attends school in Calhoun, Cleburne, Talladega, Clay, Randolph, Cherokee, Etowah, St Clair and Chambers Counties.

Some other membership qualifications are:

City, County, State and Federal employees living or working in St. Clair and Etowah Counties.

All National Guard and US Army Reserve Personnel within the trade area of Fort McClellan Credit Union.

Any relative of members, regardless of residence or place of employment.

NCUA Insured Yes / State-Chartered
Charter Number # # 61800
Date Established 1953
Assets $237.81 million
Loans $83.40 million
Deposits $208.16 million
Capital $30.59 million
 

Field of Membership Restrictions

Fort McClellan Credit Union of Alabama is open to the residents, registered students, and the people that maintain employment within these qualified counties: Calhoun, Cleburne, Talladega, Clay, Randolph, and Cherokee, as well as, any government employees; no matter what level, office, or agency, as long as they reside or operate within Etowah or St. Clair County, any National Guard or US Army Reserve that resides or works within the qualified credit union trade area, and the family members of current credit union members.

Deposit Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.35% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
30 Mo CD
0.81% $10,000 $14,999 Learn More
30 Mo CD
0.81% $100,000 $199,999 Learn More

Loan Rates - May 21, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FORT MCCLELLAN

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CHASE
NMLS ID: 399798
5.433% 5.375% 0.63 $1,612 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to FORT MCCLELLAN
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Fort Mcclellan branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Fort Mcclellan Locations



Climate Initiatives

FORT MCCLELLAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Fort Mcclellan Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fort Mcclellan. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fort Mcclellan U.S. Average
4.42% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Fort Mcclellan had $1,216,590 in non-current loans and $167,391 in owned assets. To cover these potential losses it had $30,589,463 in net worth and $742,811 in loans loss reserves. That gives it a Texas Ratio of 4.42%.

Net Worth
Fort Mcclellan U.S. Average
12.86% 12.36%

Fort Mcclellan FCU has a net worth of 12.86% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for FORT MCCLELLAN


  • August 16, 2021 |

    I have had 2-3 car loans with them with no problems. I called to check on refinancing my current vehicle of which they currently hold the loan. For some reason, and without my consent, they ran my credit. My score has now dropped 23 points and it’s “oh so sorry. We can’t do anything for you.” As soon as I can, I will take my car loan to USAA.

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