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Comparison of Deposit Account from EGLIN with 3.92% - December 2025

Long-Term Analysis of EGLIN with 3.92% APY and First State Bank with 0.60% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

EGLIN

3.92%

$50,000

36 Month

Credit Union

5.21x (National Avg. - 0.75%)

$2,500

SCENARIO

Year	Rate 3.92%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,960	1,372
2	51,960	2,037	1,426
3	53,997	2,117	1,482
4	56,114	2,200	1,540
5	58,313	2,286	1,600
6	60,599	2,375	1,663
7	62,975	2,469	1,728
8	65,443	2,565	1,796
9	68,008	2,666	1,866
10	70,674	2,770	1,939
11	73,445	2,879	2,015
12	76,324	2,992	2,094
13	79,316	3,109	2,176
14	82,425	3,231	2,262
15	85,656	3,358	2,350
16	89,014	3,489	2,443
17	92,503	3,626	2,538
18	96,129	3,768	2,638
19	99,897	3,916	2,741
20	103,813	4,069	2,849
	TOTAL	$57,883	$40,518

LOCAL CD

First State Bank

0.60%

$50,000

6 Month

Bank

1.48x (National Avg. - 0.41%)

$1,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	300	210
2	50,300	302	211
3	50,602	304	213
4	50,905	305	214
5	51,211	307	215
6	51,518	309	216
7	51,827	311	218
8	52,138	313	219
9	52,451	315	220
10	52,766	317	222
11	53,082	318	223
12	53,401	320	224
13	53,721	322	226
14	54,044	324	227
15	54,368	326	228
16	54,694	328	230
17	55,022	330	231
18	55,352	332	232
19	55,684	334	234
20	56,019	336	235
	TOTAL	$6,355	$4,448

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Limelight Bank, A division of Capital Community Bank	4.20%	$1,000	Learn More
Last change: ↑0.05% on December 1.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↑0.10% on December 1. Early Withdrawal Penalty is 90 days interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from EGLIN with 3.92% - December 2025

Long-Term Analysis of EGLIN with 3.92% APY and First State Bank with 0.60% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from EGLIN with 3.92% - December 2025