R.i.a. Federal Credit Union

Headquarters

Po Box 4750
Rock Island, IL 61204
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 0.70% 5.38% →
2-Year CD 0.90% 4.95% →
5-Year CD 1.10% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

R.i.a. is an NCUA insured institution located in Rock Island, IL. It was founded in 1935 and has approximately $611.32 millions in assets.

Who can join?

Persons who live or work in Scott, Muscatine, Rock Island, and surrounding counties in Iowa and Illinois are eligible for membership, as are persons residing or employed in Monroe and parts of Juneau counties in Wisconsin. Select employee groups in Carroll County and Jo Daviess County in Illinois are also located within R.I.A. Federal Credit Union's field of membership.

NCUA Insured Yes / Federally Chartered
Charter Number # # 17117
Date Established 1935
Assets $611.32 million
Loans $455.08 million
Deposits $569.95 million
Capital $54.12 million
 

Field of Membership Restrictions

Membership in R.I.A. Federal Credit Union is open to the following: (1) those who live, work, or worship within thirty miles of the Wilton or Davenport branch locations; (2) live or work in Monroe and parts of Juneau counties in Wisconsin; (3) select employee groups Carroll County and Jo Daviess County in Illinois; (4) military personnel (active or retired) or civilian employees of the U.S. Government who work, train or are stationed on the Rock Island Arsenal or Ft McCoy military installation.

Deposit Rates - July 13, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.70% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.60% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.80% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Smart Checking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - July 13, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for R.i.a.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.541% 6.375% 0.75 $5,603 $1,997 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.580% 6.490% 1.00 $3,002 $2,021 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.616% 6.500% 1.00 $3,855 $2,023 Learn More
PADDIO
NMLS ID: 1907
6.812% 6.625% 1.00 $6,202 $2,049 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to R.i.a.
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Branches

Below are R.i.a. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


R.i.a. Locations



Climate Policy and Initiatives

R.I.A. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

R.i.a. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of R.i.a.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
R.i.a. U.S. Average
15.48% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, R.i.a. had $8,173,796 in non-current loans and $952,966 in owned assets. To cover these potential losses it had $54,122,049 in net worth and $4,820,422 in loans loss reserves. That gives it a Texas Ratio of 15.48%.

Net Worth
R.i.a. U.S. Average
8.89% 13.62%

R.i.a. FCU has a net worth of 8.89% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for R.i.a.

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