Compare Savings vs. CDs
Comparison of Deposit Account from FEDFINANCIAL with 0.25%
- September 2026
Long-Term Analysis of AMERICAN EAGLE FINANCIAL with 1.65% APY and FREEDOM with 3.45% APY and FEDFINANCIAL with 0.25% APY and SENTINEL with 0.50% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.65%-$50,00012 MonthCredit Union3.01x (National Avg. - 0.55%)$500SCENARIO
Year Rate
1.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 825 578 2 50,825 839 587 3 51,664 852 597 4 52,516 867 607 5 53,383 881 617 6 54,263 895 627 7 55,159 910 637 8 56,069 925 648 9 56,994 940 658 10 57,934 956 669 11 58,890 972 680 12 59,862 988 691 13 60,850 1,004 703 14 61,854 1,021 714 15 62,874 1,037 726 16 63,912 1,055 738 17 64,966 1,072 750 18 66,038 1,090 763 19 67,128 1,108 775 20 68,235 1,126 788 TOTAL $19,361 $13,553 - 2LOCAL CD3.45%-$50,00012 MonthCredit Union6.28x (National Avg. - 0.55%)$500SCENARIO
Year Rate
3.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,725 1,208 2 51,725 1,785 1,249 3 53,510 1,846 1,292 4 55,356 1,910 1,337 5 57,265 1,976 1,383 6 59,241 2,044 1,431 7 61,285 2,114 1,480 8 63,399 2,187 1,531 9 65,586 2,263 1,584 10 67,849 2,341 1,639 11 70,190 2,422 1,695 12 72,612 2,505 1,754 13 75,117 2,592 1,814 14 77,708 2,681 1,877 15 80,389 2,773 1,941 16 83,162 2,869 2,008 17 86,032 2,968 2,078 18 89,000 3,070 2,149 19 92,070 3,176 2,223 20 95,247 3,286 2,300 TOTAL $48,533 $33,973 - 3LOCAL CD0.25%-$50,00048 MonthCredit Union0.30x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 4LOCAL CD0.50%-$50,00012 MonthCredit Union0.91x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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