This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.39% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 695 | 487 |
| 2 | 50,695 | 705 | 493 |
| 3 | 51,400 | 714 | 500 |
| 4 | 52,114 | 724 | 507 |
| 5 | 52,839 | 734 | 514 |
| 6 | 53,573 | 745 | 521 |
| 7 | 54,318 | 755 | 529 |
| 8 | 55,073 | 766 | 536 |
| 9 | 55,838 | 776 | 543 |
| 10 | 56,614 | 787 | 551 |
| 11 | 57,401 | 798 | 559 |
| 12 | 58,199 | 809 | 566 |
| 13 | 59,008 | 820 | 574 |
| 14 | 59,828 | 832 | 582 |
| 15 | 60,660 | 843 | 590 |
| 16 | 61,503 | 855 | 598 |
| 17 | 62,358 | 867 | 607 |
| 18 | 63,225 | 879 | 615 |
| 19 | 64,104 | 891 | 624 |
| 20 | 64,995 | 903 | 632 |
| TOTAL | $15,898 | $11,129 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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