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Comparison of Deposit Account from FORT MCCLELLAN with 0.55% - September 2026


Long-Term Analysis of FORT MCCLELLAN with 0.55% APY and FORT MCCLELLAN with 0.81% APY and MIDFLORIDA with 0.01% APY and LOC with 0.03% APY and VIBE with 0.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    FORT MCCLELLAN
    0.55%
    -
    $50,000
    12 Month
    Credit Union
    1.00x (National Avg. - 0.55%)
    $10,000
     
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 276 193
    2 50,276 277 194
    3 50,553 279 195
    4 50,831 280 196
    5 51,111 282 197
    6 51,393 283 198
    7 51,676 285 199
    8 51,961 286 200
    9 52,247 288 202
    10 52,535 289 203
    11 52,824 291 204
    12 53,115 293 205
    13 53,408 294 206
    14 53,702 296 207
    15 53,998 298 208
    16 54,296 299 209
    17 54,595 301 211
    18 54,896 302 212
    19 55,198 304 213
    20 55,502 306 214
    TOTAL $5,808 $4,066
  • 2
    LOCAL CD
    FORT MCCLELLAN
    0.81%
    -
    $50,000
    30 Month
    Credit Union
    N.A.
    $100,000
     
    SCENARIO
    Year Rate
    0.81%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 407 285
    2 50,407 410 287
    3 50,816 413 289
    4 51,229 416 292
    5 51,646 420 294
    6 52,066 423 296
    7 52,489 427 299
    8 52,916 430 301
    9 53,346 434 304
    10 53,780 437 306
    11 54,217 441 309
    12 54,658 444 311
    13 55,102 448 314
    14 55,550 452 316
    15 56,002 455 319
    16 56,457 459 321
    17 56,916 463 324
    18 57,379 466 327
    19 57,845 470 329
    20 58,316 474 332
    TOTAL $8,790 $6,153
  • 3
    LOCAL MONEY MARKET
    MIDFLORIDA
    0.01%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $0
     
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 4
    LOCAL SAVINGS
    LOC
    0.03%
    -
    $50,000
    N.A.
    Credit Union
    0.13x (National Avg. - 0.23%)
    $100
     
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 5
    LOCAL MONEY MARKET
    VIBE
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    0.43x (National Avg. - 0.23%)
    $10,000
     
    SCENARIO
    Year Rate
    0.10%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707

    All calculations are for demonstration purposes only.

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