This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.02% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 510 | 357 |
| 2 | 50,510 | 515 | 361 |
| 3 | 51,025 | 520 | 364 |
| 4 | 51,546 | 526 | 368 |
| 5 | 52,071 | 531 | 372 |
| 6 | 52,603 | 537 | 376 |
| 7 | 53,139 | 542 | 379 |
| 8 | 53,681 | 548 | 383 |
| 9 | 54,229 | 553 | 387 |
| 10 | 54,782 | 559 | 391 |
| 11 | 55,341 | 564 | 395 |
| 12 | 55,905 | 570 | 399 |
| 13 | 56,475 | 576 | 403 |
| 14 | 57,051 | 582 | 407 |
| 15 | 57,633 | 588 | 412 |
| 16 | 58,221 | 594 | 416 |
| 17 | 58,815 | 600 | 420 |
| 18 | 59,415 | 606 | 424 |
| 19 | 60,021 | 612 | 429 |
| 20 | 60,633 | 618 | 433 |
| TOTAL | $11,252 | $7,876 |
| Year | Rate 1.57% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 785 | 550 |
| 2 | 50,785 | 797 | 558 |
| 3 | 51,582 | 810 | 567 |
| 4 | 52,392 | 823 | 576 |
| 5 | 53,215 | 835 | 585 |
| 6 | 54,050 | 849 | 594 |
| 7 | 54,899 | 862 | 603 |
| 8 | 55,761 | 875 | 613 |
| 9 | 56,636 | 889 | 622 |
| 10 | 57,525 | 903 | 632 |
| 11 | 58,428 | 917 | 642 |
| 12 | 59,346 | 932 | 652 |
| 13 | 60,278 | 946 | 662 |
| 14 | 61,224 | 961 | 673 |
| 15 | 62,185 | 976 | 683 |
| 16 | 63,161 | 992 | 694 |
| 17 | 64,153 | 1,007 | 705 |
| 18 | 65,160 | 1,023 | 716 |
| 19 | 66,183 | 1,039 | 727 |
| 20 | 67,222 | 1,055 | 739 |
| TOTAL | $18,278 | $12,794 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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