Compare Savings vs. CDs
Comparison of Deposit Account from GSA with 1.02%
- October 2026
Long-Term Analysis of PEPCO with 0.20% APY and GSA with 1.02% APY and GSA with 1.28% APY and GSA with 1.57% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.20%-$50,00012 MonthCredit Union0.36x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 100 70 2 50,100 100 70 3 50,200 100 70 4 50,301 101 70 5 50,401 101 71 6 50,502 101 71 7 50,603 101 71 8 50,704 101 71 9 50,806 102 71 10 50,907 102 71 11 51,009 102 71 12 51,111 102 72 13 51,213 102 72 14 51,316 103 72 15 51,418 103 72 16 51,521 103 72 17 51,624 103 72 18 51,727 103 72 19 51,831 104 73 20 51,935 104 73 TOTAL $2,038 $1,427 - 2LOCAL CD1.02%-$50,00012 MonthCredit Union1.85x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
1.02%Annual
InterestAnnual Interest
(After Tax)1 50,000 510 357 2 50,510 515 361 3 51,025 520 364 4 51,546 526 368 5 52,071 531 372 6 52,603 537 376 7 53,139 542 379 8 53,681 548 383 9 54,229 553 387 10 54,782 559 391 11 55,341 564 395 12 55,905 570 399 13 56,475 576 403 14 57,051 582 407 15 57,633 588 412 16 58,221 594 416 17 58,815 600 420 18 59,415 606 424 19 60,021 612 429 20 60,633 618 433 TOTAL $11,252 $7,876 - 3LOCAL CD1.28%-$50,00024 MonthCredit Union1.92x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
1.28%Annual
InterestAnnual Interest
(After Tax)1 50,000 640 448 2 50,640 648 454 3 51,288 656 460 4 51,945 665 465 5 52,610 673 471 6 53,283 682 477 7 53,965 691 484 8 54,656 700 490 9 55,355 709 496 10 56,064 718 502 11 56,782 727 509 12 57,508 736 515 13 58,244 746 522 14 58,990 755 529 15 59,745 765 535 16 60,510 775 542 17 61,284 784 549 18 62,069 794 556 19 62,863 805 563 20 63,668 815 570 TOTAL $14,483 $10,138 - 4LOCAL CD1.57%-$50,00048 MonthCredit Union1.91x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.57%Annual
InterestAnnual Interest
(After Tax)1 50,000 785 550 2 50,785 797 558 3 51,582 810 567 4 52,392 823 576 5 53,215 835 585 6 54,050 849 594 7 54,899 862 603 8 55,761 875 613 9 56,636 889 622 10 57,525 903 632 11 58,428 917 642 12 59,346 932 652 13 60,278 946 662 14 61,224 961 673 15 62,185 976 683 16 63,161 992 694 17 64,153 1,007 705 18 65,160 1,023 716 19 66,183 1,039 727 20 67,222 1,055 739 TOTAL $18,278 $12,794
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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