GSA

Headquarters

1800 F St NW # 1211
Washington, DC 20405
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.77% 1.01% →
2-Year CD 1.03% 0.95% →
5-Year CD 1.50% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Gsa is an NCUA insured institution located in Washington, DC. It was founded in 1937 and has approximately $38.12 millions in assets.

NCUA Insured Yes
Charter Number # # 2299
Date Established 1937
Assets $38.12 million
Loans $24.29 million
Deposits $34.18 million
Capital $3.90 million
 

Field of Membership Restrictions

Membership is open to employees of the General Services Administration, National Archives and Records Administration, U.S. Institute for Peace, National Advisory Council on Economic Opportunity, Committee for Purchase from People who are Blind or Severely Disabled, District of Columbia Randolph-Sheppard Nominee, Inc., Decision Systems Technologies, Inc. or Master Security, Inc. that are under contract with GSA and work in the GSA Central Office building, Equal Employment Opportunity Commission, U.S. Commission on Civil Rights or Advisory Council on Intergovernmental Relations.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.54% $10,000 $14,999 Learn More
6 Mo CD
0.54% $100,000 $199,999 Learn More
12 Mo CD
0.77% $10,000 $14,999 Learn More
12 Mo CD
0.77% $100,000 $199,999 Learn More
24 Mo CD
1.03% $10,000 $14,999 Learn More
24 Mo CD
1.03% $100,000 $199,999 Learn More
36 Mo CD
1.22% $10,000 $14,999 Learn More
36 Mo CD
1.22% $100,000 $199,999 Learn More
48 Mo CD
1.32% $10,000 $14,999 Learn More
48 Mo CD
1.32% $100,000 $199,999 Learn More
60 Mo CD
1.50% $10,000 $14,999 Learn More
60 Mo CD
1.50% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GSA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
First Internet Bank
NMLS ID: 424182
2.664% 2.625% 0.50 $1,290 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to GSA
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Gsa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Gsa Locations


Financial Details

Gsa Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gsa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gsa U.S. Average
2.56% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Gsa had $102,723 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,900,897 in net worth and $113,041 in loans loss reserves. That gives it a Texas Ratio of 2.56%.

Net Worth
Gsa U.S. Average
10.23% 13.61%

Gsa FCU has a net worth of 10.23% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gsa

Branches and Savings

What is Gsa?

A federal credit union, registered with the NCUA under certificate #2299.
Learn more about credit unions here.

Is Gsa FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Gsa?

Please see Field of Membership information above for information on who is eligible to join.

What are Gsa's share account and share certificate rates?

Gsa's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gsa?

Gsa has total capital of $3.90 million. Full information on Gsa's financial position is located above.

Who owns Gsa?

Credit Unions are owned by their members.

Where are Gsa branches located?

See branch locations nearby.

Are Gsa ATMs Open 24/7?

Do Gsa ATMs accept cash deposits?

Can Gsa customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gsa have a mobile app?

Does Gsa have mobile deposit?

Does Gsa have quick pay?

How can Gsa transfer money to other banks or credit unions?

Does Gsa report to credit bureaus?

Does Gsa use Chexsystems?

Does Gsa use Equifax?

What is Gsa's toll free phone number?

What is Gsa's ACH Routing Number?

What is Gsa's SWIFT code?

Where can I find Gsa's wire transfer form?

What is the Gsa address for deposits?

What Products Does Gsa Offer

Does Gsa offer mortgages?

Compare mortgage rates here.

Does Gsa offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gsa offer auto and RV loans?

Compare auto loan rates here.

Does Gsa offer student loans or personal loans?

Compare personal loan rates here.

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